DeRyder v. Metropolitan Life Insurance Company

145 S.E.2d 177, 206 Va. 602, 1965 Va. LEXIS 241
CourtSupreme Court of Virginia
DecidedNovember 29, 1965
DocketRecord 6031
StatusPublished
Cited by12 cases

This text of 145 S.E.2d 177 (DeRyder v. Metropolitan Life Insurance Company) is published on Counsel Stack Legal Research, covering Supreme Court of Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
DeRyder v. Metropolitan Life Insurance Company, 145 S.E.2d 177, 206 Va. 602, 1965 Va. LEXIS 241 (Va. 1965).

Opinion

Snead, J.,

delivered the opinion of the court.

On January 13, 1960, Jennie Mae Garner DeRyder, plaintiff, hereinafter sometimes referred to as Jennie, filed a motion for judgment in the Circuit Court of the City of Hampton seeking damages in the sum of $11,000 against Metropolitan Life Insurance Company, defendant. The motion alleged, inter alia, that plaintiff was the beneficiary of a certain policy of life insurance issued by defendant on the life of Leonard Joseph DeRyder, decedent, and that defendant had wrongfully paid the proceeds of the policy to someone other than plaintiff. Upon petition of defendant the case was transferred to the United States District Court for the Eastern District of Virginia. Later, that court remanded the case to the Circuit Court of the City of Hampton because it lacked jurisdiction.

A trial was had, and defendant moved the court to strike plaintiff’s evidence at the conclusion thereof. The court stated that it would withhold its ruling on the motion. Whereupon, defendant offered no evidence, rested its case and renewed its motion to strike. Plaintiff’s motion for summary judgment was overruled, and the court struck plaintiff’s evidence and entered summary judgment for defendant. We granted plaintiff a writ of error.

The record discloses that Leonard Joseph DeRyder, the insured, died in Hampton, Virginia on November 17, 1958. At the time of his death an insurance policy was in effect upon his life in the sum *604 of $5,000. This policy had been issued by defendant pursuant to the provisions of the Federal Employee’s Group Life Insurance Act, 5 U.S.C.A., §§ 2091 et seq. and provided that if, at the death of the insured, there was no designated beneficiary, the proceeds of the policy would be payable to the insured’s widow. Decedent had not designated a beneficiary at the time of his death.

On December 1, 1958, Nannette O. DeRyder, hereinafter sometimes referred to as Nannette, filed a written claim with defendant for death benefits under the policy. On the application form Nannette stated that she and DeRyder were married on May 8, 1923, in Elizabeth City, North Carolina. She further stated that she and DeRyder had each been married only one time. All of these statements were subsequently proven to be false. Pursuant to the claim, defendant paid the $5,000 proceeds of the policy to Nannette as decedent’s lawful widow. Sometime thereafter, Jennie DeRyder, the plaintiff, claimed that she was DeRyder’s lawful widow and entitled to receive the proceeds of the policy. Upon defendant’s refusal to honor her claim she instituted this action.

Jennie DeRyder testified that her first marriage was to Henry A. Cross; that this marriage was annulled on June 6, 1924; that she met decedent in 1923, and that she married him on September 24, 1924 in Newburgh (Orange county), New York. Except for a three-month period in 1925, the couple lived in Orange county, New York until 1930. Decedent left Jennie “one time in 1929”, but was “picked up” and returned to Newburgh pursuant to an indictment charging him with abandonment and nonsupport of a minor child born of this union. In 1930 DeRyder left Jennie and never lived with her again. Jennie continued to live in Orange county, New York and was living there at the time of the trial.

Jennie further testified that about six or seven months after decedent left her permanently in 1930 she received a newspaper clipping through the mail from an anonymous source which stated that DeRyder had drowned while swimming. At first she did not think that the information contained in the clipping was correct, but after “some years went by” she believed that decedent was dead. However, she did not preserve the news article, and she never obtained any other information to substantiate it. On June 14, 1941, she married a man named Bulson.

In April, 1945, DeRyder, accompanied by Nannette, visited Jennie at her home in New York. (DeRyder and Nannette were not married at the time.) Jennie testified that she was not introduced *605 to Nannette as Mrs. Bulson and that Nannette was not introduced to her as DeRyder’s wife. She said “There was no introduction whatsoever, not by any last names. There were no last names mentioned. It was Jennie and Nannette.” However, she also said: “That was Nannette and she was expecting at that time. So I knew it must have been his wife or something, or I don’t know what it was.” She further testified that this was the first time that she had seen DeRyder since he left her in 1930; that it was the first time since receiving the news clipping that she knew him to be alive, and that she did not do anything about her marriage to Bulson after learning that DeRyder was alive because “it was too late.” Bulson died sometime after DeRyder and Nannette visited Jennie, but Jennie continued to go by the name of Mrs. Bulson up to the time of trial.

Nannette DeRyder was called by plaintiff as an adverse witness. Her testimony may be summarized as follows: She first became acquainted with DeRyder at Norfolk, Virginia in 1919. In September, 1923, DeRyder went to New York where he remained until 1930. During his stay there (while living with Jennie) he mailed birthday, Christmas, and Easter cards to her. On March 29, 1927, she (Nannette) married Edward Wells in Norfolk. They separated in 1929, and in 1936 Wells died.

DeRyder returned to Norfolk in 1930 after leaving Jennie, and in May, 1933, three years before the death of Wells, he began living with Nannette. He and Nannette remained in Norfolk until August, 1934 when they moved to Hampton. They lived together in Hampton until December, 1942, when DeRyder joined the Seabees, a branch of the U. S. Navy. His first tour of duty was at Camp Peary, which is in York county near Williamsburg. He remained at Camp Peary from December, 1942 until the early spring of 1943 when he contracted pneumonia and was sent to the naval hospital at Portsmouth. DeRyder was a patient in the hospital for about a month and then was sent to Rhode Island where he remained until July. He was then transferred to California where he remained until October, at which time he was sent “[s]omewhere in the South Pacific.” There he remained until he was returned to the United States on March 23, 1945. DeRyder was then stationed at Charleston, South Carolina until June 19, 1945, when he was discharged from military service. After his discharge he returned to Hampton, Virginia and lived there continuously with Nannette until his death in 1958.

*606 Nannette further testified that she and DeRyder were married on May 8, 1945, in South Mills, North Carolina, about a month before his discharge from the Seabees. When asked why she falsely listed the date and place of the marriage as May 8, 1923, in Elizabeth City, North Carolina on the claim for death benefits she explained that DeRyder had told her to do so “for his children.” She stated that she did not know until 1929 that decedent had previously been married to Jennie DeRyder, the plaintiff; that in 1933 DeRyder told her that “he was going to get a divorce and I thought he got a divorce”; and that while he was in the Seabees he again told her that he was going to apply for a divorce, “but he never did say whether he got it or not.”

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Bluebook (online)
145 S.E.2d 177, 206 Va. 602, 1965 Va. LEXIS 241, Counsel Stack Legal Research, https://law.counselstack.com/opinion/deryder-v-metropolitan-life-insurance-company-va-1965.