Gold Mine Investments, Inc. v. Girard National Bank

CourtCourt of Appeals of Kansas
DecidedMarch 31, 2017
Docket114464
StatusUnpublished

This text of Gold Mine Investments, Inc. v. Girard National Bank (Gold Mine Investments, Inc. v. Girard National Bank) is published on Counsel Stack Legal Research, covering Court of Appeals of Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gold Mine Investments, Inc. v. Girard National Bank, (kanctapp 2017).

Opinion

CORRECTED OPINION

NOT DESIGNATED FOR PUBLICATION

Nos. 114,464 115,055

IN THE COURT OF APPEALS OF THE STATE OF KANSAS

GOLD MINE INVESTMENTS, INC., Appellant,

v.

GIRARD NATIONAL BANK, Operating as HIAWATHA NATIONAL BANK, Appellee.

MEMORANDUM OPINION

Appeal from Atchison District Court; ROBERT J. BEDNAR, judge. Opinion filed March 31, 2017. Affirmed.

Gregory V. Blume, of Overland Park, for appellant.

Ann L. Hoover, of Topeka, and Kevin M. Hill, of Hiawatha, for appellee.

Before LEBEN, P.J., POWELL and SCHROEDER, JJ.

Per Curiam: Gold Mine Investments, Inc. (GMI) appeals the district court's decision granting summary judgment to Girard National Bank, operating as Hiawatha National Bank (the Bank). GMI raises the following six issues: (1) The district court lacked jurisdiction to consider the Bank's motion for summary judgment on GMI's petition for damages; (2) the district court erred when it held a hearing on the record on GMI's motion for a change of judge; (3) the district court erred in setting the appeal bond amount; (4) the district court erred in granting the Bank's summary judgment motions; (5)

1 the district court erred in awarding the Bank its attorney fees; and (6) the district court erred when it confirmed the sheriff's sale. We have carefully reviewed all of the issues raised on appeal and find the district court did not err; therefore, we affirm.

FACTS

GMI developed a banking relationship with the Bank in 2004 that included a checking account and multiple loans. In 2007, GMI entered into promissory note No. - 2752 with the Bank in the principal amount of $40,000. The promissory note was secured by a real estate mortgage and contained acceleration and right-of-offset clauses. GMI later entered into promissory note No. -2757 with the Bank in the principal amount of $190,842.85. The promissory note was payable in full upon demand, secured by real estate mortgages, and contained a right-of-offset clause.

On October 9, 2013, GMI deposited $197,000—insurance proceeds received in settlement of a claim involving damage to one of its properties—into its checking account.

On November 15, 2013, the Bank emailed GMI requesting it pay the past due and current real estate taxes on properties subject to the Bank's mortgages. On November 19, 2013, the Bank notified GMI by letter that a $50,000 hold on GMI's checking account had been imposed to pay the estimated real estate taxes on properties subject to the Bank's mortgages. At a meeting held on December 5, 2013, the Bank told GMI the outstanding real estate taxes needed to be paid immediately.

On December 10, 2013, GMI deposited check No. 353 into an account at Exchange National Bank in Atchison, Kansas, in the amount of $140,000 drawn on its checking account with the Bank. The hold left the account with an approximate balance of $100,000 available to GMI. On December 12, Exchange National Bank presented

2 check No. 353 to the Bank for payment. Also on December 12, 2013, GMI wrote check No. 355 to in the amount of $400.

The Bank deemed itself insecure because it believed the collateral, prospect of payment, and performance on GMI's loans was impaired. It demanded payment of the loans. The Bank notified GMI it had deemed itself insecure and was exercising the right of setoff as provided in the notes. The documents were hand-delivered to GMI on December 13, 2013.

On December 13, 2013, the Bank returned check No. 353 for uncollected funds. It returned check No. 355 for uncollected funds on December 16, 2013. Both checks were presented again and were again returned for uncollected funds.

The Bank used the set-off funds to pay $32,779.15 in real estate taxes, paid the balance of promissory note No. -2752, and applied the remaining funds to promissory note No. -2757. This left a substantial balance owed to the bank on note No. -2757.

GMI filed suit against the Bank and amended its petition claiming wrongful dishonor and breach of contract. The Bank answered and counterclaimed alleging GMI was in default and the mortgaged properties should be foreclosed.

Following discovery, the Bank filed a motion for summary judgment on GMI's claims. The filing fee for the motion for summary judgment was not paid by the Bank at the time it filed the motion. Later that afternoon, the Bank filed a motion for summary judgment on its counterclaim and paid the filing fee. GMI responded to both motions for summary judgment. Without hearing argument, the district court entered orders in the Bank's favor on both motions. The Bank filed its notice of fees, expenses, and costs to be included in the judgment. It was not itemized. GMI objected.

3 GMI filed a motion for change of judge. GMI's motion was set for hearing. The hearing was informal but was conducted on the record. The judge ultimately determined he would not recuse himself. The district court also required the Bank to submit an affidavit supporting its attorney fee request.

GMI appealed the orders granting the Bank summary judgment. GMI requested the district court to set an appeal bond. At the appeal bond hearing, GMI withdrew the motion for change of judge. The district court set the appeal bond at $150,000.

A panel of this court dismissed GMI's appeal as premature. A journal entry of judgment of foreclosure was subsequently filed by the district court. GMI timely filed its second notice of appeal. GMI did not post an appeal bond.

At the sheriff's sale on the foreclosed properties, a third party was the successful bidder at $.01 over the Bank's bid on one of the properties and the Bank purchased the rest of the properties. The Bank filed a motion to confirm the sheriff's sale contending the final total bid of $93,500.01 for all of the properties—one half the value estimated by the Bank's appraiser—was the fair value for the properties and the sale should be confirmed. The district court deemed $93,500.01 was not a fair value of the properties, but it would confirm the sheriff's sale if the Bank agreed to credit GMI the entire amount of the judgment, including all costs to date. The Bank agreed. The district court entered an order confirming the sheriff's sale, and GMI appealed.

GMI now appeals all adverse rulings by the district court and in the consolidated appeals raises six issues.

4 ANALYSIS

The district court had jurisdiction.

GMI argues the district court lacked jurisdiction to consider the Bank's motion for summary judgment on GMI's petition for damages. As a preliminary matter, the Bank argues GMI cannot challenge the district court's jurisdiction on appeal because it did not raise the issue before the district court. However, subject matter jurisdiction may be raised at any time, whether for the first time on appeal or even on the appellate court's own motion. Jahnke v. Blue Cross & Blue Shield, 51 Kan. App. 2d 678, 686, 353 P.3d 455 (2015). Thus, whether the district court had jurisdiction to rule on the Bank's motion for summary judgment on GMI's claim for damages is properly before this court.

Whether subject matter jurisdiction exists is a question of law over which this court's scope of review is unlimited. Fuller v. State, 303 Kan. 478, 492, 363 P.3d 373 (2015). Further, since resolution of this issue involves statutory construction, this court has unlimited review. Neighbor v. Westar Energy, Inc., 301 Kan. 916, 918, 349 P.3d 469 (2015).

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Gold Mine Investments, Inc. v. Girard National Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gold-mine-investments-inc-v-girard-national-bank-kanctapp-2017.