Keculah v. ASI Lloyds

CourtDistrict Court, S.D. Texas
DecidedFebruary 5, 2024
Docket4:23-cv-03499
StatusUnknown

This text of Keculah v. ASI Lloyds (Keculah v. ASI Lloyds) is published on Counsel Stack Legal Research, covering District Court, S.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Keculah v. ASI Lloyds, (S.D. Tex. 2024).

Opinion

Southern District of Texas ENTERED IN THE UNITED STATES DISTRICT COURT [Otay □□□ 2024 FOR THE SOUTHERN DISTRICT OF TEXAS HOUSTON DIVISION HENRY KECULAH, § Plaintiff, V. Case No. 4:23-cv-03499 ASI LLOYDS, Defendant. MEMORANDUM OPINION AND FINAL JUDGMENT

On January 30, 2024, the Court held a hearing pursuant to an Order for Plaintiff Henry Keculah (“Keculah”) to appear and Show cause why this case should not be dismissed. [Order, Doc. 34]. Counsel for Defendant ASI Lloyds (“ASI”), LaDonna Schexnyder and Carin Marcussen, were also ordered to appear. Ms. Schexnyder and Ms. Marcussen appeared along with Viki Miles, a representative of ASI. Keculah did not appear. Based upon the record and the affidavits of Viki Miles and LaDonna Schexnyder submitted into evidence by ASI

at the show cause hearing, the Court makes the following findings and issues the following order:

BACKGROUND This lawsuit arises from a denial of a claim for insurance benefits submitted by Keculah to ASI under Policy No. TXL 1078902 for a water loss that allegedly occurred at the insured property located at 4703 Parma River Lane, Katy, Texas 77449 (the “Property”) on or about March 26, 2023. [Plaintiff's Original Petition, Doc. 1-3 at J§ 2, 13]. He alleges that, after he submitted the claim on March 28, 2023, ASI sent out a water remediation company, D.P.S Contracting, Inc. (“DPS”) to mitigate the water damage to the Property. [/d. at JJ 16, 20]. Keculah signed an “Authorization to Proceed with work and direction to Pay Contract” allowing DPS

to commence mitigation work at the Property. [/d. at § 24]. An adjuster for ASI inspected the Property on April 3, 2023. [/d. at J 30]. ASI took a recorded statement of Plaintiff during the course of its investigation, [id. at § 66], and later requested an examination under oath (“EUO”) of Plaintiff pursuant to the terms of the Policy. [/d. at J 48]. Thereafter, ASI denied the claim. [/d. at J 59, 88. See also Exhibit B COR Declination, Doc. 4-2]. Plaintiff filed suit against ASI in state court alleging ASI did

not conduct a reasonable investigation, unreasonably delayed and wrongfully denied his claim for benefits under the Policy. [Doc. 1-3 at 13-48]]. Plaintiff asserted

causes of action for (1) Tortious Interference with Existing Contract; (2) Tortious Interference with Prospective Contracts; (3) Stalking; (4) Breach of Contract; (5) Breach of the Duty of Good Faith and Fair Dealing; (6) Violation of the Deceptive

Trade Practices Act, Texas Business & Commercial Code §17.41 et seq.; (7) Violations of Texas Prompt Payment of Claims Act, Texas Insurance Code Chapter 542; (8) Unfair Settlement Practices in violation of Texas Insurance Code Chapter 541; (9) Fraud; and (10) Conspiracy. [/d. at 7] 49-82, 88-142]. This case! was subsequently removed to federal court. [Notice of Removal, Doc. 1]. DISCUSSION A. Keculah’s Conduct Prior to the Show Cause Order On September 19, 2023, the Court entered the Order for Conference and Disclosure of Interested Parties, [Doc. 3], which stated that “[a] person litigating pro se is bound by the requirements imposed upon counsel in this Order.” In accordance

' Pursuant to Fed. R. Evid. 201, the Court takes judicial notice of other lawsuits filed by Keculah arising from the same water loss: e Henry Keculah v. Catherine Sweetie Hayes, Cause No. 235200220673 in the Justice of the Peace Court, Precinct 5, Place 2 of Harris County, Texas. Keculah filed suit against Hayes, the mother of his child and a former resident of the insured property, on June 13, 2023, alleging she caused damage to his personal property and the insured property on March 26, 2023; e Henry Keculah v. Catherine Sweetie Hayes, Cause No. 2023-38708 in the 333” Judicial District of Harris County, Texas. Keculah filed suit against Hayes, the mother of his child and a former resident of the insured property, on June 23, 2023, alleging she made defamatory statements about him and caused damaged to the insured property on March 26, 2023; e Henry Keculah v. DPS Contracting Inc. et al, Cause No. 2023-41519 in the 269" Judicial District of Harris County, Texas. Keculah filed suit against DPS, who performed water mitigation work at the insured property after the water loss, on July 6, 2023, alleging they did not perform the work properly. DPS countersued, asserting its compulsory counterclaim for payment for the work it performed pursuant to the contract signed by Keculah.

with Rules 16 and 26 of the Federal Rule of Civil Procedure, the Court set the matter for an initial pretrial and scheduling conference on December 14, 2023 and ordered the parties to confer as required by Rule 26(f) and submit a joint discovery/case management plan (“JD/CMP”) to the Court 10 days before the initial conference. [Id.] The Order warned that “/fJailure to comply with this Order may result in sanctions, including dismissal of the action and assessment of fees and costs” [Id. (emphasis added)] On November 20, 2023, counsel for ASI attempted to conduct the scheduled initial conference with Keculah but he refused to discuss the topics required by Rule 16(c)(2) and Rule 26(f) or participate in preparation of the JD/CMP. [Defendant ASI Lloyds’ Advisory to the Court Regarding Attempted Rule 26 Conference and Preparation of Joint Discovery/Case Management Plan, Doc. 23]. On December 1, 2023, ASI moved for an order of protection because -

although he was well aware of the fact ASI was represented by counsel - Keculah continued communicating directly with ASI about the claim at issue and this lawsuit. [Defendant ASI Lloyds Opposed Motion for Order Prohibiting Plaintiff from Contacting Defendant and Its Employees, Agents and Contractors Regarding this Claim, Doc. 21]. On December 4, 2023, ASI advised the Court of its counsel’s attempt to conduct the initial conference and inability to provide a Joint Discovery/Case

Management Plan as required by the Federal Rules and the September 19, 2023 Order [Doc. 3]. [Doc. 23]. Keculah filed no response to ASI’s Advisory in this case. On December 5, 2023, based on the representations made by ASI and the emails that Keculah copied to court staff, the Court found that a protective order was appropriate and ordered that Keculah “shall not communicate directly with [ASI] regarding any matter related to the federal lawsuit”, that Keculah “shall direct all communications regarding any matter related to the federal lawsuit to LaDonna Schexnyder or Carin Marcussen”, and that all communications be “professional and appropriate in both tone and content”. [Order, Doc. 24 (emphasis added)]. On December 14, 2023, Keculah and counsel for ASI appeared for the Initial Conference where Keculah claimed he had an attorney, but the attorney backed out

at the last second”; Keculah was unprepared to proceed and requested a continuance. [Transcript of Proceedings Held December 14, 2023, Doc. 31]. The Magistrate Judge granted Keculah’s request and re-set the Initial Conference to January 12, 2024. On December 28, 2023, noting that Keculah had not responded to the Motion for Protection, the Court found the need for protection remained and stated that “the Courts December 5, 2023 order remains in effect’. [Order, Doc. 29 (emphasis added)}.

* No attorney has ever appeared for Keculah in this matter.

On January 3, 2024, counsel for ASI attempted, again, to conduct a conference with Keculah as required by the Federal Rules and the Court’s September 19, 2023 Order, [Doc. 3], but Keculah would not provide a clear statement about whether he

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Keculah v. ASI Lloyds, Counsel Stack Legal Research, https://law.counselstack.com/opinion/keculah-v-asi-lloyds-txsd-2024.