De Lage Landen Financial Services, Inc. v. RT Group Logistics, Inc., Team Champions, Inc., Run Direct, Inc., Nazar Trukhan, and Vitalii Ropii

District Court, N.D. Illinois·Decided August 21, 2026·No. 1:25-cv-01794·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION

DE LAGE LANDEN FINANCIAL SERVICES, INC., Case No. 25 CV 01794

Plaintiff, Honorable Sunil R. Harjani v.

RT GROUP LOGISTICS, INC., TEAM CHAMPIONS, INC. RUN DIRECT, INC., NAZAR TRUKHAN, and VITALII ROPII,

Defendants.

MEMORANDUM OPINION AND ORDER RT Group Logistics, Inc. and Team Champions, Inc. are Illinois holding companies that each executed three loan agreements with De Lage Landen Financial Services, Inc., a Michigan corporation. They used the loans to purchase semi-trailer trucks for the trucking company, Run Direct, Inc., and agreed to use the trucks as collateral. The three Illinois companies and their owners, Nazar Trukhan and Vitalii Ropii, guaranteed RT Group’s and Team Champions’ obligations under the loan agreements, including their monthly installment payments. DLL claims that RT Group and Team Champions failed to make timely payments and that they and their guarantors have not repaid the loans. DLL sues them for breach of contract to recover the outstanding loan amounts and for replevin and detinue to repossess the trucks. Plaintiff DLL has moved for summary judgment. It presents evidence establishing that RT Group, Run Direct, Ropii, and Trukhan failed to make timely payment when due and demanded. The Court finds no material issue of genuine fact about whether they breached their contracts. However, the responding Defendants— all but Run Direct—raise a dispute about DLL’s damages calculation that cannot be resolved on the existing record. Therefore, the Court grants summary judgment on liability for DLL’s breach-of-contract claims against Defendants RT Group, Run Direct, Ropii, and Trukhan and reserves its ruling on the damages amount. Further, the undisputed facts establish DLL’s superior rights to the RT Group trucks, so the Court grants summary judgment on its replevin and detinue claims. DLL also seeks summary judgment on claims predicated on the Court finding default under the Team Champions’ loan agreements. However, deciding what constitutes a default and evaluating whether Team Champions defaulted effectively decides the breach-of-contract claims against it. Those claims are not presented in this motion because at the time of DLL’s filing, Team Champions entered into bankruptcy and stayed the claims. Since then, the stay has terminated. So that the Court may properly evaluate all claims that depend on the same legal determinations, the Court denies DLL’s motion to the extent it seeks summary judgment on the claims against RT Group, Run Direct, and Trukhan for the alleged breach of their Team Champions guaranties and the claims against Team Champions for replevin and detinue, without prejudice to refiling. Background The Court considers DLL’s purported facts and Defendants’ responses about RT Group, Run Direct, Ropii, and Trukhan. The following facts are undisputed unless otherwise noted.1 RT Group entered into three loan agreements with DLL to finance its purchase of semi-trailer trucks. DRPSOF ¶¶ 29, 33, 37. To induce DLL to enter into the agreements, Run Direct, Ropii, and Trukhan executed guaranties for the full and prompt payment and performance of all of RT Group’s contractual obligations. Id. ¶¶ 31, 35, 39.2 To secure RT Group’s obligations, RT Group granted first priority security interests in the trucks, as reflected on the face of the titles. Id. ¶¶ 32, 36, 40. In each loan agreement, RT Group agreed to pay specific monthly payments. Id. ¶¶ 30, 34, 38. The agreements contain a “default” provision, which defined default to include “Customer fails to pay any payment or sum when due.” [93] at 86, 110, 129.3 Upon an event of default, DLL is entitled to seek immediate payment of the unpaid balance plus prejudgment interest, late fees, and attorneys’ fees and costs. Id. at 84, 86, 108, 110, 127, 129. DLL submits that RT Group, Run Direct, Ropii, and Trukhan failed to make payments when due and thus defaulted on their agreements. DRPSOF ¶¶ 41–42. Defendants dispute the conclusion that they defaulted and cite Trukhan’s testimony

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De Lage Landen Financial Services, Inc. v. RT Group Logistics, Inc., Team Champions, Inc., Run Direct, Inc., Nazar Trukhan, and Vitalii Ropii, (N.D. Ill. 2026).

De Lage Landen Financial Services, Inc. v. RT Group Logistics, Inc., Team Champions, Inc., Run Direct, Inc., Nazar Trukhan, and Vitalii Ropii (De Lage Landen Financial Services, Inc. v. RT Group Logistics, Inc., Team Champions, Inc., Run Direct, Inc., Nazar Trukhan, and Vitalii Ropii) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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