Frankamp v. Fordney Hotel

193 N.W. 204, 222 Mich. 525, 1923 Mich. LEXIS 719
CourtMichigan Supreme Court
DecidedApril 27, 1923
DocketDocket No. 54
StatusPublished
Cited by20 cases

This text of 193 N.W. 204 (Frankamp v. Fordney Hotel) is published on Counsel Stack Legal Research, covering Michigan Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Frankamp v. Fordney Hotel, 193 N.W. 204, 222 Mich. 525, 1923 Mich. LEXIS 719 (Mich. 1923).

Opinion

Moore, J.

The supply of water in Saginaw was thought to be impure. To get water of a better quality the Fordney Hotel put down an artesian well on its own property and piped the water therefrom throughout the hotel except in the pool room. On January 15, 1922, the plaintiff entered the employ of the hotel company as head waitress; she roomed and boarded in the hotel until the 23d of February when she was taken down with typhoid fever, which she •claims was the result of drinking the water from the artesian well. Soon after she was taken sick she was removed to a hospital. It was some time before she could resume work. She made a claim for compensation,, which found its way in due course of time to the department of labor and industry, where an order was made granting her an award of $14 per week during the period of disability, and the sum of $675.54 for medical attention. From this award the defendants have appealed.

The appellants discuss the case under two heads:

“1. Is the contraction of typhoid fever an accident within the meaning of the workmen’s compensation act?
“2. Did the applicant contract typhoid fever in the course of her employment — or is the award based upon guess, speculation and conjecture?”

[527]*527We quote from the brief:

“1. To justify recovery under this statute, there must be a personal injury accidentally sustained, which injury is approximately caused by accident. If the taking of typhoid germs into the system is a personal injury and an accident within the meaning of the law, and further if there is sufficient proof as to the source of the germs, then the award of the department of labor and industry might be correct. * * *
“We are familiar with the decision in Dunwoody v. Indemnity Co., 218 Mich. 358, which is relied, upon by the department of labor and industry in their finding of facts. Further, it is not surprising that the board is not familiar with the vast gulf which exists between the avenue of approach to the consideration and construction placed upon provisions in insurance policies and the consideration and construction placed upon provisions in a statute.
“The Dunwoody Case is not applicable to the facts herein involved, as in that case the court was considering an interpretation of an insurance contract which was drawn by an insurance company, and which, in accordance with all precedent, was interpreted strictly against the insurance company by this court, and properly so, under all existing authority.”

So far as we know there is no Michigan case directly in point. In Adams v. Lead & Color Works, 182 Mich. 157 (L. R. A. 1916A, 283, Ann. Cas. 1916D, 689), it was held there could be no recovery for occupational diseases like lead poisoning, but it is evident that the occupation of head waitress in a hotel does not subject one to the liability of acquiring an occupational disease, and that typhoid fever is not an occupational disease.

The word “accident” is defined in Black’s Law Dictionary as follows:

“Accident. An unforeseen event occurring without the will or design of the person whose mere act causes it; an unexpected, unusual or undesigned occurrence; the effect of an unknown cause, or, the [528]*528cause being known, an unprecedented consequence of it; a casualty.”

How could Miss Frankamp foresee that if she drank the water supplied to her in the hotel she would be attacked with “typhoid fever?”

I think the language used in Johnson v. Casualty Co., 184 Mich. 406 (L. R. A. 1916A, 475), is pertinent here:

“It is said death as the result of ptomaine poisoning does not create liability under this policy, counsel citing American Accident Co. v. Reigart, 92 Ky. 142 (17 S. W. 280), and Bacon v. Accident Ass’n, 123 N. Y. 304 (25 N. E. 399, 9 L. R. A. 617, 20 Am. St. Rep. 748). The first of these citations relates to the improper taking of an appeal and is not in point. The second case is distinguishable and is not controlling. The instant case is more like Paul v. Insurance Co., 112 N. Y. 472 (20 N. E. 347, 3 L. R. A. 443, 8 Am. St. Rep. 758), where the liability of the company was sustained. No question would be raised here, I take it,_ if the assured by mistake had taken carbolic acid, when he intended to take a helpful medicine. Travelers Insurance Co. v. Dunlap, 160 Ill. 642 (43 N. E. 765, 52 Am. St. Rep. 355). Why, then, should it be said there is no liability when the assured, intending to take nourishing food, in fact took tainted food, which resulted in ptomaine poisoning and death? See Vance on Insurance, p. 570, and notes; Richards on Insurance Law, § 386, and notes; 1 Am. & Eng. Enc. Law (2d Ed.), p. 272, and p. 294; Freeman v. Accident Ass’n, 156 Mass. 351 (30 N. E. 1013, 17 L. R. A. 753); Jiroch v. Insurance Co., 145 Mich. 375.”

Why is not the same principle involved when, as in the instant case, one drinks contaminated water, when it was supposed they were drinking pure water.

In Dove v. Alpena Hide & Leather Co., 198 Mich. 132, it was held that a case of septic poisoning entitled the claimant to an award. Justice Bird said in part:

“Counsel inquire where the accident is which led to [529]*529liis death. The accidental feature of the case is that by chance the septic germ or germs were taken up by the respiratory organs and carried into his system, an occurrence which the testimony shows probably did happen, but which was unusual in the work at which he was engaged.”

See, also, Dunwoody v. Indemnity Co., 218 Mich. 358.

“2. Did the applicant contract typhoid fever in the course of her employment — or is the award based upon guess, speculation and conjecture?”

Counsel say that where the typhoid germs came from is a matter of conjecture. Miss Frankamp’s hours of work were from 7 o’clock in the morning to 9:30 in the morning, from 12 o’clock until 2 o’clock p. m., and from 6 o’clock until 8 o’clock p. m. She testified on cross-examination that between those hours she was out of the hotel making calls, and that occasionally she took an automobile ride, and it is said by counsel that it might as well be urged that she got the typhoid germs from something outside of the hotel, and that it all rests in conjecture.

After the cross-examination was over the plaintiff was examined further. We quote:

“Q. Have you any knowledge of the plumbing?
“A. The only way they get the water is from the deep well.
“Mr. Foster: That is what someone else told you?
“A. No, I have seen that with my own eyes.
“Q. That is the only water you drank, that you claim, from the deep) well?
“A. Yes.”

After the plaintiff was taken sick her attending physician caused a sample of the water to be sent to Lansing for analysis, and it developed the water was contaminated.

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Bluebook (online)
193 N.W. 204, 222 Mich. 525, 1923 Mich. LEXIS 719, Counsel Stack Legal Research, https://law.counselstack.com/opinion/frankamp-v-fordney-hotel-mich-1923.