Insurance Co. v. Mosley

75 U.S. 397, 19 L. Ed. 437, 8 Wall. 397, 1868 U.S. LEXIS 1117
CourtSupreme Court of the United States
DecidedNovember 29, 1869
StatusPublished
Cited by248 cases

This text of 75 U.S. 397 (Insurance Co. v. Mosley) is published on Counsel Stack Legal Research, covering Supreme Court of the United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Insurance Co. v. Mosley, 75 U.S. 397, 19 L. Ed. 437, 8 Wall. 397, 1868 U.S. LEXIS 1117 (1869).

Opinions

Mr. Justice SWAYNE

delivered the opinion of the court.

■ This is a writ of error to the Circuit Court of the United States for the Northern District of Illinois. The action was upon a policy of insurance. It insured Arthur H. Mosley against loss of life, or personal injury by any accident within the meaning of the instrument, and was issued to Mrs. Arthur H. Mosley, the wife of the assured, for her benefit. The declaration was in assumpsit. The defendant pleaded, the general issue, and the cause was tried by a jury. The plaintiff recovered. During the trial, a bill of exceptions was taken by the plaintiff in error, by which it appears that the contest between the parties was upon the quéstion of fact, whether Arthur H. Mosley, the assured, died from the effects of an accidental fall down stairs in the night, or from natural causes.

The defendant in error was called as a witness in her own behalf, and testified, “ that the assured left his bed Wednesday night, the 18th of July, 1866, between 12 and 1 o’clock; that when he came back, he said he had fallen down the back stairs, and almost killed himself; that he had hit the back part of his head in falling down stairs; . . . she noticed that his voice trembled; he complained of his head, and appeared to be faint'and in great pain.”

To the. admission of all that part of the'testimony which relates’to the declarations of the assured, about his falling down stairs, and the injuries he received by the fall, the [404]*404counsel of the defendants objected. The court overruled the objection, and the defendants excepted.

William H. Mosley, son of the assured, testified, in behalf of the plaintiff, “that he slept in the lower part of the building, occupied by his father; that about 12 o’clock of the night before-mentioned, he saw his father lying with his head on the counter, and asked him what was the matter; he replied, that he had fallen down the back stairs and hurt himself very badly.” The defendants objected to both the question and answer. An exception to their admission followed.

The same witness testified further, “ that on the day after the fall,.his father said he felt very badly, and that if he attempted to walk across the room, his head became dizzy; on the following day, he said he was a little worse, if anything.” The admission .of this testimony also was excepted to by the defendants.

This statement presents the questions which we are called upon' to consider. They are, whether the court erred in admitting the declarations of the assured, as to his bodily injuries and pains, and whether it was error to admit such declarations, to prove that he had fallen down the stairs.

It is to be remarked, that the declarations of the former class all related to present existing facts at the time they were made.

Those of the latter class were made immediately,,or very soon after the fall; the declarations to his son, before he- returned to his bed-room; those to his wife, upon his' reaching there.

Wherever the bodily or mental feelings of an individual are material to be proved, the usual expressions of such feelings are original arid competent evidence. Those expressions are the natural reflexes of what it might be impossible’ to show by other testimony. If there be such other testimony, this may be necessary to set the facts thus developed in their true light, and to give them their proper effect.. As independent explanatory or corroborative evidence, it is often [405]*405indispensable to the due administration of justice. Such declarations are regarded as verbal acts, and are as competent as any other testimony, when relevant to the issue. Their truth or falsity is an inquiry for the jury.

In actions for the breach of a promise to marry, such evidence is always received to show the affection of the plaintiff for the defendant while the engagement subsisted, and the state of her feelings after it was broken off; and in actions for criminal conversation, to show the terms upon which the plaintiff and his wife lived together before the cause of action arose. Upon the same ground, the declarations of the party himself are received to prove his condition, ills, pains, and symptoms, whether arising from sickness,’or an injury by accident or violence. If made to a medical attendant, they are of more weight than if made to another person. But to whomsoever made, they are competent evidence. Upon these points, the leading writers upon the law of evidence, both in this country and in England, are in accord.

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Bluebook (online)
75 U.S. 397, 19 L. Ed. 437, 8 Wall. 397, 1868 U.S. LEXIS 1117, Counsel Stack Legal Research, https://law.counselstack.com/opinion/insurance-co-v-mosley-scotus-1869.