In Re The Matter Of The John E. Thompson And Darleen P. Thompson Living Trust

CourtCourt of Appeals of Washington
DecidedMay 12, 2025
Docket85574-3
StatusUnpublished

This text of In Re The Matter Of The John E. Thompson And Darleen P. Thompson Living Trust (In Re The Matter Of The John E. Thompson And Darleen P. Thompson Living Trust) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re The Matter Of The John E. Thompson And Darleen P. Thompson Living Trust, (Wash. Ct. App. 2025).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

IN THE MATTER OF THE JOHN E. No. 85574-3-I THOMPSON AND DARLEENE P. THOMPSON LIVING TRUST DATED DIVISION ONE APRIL 22, 1993,

GERALD L. THOMPSON, Successor Trustee, and WILLARD THOMPSON, UNPUBLISHED OPINION Successor Trustee,

Respondents/Cross-Appellants,

v.

JENNIFER P. GARCIA, Successor Trustee,

Appellant/Cross-Respondent.

SMITH, C.J. — John E. Thompson and Darleene P. Thompson, husband

and wife, executed a revocable living trust. The Thompsons’ children, as well as

their granddaughter, Jennifer Garcia, were the named beneficiaries. Upon

Darleene’s death, John changed his and Darleene’s BECU accounts to put them

in his name only. He named his four surviving children as the pay-on-death

beneficiaries of the new accounts. Three months later, John asked his

granddaughter, Jennifer Garcia, to take him to BECU so he could add her as a

joint tenant on the accounts to help pay bills. When filling out the paperwork at

the bank, John signed a form that had the box next to “Joint Account with Right No. 85574-3-I/2

of Survivorship” checked with a computer-generated “X.” Upon John’s death,

Garcia went to BECU and removed all the funds from the accounts.

Three of John’s children initiated a Trust and Estate Dispute Resolution

Act 1 (TEDRA) Petition against Garcia, claiming she breached her fiduciary duty

as John’s attorney-in-fact and as successor trustee. The children later amended

their complaint, naming themselves in their individual capacities and bringing a

claim under RCW 30A.22.100. The trial court ruled in favor of Garcia on the

initial TEDRA claims, but held the BECU accounts belonged to the Thompsons’

children and imposed a constructive trust. Garcia appeals. We affirm the trial

court in part but remand to strike the prejudgment interest.

FACTS

John E. Thompson and Darleene P. Thompson were husband and wife

and had six children: Larry Thompson, John C. Thompson, Gerald A. Thompson,

Willard A. Thompson, Roxie Chapin, and Donelda M. Higgins. 2 Appellant,

Jennifer Garcia, is the granddaughter of John and Darleene Thompson.

In 1993, John and Darleene created the John E. and Darleene P.

Thompson Living Trust (“the Trust”). The Trust was subsequently amended

twice. The first amendment to the Trust removed Larry and John C. (who

predeceased their parents) and listed Roxie, Gerald and, alternatively, Garcia as

successor trustees. It also allocated John’s Tonka Truck collection to Michael

1 Chapter 11.96A RCW. 2 We refer to the parties by their first names solely for the purpose of clarity and to avoid confusion.

2 No. 85574-3-I/3

Friese (John and Darleene’s grandson) and their SeaTac estate to Garcia. The

second amendment named Willard, Gerald, and Garcia as successor cotrustees.

Other than the specific allocations to Friese and Garcia, the primary beneficiaries

of the Trust were the Thompsons’ children. John and Darleene generally shared

their intended estate plans with their family.

Darleene passed away in November 2018, and John became the sole

trustee and sole current beneficiary of the Trust. The Trust included several

BECU accounts that were under Darleene’s Social Security number. After

Darleene’s death, John made several trips to BECU with his children to close the

Trust accounts and open new accounts in his name only. For each new account

opened, John named his four surviving children as the pay-on-death

beneficiaries.

In December 2019, John asked Garcia to accompany him to BECU so he

could add her as a joint tenant on his accounts. Garcia testified that she believed

John was adding her to the accounts to help him pay bills. John had previously

asked his daughter, Roxie, to do the same, but she declined. Roxie testified that

after she declined, John told her he planned to ask one of his granddaughters,

either Robyn Chapin or Garcia, to be on the account. Prior to this meeting, John

did not indicate to Garcia that he intended to add her to the accounts with a right

of joint survivorship.

At BECU, John and Garcia met with Nhu Nguyen. Nguyen presented

John with the consumer account changes and request form, which was largely

auto populated with information downloaded from the BECU database system.

3 No. 85574-3-I/4

On the form, the box next to “Joint Account with Right of Survivorship” was

checked with a computer-generated “X.” No evidence explains how or why that

box was checked. Nguyen testified she did not remember anything about the

meeting with John and Garcia. Despite having no memory of the meeting with

John and Garcia, Nguyen claimed she did discuss joint right of survivorship with

John because it was standard bank practice and she reviewed it “with every

single member.”

Garcia testified she sat with John for the majority of the meeting with

Nguyen, only getting up a few times to take phone calls. Garcia did not recall

many specifics of the meeting, but she testified that (1) John never mentioned a

right of survivorship before the meeting; (2) she did not recall a right of

survivorship being discussed at the meeting; (3) she did not recall anything

Nguyen said; and (4) she would have remembered being told John had given her

a right of survivorship. But Garcia did recall John reviewing the paperwork

before he signed and asking Nguyen questions, though she could not recall what

the questions were.

At the time John signed the form, he was 95 years old. Conflicting

testimony exists regarding John’s mental and physical health. Gerald, Willard,

and Roxie all testified that John suffered from “cognitive issues,” including mild

memory loss, and Willard noted that he was never sure if John understood what

he was saying. Both Gerald and Roxie testified that John had poor eyesight and

he would not have been able to read the font on the BECU form. Roxie also

testified that, even with his hearing aid, John could barely hear. John’s

4 No. 85574-3-I/5

physician, Dr. Bateson, agreed that John suffered from poor hearing, but noted

he was able to maintain conversation and appeared to understand what she

discussed with him. Bateson testified that after John’s hospital stay in

September 2019, she was concerned about John’s cognitive functioning, but her

concerns were largely alleviated when she met with John again in January 2020.

John died in October 2020. A few weeks after John’s death, Garcia went

to BECU and spoke with a representative. At this meeting, Garcia first learned

she was added to John’s accounts with a right of survivorship and was now the

sole owner of the accounts. At the recommendation of the representative, Garcia

froze the funds in the accounts. Then, after retaining legal representation, Garcia

withdrew the funds in the BECU accounts and deposited them into her own

accounts. In November 2020, Gerald and Willard, in their capacities as

successor trustees of the Trust, commenced a TEDRA Petition against Garcia in

her capacity as successor trustee of the Trust. The Petition included counts for

(1) breach of fiduciary duty; (2) undue influence; (3) constructive trust;

(4) conversion; and (5) violation of the “no contest” provision of the Trust. Garcia

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