Jason R. Todd v. Selective Insurance Group, Inc., et al.

District Court, D. New Jersey·Decided July 7, 2026·No. 2:25-cv-13962·Unknown

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY

JASON R. TODD,

Civil Action No. 25-13962 (JXN)(CF) Plaintiff,

v. OPINION

SELECTIVE INSURANCE GROUP, INC., et al.,

Defendants.

NEALS, District Judge This opinion resolves twenty-three motions. Before the Court are: (1) motions to dismiss pro se Plaintiff Jason R. Todd’s (“Plaintiff”) complaint filed by Defendants Selective Insurance Group, Inc. (“Selective”) and David Swartz (“Swartz”) (collectively, “Selective Defendants”) (ECF No. 87), and by Defendant The Vanguard Group (“Vanguard”) (with the Selective Defendants, “Defendants”) (ECF No. 91); (2) Plaintiff’s motion for leave to file an amended complaint (ECF No. 161); and (3) twenty other motions Plaintiff filed (ECF Nos. 57, 66, 70, 71, 74, 75, 83, 93, 94, 95, 96, 99, 100, 115, 118, 122, 126, 135, 143, 157). The Court has carefully considered the parties’ submissions and decides this matter without oral argument pursuant to Federal Rule of Civil Procedure1 78 and Local Civil Rule 78.1. For the reasons set forth below, Defendants’ motions to dismiss (ECF Nos. 87, 91) are GRANTED; Plaintiff’s motion for leave to amend (ECF No. 161) is DENIED; Plaintiff’s remaining motions are DENIED as moot; and the Complaint (ECF No. 1) is DISMISSED with prejudice.

1 “Rule” or “Rules” hereinafter refer to the Federal Rules of Civil Procedure. I. BACKGROUND A. Statement of Facts Plaintiff is a disabled veteran living in Pennsylvania. (See Compl. at *3,2 ECF No. 1.) Selective is an insurance company. (Id.) Plaintiff alleges that Swartz, an insurance agent working

for Selective, called Plaintiff on December 16, 2024 and triggered a “documented suicide crisis.” (Id. at *4.) Plaintiff asserts that the Selective Defendants “deliberately ignored” Plaintiff’s trauma records, and “suppressed material events.” (Id.) Plaintiff also claims that Selective failed to disclose its purported failure to comply with the Americans with Disabilities Act (“ADA”) in quarterly or yearly securities reports. (Id.) Plaintiff further alleges that Vanguard, a major shareholder of Selective, “failed to act after material evidence of litigation, trauma filings, and securities risk.” (Id.) B. Procedural History i. The Pennsylvania Action Plaintiff, proceeding pro se and in forma pauperis, sued the Selective Defendants, among others, in the Middle District of Pennsylvania on March 10, 2025 (“Pennsylvania Action”).3 (See

Selective Ex. B (“Pa. Compl.”) at *96–103, ECF No. 87-2.) Plaintiff claims he was assaulted in September 2024, causing a traumatic brain injury. (Id. at *98.) Plaintiff alleges he submitted evidence of his injuries to the Derry Township Police Department. (Id.) Plaintiff asserts the police suppressed the evidence of his injuries and withheld his medical records from the prosecutor’s office and the Veterans Administration. (Id. at *98–99.) The perpetrator of the assault pled guilty

2 Pincites preceded by an asterisk (*) use ECF pagination. 3 “To decide a motion to dismiss, courts generally consider only the allegations contained in the complaint, exhibits attached to the complaint and matters of public record.” Schmidt v. Skolas, 770 F.3d 241, 249 (3d Cir. 2014) (quoting Pension Benefit Guar. Corp. v. White Consol. Indus., Inc., 998 F.2d 1192, 1196 (3d Cir. 1993)). Filings in the Pennsylvania Action are indisputably matters of public record. to summary harassment. (Id. at *98.) Plaintiff argues that, had the police department not suppressed evidence of his injuries, the prosecutor would have charged the perpetrator with a felony. (Id.) On December 16, 2024, Plaintiff alleges that Swartz verbally harassed Plaintiff on the phone, triggering a post-traumatic stress disorder (“PTSD”) crisis. (Id. at *100.)

The Pennsylvania Complaint asserted racketeering, mail fraud, obstruction of justice, and emotional distress claims against the Selective Defendants. (Id. at *101–02.) Plaintiff amended the Pennsylvania Complaint twice. (See Selective Ex. C (“Second Am. Pa. Compl.”) at *169–73, ECF No. 87-2.) In the Second Amended Pennsylvania Complaint, Plaintiff alleged that the Selective Defendants harassed Plaintiff, causing a PTSD crisis. (Id. at *171.) Plaintiff asserted claims for violations of his civil rights, racketeering laws, and the ADA. (Id. at *171–72.) Plaintiff included a state law claim for intentional infliction of emotional distress, and further alleged that the Selective Defendants conspired to suppress evidence. (Id.) The magistrate judge assigned to the Pennsylvania Action recommended the District Court dismiss the Second Amended Pennsylvania Complaint with prejudice, which the District Court

adopted. See Todd v. Derry Township, No. 25-435, 2025 WL 2406540 (M.D. Pa. June 2, 2025), report and recommendation adopted, 2025 WL 1808188 (M.D. Pa. July 1, 2025). Plaintiff appealed and the Third Circuit affirmed. See Todd v. Derry Township, No. 25-2335, 2026 WL 540384 (3d Cir. Feb. 26, 2026). ii. This Action After the Middle District of Pennsylvania dismissed the Pennsylvania Action with prejudice, but before the Third Circuit affirmed, Plaintiff filed this lawsuit on July 30, 2025. (See id.) The complaint includes claims for discrimination under the ADA, 42 U.S.C. § 12203, against all Defendants (“Count I”); civil rights violations under 42 U.S.C. § 1983 against the Selective Defendants (“Count II”); securities fraud, under § 10(b) of the Securities Exchange Act of 1934, 15 U.S.C. § 78j(b), and Rule 10b-5, 17 C.F.R. § 240.10b-5, against Vanguard and Selective (“Count III”); destruction of evidence under 18 U.S.C. § 1519 (“Count IV”); negligent infliction of emotional distress against Swartz (“Count V”); and constructive agency breach against

Selective (“Count VI”). (Id. at *5.) Plaintiff proceeded to file “over 120 motions, notices, and other submissions on the docket.” (See May 20, 2026 Order, ECF No. 175.) Amid the flurry of docket activity, the Selective Defendants and Vanguard separately moved to dismiss under Rule 12(b)(6). (See Selective Moving Br., ECF No. 87-1; Vanguard Moving Br., ECF No. 92.) The Selective Defendants argue res judicata bars Plaintiff’s claims because this lawsuit is identical to the Pennsylvania Action. (See Selective Moving Br. at 12–15.) In the alternative, the Selective Defendants argue Plaintiff’s claims fail on the merits. (Id. at 15–23.) Vanguard argues, as a mere shareholder of Selective, it cannot be held liable for Selective’s conduct. (See Vanguard Moving Br.) Plaintiff opposed both motions and moved for sanctions against Defendants. (See ECF Nos. 93, 94.) Defendants replied

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Jason R. Todd v. Selective Insurance Group, Inc., et al., (D.N.J. 2026).

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