Errett Tanner Elwood and Hanover Insurance Company v. Generac Power Systems, Inc.

CourtDistrict Court, E.D. Tennessee
DecidedMay 21, 2026
Docket3:24-cv-00509
StatusUnknown

This text of Errett Tanner Elwood and Hanover Insurance Company v. Generac Power Systems, Inc. (Errett Tanner Elwood and Hanover Insurance Company v. Generac Power Systems, Inc.) is published on Counsel Stack Legal Research, covering District Court, E.D. Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Errett Tanner Elwood and Hanover Insurance Company v. Generac Power Systems, Inc., (E.D. Tenn. 2026).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF TENNESSEE

ERRETT TANNER ELWOOD, ) ) Plaintiff, ) ) and ) ) HANOVER INSURANCE COMPANY, ) ) Intervening Plaintiff, ) ) v. ) No.: 3:24-CV-509-TAV-DCP ) GENERAC POWER SYSTEMS, INC., ) ) Defendant. )

MEMORANDUM OPINION

This civil matter is before the Court on defendant’s motion for summary judgment [Doc. 28]. Plaintiff Errett Tanner Elwood and intervening plaintiff Hanover Insurance Company (“Hanover”) each responded [Docs. 31, 32, 34], and defendant replied [Docs. 33, 35]. Accordingly, this matter is now ripe for the Court’s review. See E.D. Tenn. L.R. 7.1(a). For the reasons explained below, defendant’s motion for summary judgment [Doc. 28] will be GRANTED, and this case will be DISMISSED. I. Background This is a products liability action. On January 11, 2024, plaintiff sustained severe injuries, primarily to his hands and face, while opening the gas cap of a portable generator running in the back of his work vehicle [Doc. 1 ¶¶ 16, 17]. Plaintiff brings claims against defendant, which designed, manufactured, and sold the generator, alleging that the generator “overheated and pressurized causing fuel to expel and ignite when [p]laintiff opened the gas cap” [Id. ¶¶ 14, 16, 17; Doc. 7 ¶ 14]. A. Plaintiff’s Accident

In May 2023, plaintiff began work as a project manager at CFI Foam, Inc. (“CFI”), a company that injects cinder block walls with expandable foam [Doc. 28-1, p. 2]. Plaintiff’s training involved learning how to mix a resin compound with a catalyst to create the foam insulation and how to spray the foam [Id. at 4]. Plaintiff often worked with his brother, Forrest Elwood, who was also employed by CFI [Id. at 9–10]. Plaintiff traveled

each week to inject spray foam into grocery store exterior concrete blocks [Id. at 5–6]. On January 11, 2024, plaintiff was transporting a generator manufactured by defendant in a trailer attached to the back of his work truck [Doc. 28-1; Doc. 27-2, p. 3]. Plaintiff alleges that CFI owned the generator [Doc. 1 ¶ 15], which was using separate tanks to power two submersible heaters, warming the resin and catalyst to create the spray

foam [Doc. 27-1, p. 10; Doc. 27-2, p. 3]. On that day, plaintiff and his brother worked at a grocery store in Virginia, until approximately 6:15 p.m. [Doc. 28-1, pp. 7–8]. They arrived at a hotel between approximately 7:00 p.m. and 7:30 p.m. [Id. at 12]. Plaintiff’s brother filled the gas tank in the generator and started it before they retired to their separate rooms for the night [Id. at 14, 18–20].

Later that evening, plaintiff stepped outside to examine the generator because he heard it “bogging down” while he was in his hotel room [Id. at 13]. Without turning off the generator, plaintiff untwisted the gas cap, and it immediately blew out of his hands and exploded [Id. at 21–22]. The generator caught fire, and plaintiff sustained second and third-degree burns to his hands and face [Id. at 21–23; Doc. 28-2, p. 7]. On December 30, 2024, plaintiff filed this action alleging strict products liability, negligence, breach of implied warranties, and punitive damages [See Doc. 1].

B. Expert Witness Disclosures Pursuant to Federal Rule of Civil Procedure 26(a)(2)(B), plaintiff alleges that it disclosed its expert witnesses, including Dale J. Cagwin, a mechanical engineer, on September 18, 2025 [Doc. 34, pp. 2–3; Doc. 35-1].1 Defendant alleges that it did not receive this notice by the expert disclosure deadline [Doc. 35, p. 2].

In addition, defendant alleges that it disclosed two expert opinions in accordance with the Court’s Scheduling Order: David H. Smith, a certified fire inspector, and Daniel Adams, a professional engineer, certified fire and explosion investigator, and certified fire investigation instructor [See Doc. 27; Doc. 29, p. 13]. In his report, Adams reviewed the owner’s manual provided with the generator at issue to assess its compliance with codes

and industry standard safety warnings, including standards governed by the Code of Federal Regulations, the Consumer Product Safety Commission, the Occupational Safety and Health Administration, the National Fire Protection Association, and the American National Standards Institute [Doc. 27-2, pp. 4–7]. Adams ultimately found that the safety content in the owner’s manual met legal requirements and industry standards [Id. at 7].

1 United States Magistrate Judge Debra C. Poplin has granted defendant’s motion to exclude the expert testimony of Cagwin based on plaintiff’s failure to comply with the disclosure requirements of Federal Rule of Civil Procedure 26 as well as an actionable sanction pursuant to Rule 37 [Doc. 41]. Accordingly, the Court will not consider that expert witness evidence in the context of this motion for summary judgment. In his report, Smith analyzed, among other things, the origin and cause of the fire, the progression of the fire, and the use of the generator involved [Doc. 27-1, p. 4]. Ultimately, Smith concluded that: (1) the fire started in the enclosed trailer; (2) the

generator was altered prior to the fire occurring; (3) the generator was in a confined and closed environment; (4) the generator was mounted in an unsafe manner in the immediate proximity of combustibles and ignitable liquids; (5) the generator was used in a manner inconsistent with the owner’s manual; (6) the “[o]pening of the gas cap while the generator is operating was a misuse of the generator”; (7) a forensic examination could not be

conducted because the remains of the trailer, its contents, and the generator were not retained; and (8) no expert opinions were provided by plaintiff [Id. at 24–25]. On October 9, 2025, the Court granted Hanovers’s motion to intervene [Doc. 25]. Hanover filed a complaint on October 10, 2025, incorporating by reference the allegations contained in plaintiff’s complaint against defendant [Doc. 26]. Defendant has now moved

for summary judgment [Doc. 28]. II. Standard of Review Rule 56(a) of the Federal Rules of Civil Procedure provides that “[t]he court shall grant summary judgment if the movant shows that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law.” In ruling on a

motion for summary judgment, the court must draw all reasonable inferences in favor of the nonmoving party. McLean v. 988011 Ontario Ltd., 224 F.3d 797, 800 (6th Cir. 2000). As such, the moving party has the initial burden of informing the court of the basis for its motion and identifying portions of the record that demonstrate the absence of a genuine dispute over material facts. Rodgers v. Banks, 344 F.3d 587, 595 (6th Cir. 2003). The moving party can satisfy this burden by presenting affirmative evidence that negates an element of the nonmoving party’s claim or by demonstrating an absence of evidence to

support the nonmoving party’s case. Id. To successfully oppose a motion for summary judgment, “[t]he non-moving party . . . must present sufficient evidence from which a jury could reasonably find for him.” Jones v. Muskegon Cnty., 625 F.3d 935, 940 (6th Cir. 2010) (citing Anderson v. Liberty Lobby, Inc., 447 U.S. 242, 252 (1986)). A party opposing a Rule 56 motion has

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Jones v. Muskegon County
625 F.3d 935 (Sixth Circuit, 2010)
Carolyn T. Rodgers v. Elizabeth Banks
344 F.3d 587 (Sixth Circuit, 2003)
Sigler v. American Honda Motor Co.
532 F.3d 469 (Sixth Circuit, 2008)
Curtis v. Universal Match Corp.
778 F. Supp. 1421 (E.D. Tennessee, 1991)
Browder v. Pettigrew
541 S.W.2d 402 (Tennessee Supreme Court, 1976)
Ray Ex Rel. Holman v. BIC Corp.
925 S.W.2d 527 (Tennessee Supreme Court, 1996)
Jackson v. General Motors Corp.
60 S.W.3d 800 (Tennessee Supreme Court, 2001)
Johnson v. Manitowoc Boom Trucks, Inc.
406 F. Supp. 2d 852 (M.D. Tennessee, 2005)
Fulton v. Pfizer Hospital Products Group, Inc.
872 S.W.2d 908 (Court of Appeals of Tennessee, 1994)
Maness v. Boston Scientific
751 F. Supp. 2d 962 (E.D. Tennessee, 2010)
Langford v. Gatlinburg Real Estate & Rental, Inc.
499 F. Supp. 2d 1042 (E.D. Tennessee, 2007)
King Bradley, Jr. v. Ameristep, Inc.
800 F.3d 205 (Sixth Circuit, 2015)
Lea Ann Tatham v. Bridgestone Americas Holding, Inc.
473 S.W.3d 734 (Tennessee Supreme Court, 2015)
McLean v. 988011 Ontario, Ltd.
224 F.3d 797 (Sixth Circuit, 2000)
Coffey v. Dowley Manufacturing, Inc.
89 F. App'x 927 (Sixth Circuit, 2003)
Strayhorn v. Wyeth Pharmaceuticals, Inc.
882 F. Supp. 2d 1020 (W.D. Tennessee, 2012)

Cite This Page — Counsel Stack

Bluebook (online)
Errett Tanner Elwood and Hanover Insurance Company v. Generac Power Systems, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/errett-tanner-elwood-and-hanover-insurance-company-v-generac-power-tned-2026.