In Re Horwitz

196 N.E. 208, 360 Ill. 313, 1935 Ill. LEXIS 719
CourtIllinois Supreme Court
DecidedApril 12, 1935
DocketNo. 22635. Proceedings dismissed.
StatusPublished
Cited by15 cases

This text of 196 N.E. 208 (In Re Horwitz) is published on Counsel Stack Legal Research, covering Illinois Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re Horwitz, 196 N.E. 208, 360 Ill. 313, 1935 Ill. LEXIS 719 (Ill. 1935).

Opinions

Mr. Justice Shaw

delivered the opinion of the court:

On March 2, 1933, the Zurich General Accident and Liability Insurance Company filed a complaint against the respondent with the committee on grievances of the Chicago Bar Association. It was signed by A. D. Owen, superintendent of the Chicago claim department of that company and charged substantially the facts set forth in the following summary of the evidence submitted to us:

A. D. Owen testified that in his position as superintendent of claims for his company he became suspicious of an adjuster in its employ and decided to test his honesty; that he determined to put through a fictitious case, giving the name of a supposedly injured party to be impersonated by a detective and find out what the adjuster would do. Pursuing that idea he employed a private detective by the name of Louis Baer. He then went to a minor employee of a Chicago newspaper which was a policy holder in the Zurich Company and arranged for him to mail in a report of an accident supposed to have occurred wherein a newspaper truck hit the detective, Baer. Owen prepared an accident report, and the employee of the insured, apparently without any consent of his superior officers, mailed it to the insurance company. This fictitious case was assigned to the adjuster exactly as though it had been an actual occurrence. The report stated that an accident had taken place on June 6, 1932, at 8:15 P. M., at Oakdale and Broadway, in the city of Chicago; that the truck was traveling north on Broadway and another car was coming west on Oakdale without lights, and that the driver was watching the other car and did not see the injured man until he was practically on top of him. The name of the driver was given as R. Walder, the injured as Louis Baer, and the injuries were stated “fell to street; tried to get him to go to doctor, but man who said he was a friend of his said he would take him in his car; name of doctor unknown.” The adjuster was instructed to investigate the case, to check the injuries and disability and to get a medical examination. The instructions ended with the words, “Liability case.—A. D. O.,” the initials being those of Owen. At the same time Owen caused an entirely fictitious and fabricated report of an accident to be made out, with the name “Anthony Walder” signed to it. This gave full details and particulars of how the fictitious accident was supposed to have happened, and was put in the files for the adjuster to see, as Owen said, in order to prevent the adjuster from checking up on the driver and discovering that, in fact, there had been no accident. Owen further testified that, pursuant to instructions, the adjuster called upon the detective, who throughout the transaction'played his part of an injured person, and that the adjuster’s report, which was introduced in evidence, showed the detective had told the same story as to how and when the accident happened as was shown by the fictitious report in the files. The adjuster reported that he had been unable to get a settlement of the case because the injured party wanted to talk to some of his children first. In his report he stated that “Mr. Baer is a Jew, and my first impression was the lowest kind of a ‘Kike.’ I have not changed my impression.” Following the adjuster’s visit the detective reported to his employer that he had told the adjuster that he had a serious head injury and believed that he had a skull fracture and also an injury to his spine. Shortly thereafter the respondent appeared in the case as attorney for the injured party, having sent a notice of attorney’s lien to the newspaper. Owen testified that he then accused his adjuster of complicity with the respondent, and that the adjuster confessed to him that he had “tipped the case off” to the respondent, and that on two occasions he had received money from him, in one case $20 and in another $6o. Most of the testimony in this connection is entirely incompetent, dealing with conversations and acts between the witness and his employee out of the presence of the respondent and strictly res inter alios acta.

The witness Owen further testified that after he knew the respondent, Horwitz, was in the case he instructed the detective to continue the deception, for the purpose, as he said, of trying to find out how far Horwitz would go; that he had many conversations with the respondent in which he asked $5000 in settlement, and in which, for his first offer, the witness suggested $500 as a suitable sum, and that in his opinion the case would never be worth more than that. By a trick, which will be hereinafter mentioned, the witness obtained from Horwitz the statements of the doctors who had examined the detective, copies of their reports and certain X-ray pictures. The doctors’ reports, which were introduced in evidence, were as follows: The report of Dr. F. E..Deadman was that he had made an X-ray examination of the detective; that he had found some evidence of a skull fracture, manifested by a positive Romberg test; a marked scoliosis in the lumbar region, with curvature to the left; muscles tense and spastic in the back and movements restricted. The report gave it as the doctor’s opinion that there was a slight fracture of the articular process of the fourth lumbar vertebra. He recommended that the patient should wear a cast for a time and that possibly he might be later fitted with a Taylor spine-brace. The report of Dr. Fred F. Schwartz indicated a rotation and displacement of the fourth lumbar vertebra ; a fracture of the right inferior articular process of the fourth lumbar vertebra, and that there was a line on the X-ray ■ picture which would justify a diagnosis of skull fracture. The report of Dr. N. B. Fans was to the effect that he had been called to see the supposedly injured man “on or about” June 6, 1932, for the purpose of treating him, as he was told, for injuries sustained when struck by a truck at Oakdale avenue and Broadway; that the patient complained of severe pain in the lower part of his back and in the back of his head; that there were contusions in the left occipital region, with marked swelling and tenderness; that the patient was badly dazed; that there was an injury to the back and lumbar spine which he thought might cause the complaints as to extreme pain and tenderness. He stated it to be his opinion that the man had sustained an injury which would prevent him from returning to any form of manual labor. It should be noted in connection with these reports that the original X-ray films were certified to this court, and there is also a copy of one of the X-ray pictures in the record which shows, even to the untrained eye, a marked curvature of the lower spine and a peculiar twist to one of the vertebrae.

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Bluebook (online)
196 N.E. 208, 360 Ill. 313, 1935 Ill. LEXIS 719, Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-horwitz-ill-1935.