Derrick Alexander v. Government Employees Insurance

CourtLouisiana Court of Appeal
DecidedJune 2, 2021
DocketCA-0020-0622
StatusUnknown

This text of Derrick Alexander v. Government Employees Insurance (Derrick Alexander v. Government Employees Insurance) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Derrick Alexander v. Government Employees Insurance, (La. Ct. App. 2021).

Opinion

NOT FOR PUBLICATION STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

20-622

DERRICK ALEXANDER

VERSUS

GOVERNMENT EMPLOYERS INSURANCE COMPANY, SILVINA REID AND STATE FARM MUTUAL AUTOMOBILE INSURANCE CO.

************ APPEAL FROM THE CITY COURT OF ALEXANDRIA PARISH OF RAPAIDES, DOCKET NO. 144518 HONORABLE RICHARD E. STARLING, JR., CITY COURT JUDGE

************ SYLVIA R. COOKS JUDGE ************

Court composed of Sylvia R. Cooks, Chief Judge, Billy Howard Ezell and D. Kent Savoie, Judges.

AFFIRMED.

Jerald Edward Knoll Jerald Edward Knoll, Jr. Laura B. Knoll Chancey Anna Kimble The Knoll Law Firm 233 S. Main Street Marksville, LA 71351 (318) 253-6200 COUNSEL FOR PLAINTIFF/APPELLANT: Derrick Alexander

Andrew P. Texada Stafford, Stewart & Potter 3112 Jackson Street Alexandria, LA 71304 (318) 487-4910 COUNSEL FOR DEFENDANTS/APPELLEES: State Farm Mutual Automobile Insurance Co. COOKS, Chief Judge.

On January 12, 2019, Plaintiff, Derrick Alexander, was exiting Interstate 49

in Alexandria, Louisiana using the Broadway Avenue exit. Plaintiff testified he

came to a complete stop at the traffic light which controls the exit. When the light

turned green, he proceeded forward and was struck on the driver’s side door by a

vehicle driven by Silvina Reid. The force of the collision caused the air bags in

Plaintiff’s Honda Accord to deploy. It was later determined that Plaintiff’s vehicle

was totaled as a result of the accident. Ms. Reid admitted to the responding officer

that she crossed on a red light.

Plaintiff suffered a momentary loss of consciousness at the scene. Following

his removal from the vehicle by emergency personnel, Plaintiff was taken by

ambulance to Christus St. Frances Cabrini Hospital. He complained of numbness

on his left side and extremities. Plaintiff began treatment with Dr. Robert Rush of

Injury Management Specialists in Alexandria. He was diagnosed with cervical,

thoracic and lumbar strains, left cervical radiculopathy, left ulnar neuropathy and

left shoulder problems. Dr. Rush recommended Plaintiff undergo physical therapy

at Elite Physical Therapy. After the physical therapy had limited effect on Plaintiff’s

symptoms, Dr. Rush referred Plaintiff for cervical and lumbar MRI’s. Dr. Rush

stated the MRI of the lumbar spine showed a small herniation at L5-S1, and the

cervical MRI showed some cervical disc disease. Plaintiff, noting that physical

therapy had offered very little improvement, requested to see a chiropractor at Elite

Healthcare Alliance. Plaintiff also underwent massage therapy to alleviate the

lumbar and cervical pain he was experiencing, as well as performing home exercises

recommended by his physicians.

Plaintiff filed a personal injury suit in the Alexandria City Court. The vehicle

Silvina Reid was driving was insured by Shelter Insurance Company with liability

limits of $15,000.00/$30,000.00. In addition, Ms. Reid had a personal liability

2 insurance policy with Government Employers’ Insurance Company (GEICO) with

liability limits of $30,000.00/$60,000.00. Plaintiff was insured by State Farm

Mutual Automotive Insurance Company with uninsured/underinsured motorist

coverage limits of $15,000.00/$30,000.00. Prior to trial, Plaintiff settled with

Shelter for payment of its policy limits of $15,000.00 and with GEICO for its

liability limits of $30,000.00. Therefore, only State Farm, in its role as UM insurer

of Plaintiff, remained as a defendant.

Through the date of trial, Plaintiff totaled $12,781.18 in itemized medical

expenses. Plaintiff was the only witness to testify live at trial, and the deposition

testimony of Dr. Rush was entered into evidence. Plaintiff, who worked as a

certified personal trainer, testified he was unable to see clients for nearly a month in

the immediate aftermath of the accident. He testified he lost flexibility and mobility

due to the injuries he sustained in the accident, which he maintained persisted up to

the date of trial. He noted the physical limitations he has placed on himself since

the accident made it difficult to perform his job as a personal trainer. On cross-

examination, defense counsel noted Plaintiff had placed several workout and

running videos on social media which seemingly contradicted his testimony that he

was physically impacted by the injuries he suffered in the accident.

Following trial, the city court judge rendered oral reasons from the bench.

The judge found Ms. Reid was one hundred percent (100%) at fault in causing the

accident. The judge noted that Plaintiff was a “very credible witness” and found the

evidence established Plaintiff was having problems up to the date of trial. The judge

then awarded $35,000.00 in damages for past pain and suffering, $12,781.18 in

medical expenses and $15,000.00 in future pain and suffering (for a total award of

$62,781.18. State Farm, as UM insurer, was entitled to a $45,000.00 credit for the

prior settlements between Plaintiff and Shelter and GEICO. State Farm was then

cast in judgment for its limits of $15,000.00 plus court costs and legal interest.

3 State Farm has appealed the lower court judgment, contending the city court

judge erred in finding there was sufficient proof that Plaintiff would suffer any future

pain and suffering, and any award for future pain and suffering was manifestly

erroneous. In the alternative, State Farm maintains, even if there were sufficient

evidence of future pain and suffering, the total award of $50,000.00 in general

damages is clearly excessive. Finding no manifest error on the part of the city court

judge, we affirm the lower court judgment in all respects.

DECREE

This court recently in Cole v. Allstate Insurance Co., 07-1046, p. 2-3 (La.App.

3 Cir. 6/5/08), 987 So.2d 310, 312-13, writ denied, 08-1463 (La. 10/31/08), 994

So.2d 535, discussed the appellate standard of review for factual determinations as

follows:

The standard of appellate review of a trial court’s factual findings is well settled and has long been established in this state. A court of appeal may not set aside a trial court’s or a jury’s finding of fact in the absence of “manifest error” or unless it is “clearly wrong.” Our supreme court set forth a two-part test for the reversal of a factfinder’s determinations: (1) The appellate court must find from the record that a reasonable factual basis does not exist for the finding of the trial court, and (2) the appellate court must further determine that the record establishes that the finding is clearly wrong (manifestly erroneous). Earls v. McDowell, 07-17 (La.App. 5 Cir. 5/15/07), 960 So.2d 242, citing Stobart v. State through Dep’t of Transp. and Dev., 617 So.2d 880, 882 (La.1993). On appeal, the issue to be resolved is not whether the trier of fact was right or wrong, but whether the factfinder’s conclusion was a reasonable one. Id. Reasonable evaluations of credibility and reasonable inferences of fact should not be disturbed upon review where conflict exists in the testimony. Earls, supra, citing, Rosell v. ESCO, 549 So.2d 840, 844 (La.1989).

An appellate court cannot shirk its duty of appellate review of fact by simply deferring to a trial court’s factual determinations because its reasons for judgment are couched in terms of a credibility call. Earls, supra, citing, Rogers v. City of Baton Rouge, 04-1001 (La.App. 1st Cir. 6/29/05), 916 So.2d 1099, 1104, writ denied, 05-2022 (La. 2/3/06), 922 So.2d 1187.

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Derrick Alexander v. Government Employees Insurance, Counsel Stack Legal Research, https://law.counselstack.com/opinion/derrick-alexander-v-government-employees-insurance-lactapp-2021.