Federal Life Ins. v. Herring

269 S.W. 255
CourtCourt of Appeals of Texas
DecidedDecember 13, 1924
DocketNo. 10864.
StatusPublished
Cited by4 cases

This text of 269 S.W. 255 (Federal Life Ins. v. Herring) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Federal Life Ins. v. Herring, 269 S.W. 255 (Tex. Ct. App. 1924).

Opinion

BUCK, J.

Mrs. Elizabeth Herring filed suit in the district court of Stephens county against the Federal Life Insurance Company alleging that her husband, Charlie Gee Herring, prior to his death had an accident policy in the defendant company, in the sum of $5,000. That on or about July 19, 1922, her husband was employed as an oil driller, working on an oil well near the town of Eliasville, Young county, and that, while so employed and in the -regular course of his employment, he received an injury in the fight side in the region of the appendix by receiving a blow or accidenfly striking his right side against some external object, and as a result thereof his appendix was bruised and bursted, which said condition is generally known as traumatic appendicitis, and that ‘her husband died as a result of said trauma or injury. She alleged that she had made application and proof of death to the defendant company, but said company had failed and refused to pay the amount of said policy. She prayed for a judgment for the face value of the policy, with 12 per cent, penalty and reasonable attorneys’ fees, which she alleged to be $1,000.

In answer to objections filed by defendant, the plaintiff filed a trial amendment, in which she alleged:

“That on or about July 19, Í922, Charlie Gee Herring did sustain a bodily injury through external, violent, and accidental means, which resulted independently and exclusively of all other causes in his death. That no other person was present when said injury was received, and a better description of the manner in which said injury was received is unable to be given by reason of said fact.”

The cause was submitted to a jury on one special issue, to wit:

“Did Charlie Gee Herring on July 19, 1922, sustain a bodily injury through external, violent, and accidental means, which resulted independently or exclusively of all other causee in his death? Ans. Yes.”

From a judgment for plaihtiff in the sum of $6,600, with interest, the defendant has appealed.

*256 This case is dependent largely on the same statement of facts as cause No. 10674, Texas Employers’ Insurance Association v. Elizabeth Herring, 269 S. W. 249, which was affirmed by this court on May 17, 1924, motion for rehearing overruled October 18, 1924. There are some differences in the evidence, which we will hereinafter note, but in the main the testimony is the same:

Appellant’s first four propositions attack in various forms the finding of the jury that Herring’s death was caused by “bodily injury through external, violent, and accidental means, which resulted independently or exclusively of all other causes in his death.” In the former case, Mrs. Herring testified that her husband, on his return from the well and while he was suffering severe pains, told her that he had been injured. In the present case she testified:

“He drove the same car we used in going to Eliasville. It was about three hours after that when I saw him again — between 2 and 3 o’clock. I saw Mm next when he drove up in the car alone. He was driving the car with one hand and holding his side with the other. When he left me three hours before that his appearance was fine as to health. I saw him in the car with one hand to his side, and when the car stopped I assisted him out of the car. He told me what had happened to him.”

Dr. B. P. Edwards, after stating that he had been the family physician for three or four years, though he had never waited on Mr. Herring professionally, testified:

“I was called to see Mr. Herring professionally during July, 1922. I saw him on the 23d of July, 1922. I had seen him three or four days prior to that time, however, first on the 19th of July, I think it was. I do not remember who called me to see Mr. Herring, but think the call came from his wife to me. My best recollection is that I saw him shortly after noon on the 19th of July, around 2 or 3 o’clock. I saw him at his home near Elias-ville. When I first saw him then he was on the gallery of his home propped up by pillows in a bending or cramped position, and appearing to be in great pain and suffering. In fact, he was suffering great agony and pain at the time I first reached him. His wife, Mrs. Elizabeth Herring, was present at the time I first saw him. I made a physical examination of Mr. Herring on that day. I placed him upon the bed, undressed him, and made a thorough physical examination of his body, together with the history of what was the trouble with him, from the patient. His wife was present at the time I made this examination. I based my diagnosis upon the objective symptoms of injury I found on his body, which were marked discoloration, enlargement, and swelling. * * *
“No person, other than Mr. Herring, made any statement to me or in my presence at the time I first saw Mr. Herring as to how he was injured.”

We think that the testimony of plaintiff, the wife of the deceased, and of his family physician, as shown in the excerpt from the statement of facts hereinabove, as well as perhaps from other testimony in the statement of facts, sustains the findings of the jury that the deceased died from bodily injury inflicted directly and independently of all other causes through external, violent, and accidental means, and that propositions 1, 2, 3, and 4, should be overruled.

Proposition 4 is.as follows:

“Plaintiff in the lower court did not sufficiently plead the legal obíigations created by the insurance policy sued upon herein, and does not plead the legal .effect thereof.”

In her second amended petition, plaintiff alleged that:

The defendant company issued “its policy Of insurance in writing, whereby it 'insured the life of said Charlie Gee Herring for the sum of $5,000 against accident, which resulted to the said Charlie Gee Herring, which would cause his said death, said policy being issued for the benefit of the plaintiff herein, and the defendant thereby promised to pay, and became bound and liable and obligated to pay, said sum of $5,000 to the plaintiff upon the death of .the said Charlie Gee Herring, as is more fully shown by policy No. S. C. 22893, reference to which is here made, and said policy is hereby made a party hereof, the same as if herein fully written.”

In her trial amendment she further pleaded as is hereinabove shown. While it does not appear from the transcript that the original policy or a copy thereof was in fact attached to .the pleading, yet in the oral argument it was agreed that said policy was treated as if attached. A copy of the policy appears in the statement of facts.

Appellant cites the cases of Guadalupe County v. Johnston, 1 Tex. Civ. App. 713, 20 S. W. 833; Burks v. Watson, 48 Tex. 107, and other eases supporting the contention that the petition must not only plead the facts upon which plaintiff relies for recovery, but must state the legal effect thereof.

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Bluebook (online)
269 S.W. 255, Counsel Stack Legal Research, https://law.counselstack.com/opinion/federal-life-ins-v-herring-texapp-1924.