In re: 301 W NORTH AVENUE, LLC

CourtUnited States Bankruptcy Court, N.D. Illinois
DecidedJanuary 6, 2025
Docket24-02741
StatusUnknown

This text of In re: 301 W NORTH AVENUE, LLC (In re: 301 W NORTH AVENUE, LLC) is published on Counsel Stack Legal Research, covering United States Bankruptcy Court, N.D. Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In re: 301 W NORTH AVENUE, LLC, (Ill. 2025).

Opinion

UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION In re: ) Case No. 24 B 2741 ) 301 W NORTH AVENUE, LLC, ) Chapter 11 ) Debtor. ) Judge David D. Cleary MEMORANDUM OPINION This matter comes before the court on the motion of BDS III Mortgage Capital G, LLC (“BDS III” or “Lender”) to dismiss this bankruptcy case and to bar 301 W North Avenue, LLC (“Debtor”) from refiling (“Motion to Dismiss”). BDS III attached declarations and exhibits to the Motion to Dismiss. The court entered a briefing schedule. Debtor timely filed its response (“Response”) and BDS III filed a reply (“Reply”). Debtor attached an exhibit to the Response and also filed an affidavit in support of it. BDS III filed additional declarations and exhibits with its Reply. No party wished to present additional evidence, so the court took the matter under advisement after the briefing schedule closed. Having reviewed the papers submitted by the parties and the applicable law, the court will enter an order granting the Motion to Dismiss. I. JURISDICTION The court has subject matter jurisdiction under 28 U.S.C. § 1334(b) and the district court’s Internal Operating Procedure 15(a). This is a core proceeding under 28 U.S.C. § 157(b)(2)(A) and (O). Venue is proper under 28 U.S.C. § 1409(a). II. BACKGROUND A. Debtor Enters Into a Loan Agreement That Requires the Appointment of an Independent Manager 301 W North Avenue, LLC is a Delaware limited liability company. Its primary asset is a mixed-use real estate development known as the North Park Pointe Apartments, located at 301 West North Avenue in Chicago, Illinois (“301 West North Property”). The 301 West North Property consists of a 7-story high-rise building with a partial 8th level. It contains 69 residential units and 4,268 square feet of retail space. On September 23, 2020, BDS III’s predecessor-in-interest, BDS III Mortgage Capital J LLC (“Original Lender”) made a loan to Debtor in the original principal amount of $26,000,000 (“Loan”), secured by the 301 West North Property.1 Declaration of Stephen King (“King

Dec”), ¶ 10 and Ex. 2. The Loan is evidenced by a promissory note. King Dec, ¶ 18 and Ex. 3. Original Lender perfected its lien on the 301 West North Property by a mortgage dated September 23, 2020, and financing statements filed in Cook County on October 14, 2020, and in Delaware on November 12, 2020. King Dec, Exs. 4 and 5. F. Martin Paris, Jr. (“Paris”) signed the promissory note and mortgage on behalf of the Debtor as president of its manager. King Dec, Exs. 3 and 4. Prior to making the Loan, an affiliate of the Original Lender sent a term sheet to Debtor. King Dec, Ex. 1. This initial term sheet required Debtor to be a “bankruptcy remote entity” and to have “one acceptable independent director[.]” King Dec, Ex. 1 at 301WNAVE_0004510.

1 Debtor does not concede that Original Lender assigned the Loan to BDS III. To the extent this fact is disputed, the court need not resolve it for purposes of the Motion to Dismiss. BDS III filed a secured claim to which no objection is on file, so it holds an allowed claim. See 11 U.S.C. § 502(a). Therefore, it is a party in interest that may request dismissal of a chapter 11 case. See 11 U.S.C. § 1112(b). To assist in Debtor’s search for an individual to serve as an independent director or manager, Debtor and CT Corporation Staffing, Inc. (“CTCS”) executed a staffing agreement on September 3, 2020 (“Staffing Agreement”). Declaration of Randall L. Morrison, Jr. (“Morrison Dec”), Ex. 4. Debtor alleged in its Response that CTCS is a leader “in the business

of providing independent directors for the benefit of lenders seeking to prevent their borrowers from filing for bankruptcy protection.” Response, p. 3. CTCS designated Lisa M. Pierro (“Pierro” or “Independent Manager”) as an individual qualified to serve as the independent manager. Morrison Dec, Ex. 3 at 29. She is currently an independent director or manager of over 500 corporate entities. Id. at 16. The Staffing Agreement provides that in the event any matter came before Debtor’s governing body for its consideration, Debtor would provide the Independent Manager with reasonable time and assistance to investigate the matter before the Board and perform adequate due diligence in connection therewith. Such due diligence may include, at CTCS’s sole discretion, the engagement of independent legal counsel or other advisors to provide additional guidance and assistance[.] Morrison Dec, Ex. 4, § 4(c) (emphasis added). The Staffing Agreement also provides for an initial term of one year to be “automatically extended for successive one (1) year periods, unless at anytime [sic] either party elects to terminate this Agreement and gives at least thirty (30) days prior written notice of termination to the other party.” Id., § 1. Additionally, the Staffing Agreement includes an indemnification provision for CTCS and the Independent Manager (referred to as the Director): The Company and its affiliates … shall jointly and severally indemnify, defend and hold CTCS, its affiliated companies, and all of such companies’ employees, agents, officers and directors, as well as the Director, harmless from and against any and all claims … that may be incurred by CTCS or the Director arising out of or relating to any breach of any representation or warranty … or in anyway [sic] arising from the services provided or functions performed by CTCS hereunder or the actions of the Director, other than those arising solely from the willful misconduct of either CTCS or the Director. Id., § 5. Finally, the Staffing Agreement contains a covenant from the Debtor not to sue CTCS or the Independent Manager “other than for reason of alleged willful misconduct by either of them.” Id., § 6. The terms of the $26,000,000 Loan are memorialized in a loan agreement between Original Lender and Debtor dated September 23, 2020 (“Loan Agreement”). King Dec, Ex. 2. The Loan Agreement includes several provisions regarding the Independent Manager that are relevant to resolution of the Motion to Dismiss: SECTION TEXT

Section 6.1(a)(xvi) Without the unanimous written consent of all members, as well as the consent of the Independent Director, the Debtor will not “file or consent to the filing of any petition, either voluntary or involuntary, to take advantage of any Creditors Rights Laws[.]”

Section 6.2(a) Debtor’s organizational documents “shall provide that at all times there shall be at least one (1) duly appointed member of its board of directors or managers, as applicable (an “Independent Director”) reasonably satisfactory to Lender[.]”

Section 6.2(b) Debtor’s organizational documents shall provide that its board “shall not take any action which, under the terms of any organizational documents” requires the unanimous vote of the board of directors or managers “unless at the time of such action there shall be at least one (1) Independent Director engaged as provided by the terms hereof[.]”

Any “resignation, removal or replacement” of the Independent Director “shall not be effective without two (2) Business Days prior written notice to Lender accompanied by evidence that the replacement Independent Director satisfies the applicable terms and conditions hereof and of [Debtor’s] organizational documents[.]”

King Dec, Ex. 2. B.

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In re: 301 W NORTH AVENUE, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-301-w-north-avenue-llc-ilnb-2025.