Deborah Leblanc v. Jaime Hoyos-OCamp, ET AL

CourtDistrict Court, W.D. Louisiana
DecidedOctober 29, 2025
Docket6:21-cv-01975
StatusUnknown

This text of Deborah Leblanc v. Jaime Hoyos-OCamp, ET AL (Deborah Leblanc v. Jaime Hoyos-OCamp, ET AL) is published on Counsel Stack Legal Research, covering District Court, W.D. Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Deborah Leblanc v. Jaime Hoyos-OCamp, ET AL, (W.D. La. 2025).

Opinion

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF LOUISIANA LAFAYETTE DIVISION

DEBORAH LEBLANC CIVIL DOCKET NO. 6:21-cv-01975

VERSUS JUDGE DAVID C. JOSEPH

JAIME HOYOS-OCAMP, ET AL MAGISTRATE JUDGE CAROL B. WHITEHURST

MEMORANDUM RULING Before the Court is DEFENDANTS’ RENEWED RULE 50 MOTION FOR JUDGMENT AS A MATTER OF LAW, OR, ALTERNATIVELY, RULE 59 MOTION FOR NEW TRIAL, OR, ALTERNATIVELY, RULE 59 MOTION TO ALTER AND AMEND JUDGMENT (the “Motion”) [Doc. 223] filed by Defendants Jaime Hoyos-OCamp, BDG Trees, LLC, Endurance American Specialty Insurance Company, and GuideOne National Insurance Company (hereinafter, “Defendants”). Plaintiff Deborah Leblanc (“Plaintiff”) opposes the Motion [Doc. 232], and Defendants filed a Reply brief [Doc. 233]. On August 12, 2025, the Court conducted oral argument on the Motion. [Docs. 237 & 238]. Considering the briefs of the parties, the arguments in open court, and the record before the Court, Defendants’ Motion is GRANTED IN PART and DENIED IN PART. I. Factual and Procedural Background The instant lawsuit arises out of a motor vehicle accident, which occurred on March 22, 2021, in Iberia Parish, Louisiana. On this date, Deborah Leblanc was operating a 1997 Ford Crown Victoria in an easterly direction on LA Highway 92. Defendant, Jaime Hoyos-OCamp, was operating a 2018 Dodge Ram box truck, which was loaded with logs, in a westerly direction on LA Highway 92. At the time, Mr. OCamp was in the course and scope of his employment with BDG Trees, LLC. Mr. OCamp lost control of his vehicle, causing it to enter Plaintiff’s lane of travel and striking her vehicle head-on. The facts surrounding the accident were not disputed, and the Defendants stipulated to liability prior to trial. The parties proceeded to a jury trial on April 7-11, 2025, on the issue of

damages. Prior to trial, the parties entered into a Gasquet settlement, whereby the Plaintiff settled with Mr. OCamp and BDG Trees, LLC, who remained in the case only nominally to allow the Plaintiff to pursue damages from Endurance American Specialty Insurance Company and GuideOne National Insurance Company under excess insurance policies. [Doc. 196] (sealed). The stipulation states as follows: The parties have stipulated and agree, subject to an agreement that this stipulation and any evidence of a prior settlement will be under seal and will not be disclosed to the jury, that a confidential “Gasquet Receipt, Release, Indemnification and Hold Harmless Agreement” in settlement was previously reached in this matter between Plaintiff and Defendants Jaime Hoyos Ocampo (“Ocampo”), BDG Trees, LLC (“BDG”), Old Republic Insurance Corporation, Navigators Specialty Insurance Company, Lexington Insurance Company, and Allied World Assurance Company (U.S.) Inc., for the full amount of the first $15,000,000.00 of insurance coverage. All claims against Old Republic Insurance Corporation, Navigators Specialty Insurance Company, Lexington Insurance Company, and Allied World Assurance Company (U.S.) Inc. have been fully and finally released pursuant to the aforementioned settlement agreement. All claims against BDG and Ocampo for uninsured exposure or damages of any kind or amount have also been fully and finally released pursuant to the aforementioned settlement agreement. Therefore, Endurance Specialty Insurance Company, which provided the next layer of insurance coverage for Ocampo and BDG, would only be liable for any amount awarded over $15,000,000.00, up to its $5,000,000.00 policy limits. Additionally, GuideOne National Insurance Company, which provided the next layer of insurance coverage for Ocampo and BDG, would only be liable for any amount awarded over $20,000,000.00, up to its $5,000,000.00 policy limits. The parties also agree that judicial interest and court/trial costs may be owed by Endurance Specialty Insurance Company and GuideOne National Insurance Company as determined by the law and the policy of insurance, as well as the Gasquet release previously executed by the plaintiff.

Id. At the conclusion of the Plaintiff’s presentation of evidence, Defendants moved for judgment as a matter of law pursuant to FRCP 50(a). Specifically, Defendants argued they were entitled to judgment because a reasonable juror could not find, based on the stipulation that had been entered into the record, that Plaintiff’s damages exceeded the amount she had already received by way of the Gasquet settlement. The Court denied the motion, [Doc. 204], and the jury ultimately awarded the Plaintiff the following damages: (1) $1,672,791.92 in past medical expenses; $4,079,752 in future medical expenses; and (3) $32,300,000 in general damages. Because of the terms of the Gasquet settlement, both Endurance American Specialty Insurance Company and GuideOne National Insurance Company were cast in judgment for $5,000,000. In the instant Motion, Defendants renew their motion under Rule 50(b), again arguing that no reasonable juror could find that the Plaintiff is entitled to any recovery beyond what she has already received pursuant to the Gasquet settlement, and that they are entitled to judgment as a matter of law on the issue of the amount

of damages to which the Plaintiff is entitled. Alternatively, Defendants seek a new trial, or an amended judgment, on grounds the damages awarded by the jury were excessive, pursuant to FRCP 59. II. Legal Standards A. FRCP 50 Federal Rule of Civil Procedure 50(b) allows a court to review its earlier denial of a Rule 50(a) motion as a matter of law if the movant again raises the motion after a jury verdict. Kevin M. Ehringer, 646 F.3d at 324–25, citing Downey v. Strain, 510

F.3d 534, 543 (5th Cir.2007). A motion for judgment notwithstanding the verdict “is a challenge to the legal sufficiency of the evidence supporting the jury’s verdict.” Heck v. Triche, 775 F.3d 265, 272-73, quoting Hiltgen v. Sumrall, 47 F.3d 695, 699 (5th Cir. 1995). The Fifth Circuit’s “standard of review with respect to a jury verdict is especially deferential,” Brown v. Bryan County, OK., 219 F.3d 450, 456 (5th Cir. 2000), and “[a] jury verdict must be upheld unless there is no legally sufficient basis

for a reasonable jury to find as the jury did.” Heck, 775 F.3d at 273, quoting Foradori v. Harris, 523 F.3d 477, 485 (5th Cir. 2008). In considering a Rule 50(b) motion, the court must draw all reasonable inferences and resolve all credibility determinations in the light most favorable to the nonmovant. Id., citing Flowers v. S. Reg’l Physician Servs., Inc., 247 F.3d 229, 235 (5th Cir. 2001). See also Apache Deepwater, L.L.C. v. W&T Offshore, Inc., 930 F.3d 647, 653 (5th Cir. 2019) (citations and quotations omitted) (a party is only entitled to judgment as a matter of law on an issue where no

reasonable jury would have had a legally sufficient evidentiary basis to find otherwise); Flowers v. S. Reg’l Physician Servs.

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