Daniel M. Harrison and Melinda Harrison v. Ravi Anand; and Ravi Anand P.C.

CourtDistrict Court, N.D. Illinois
DecidedMarch 11, 2026
Docket1:25-cv-03764
StatusUnknown

This text of Daniel M. Harrison and Melinda Harrison v. Ravi Anand; and Ravi Anand P.C. (Daniel M. Harrison and Melinda Harrison v. Ravi Anand; and Ravi Anand P.C.) is published on Counsel Stack Legal Research, covering District Court, N.D. Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Daniel M. Harrison and Melinda Harrison v. Ravi Anand; and Ravi Anand P.C., (N.D. Ill. 2026).

Opinion

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION

DANIEL M. HARRISON AND MELINDA ) HARRISON, ) ) Plaintiffs, ) ) Case No. 1:25-cv-03764 v. ) ) Judge Sharon Johnson Coleman RAVI ANAND; AND RAVI ANAND P.C. ) ) Defendants. ) ) MEMORANDUM OPINION AND ORDER Plaintiffs, Daniel M. Harrison and Melinda Harrison (“Plaintiffs”), brought suit against Defendants, Ravi Anand P.C. and Ravi Anand (“Defendants”), alleging Defendants negligently transferred Plaintiffs’ funds for a real estate transaction to a scammer and refused to relinquish the remaining funds back to Plaintiffs. Before the Court is Defendants’ Motion to Dismiss (“Motion”) [15], pursuant to Federal Rules of Civil Procedure 12(b)(1) and 12(b)(6). For the following reasons, the Court grants in part and denies in part Defendants’ Motion. BACKGROUND Unless otherwise noted, the following factual allegations are taken from Plaintiffs’ Complaint, Dkt. 1, and are assumed true for purposes of resolving these Motions. W. Bend Mut. Ins. Co. v. Schumacher, 844 F.3d 670, 675 (7th Cir. 2016). This case arises from an email spoofing scheme that caused Plaintiffs to wire their $72,246 home down payment to Defendants. The Defendants received those funds, disbursed a substantial amount of the funds to third party scammers, without conducting any diligence into the source of the money, and retained the remainder as an “attorney’s fee.” Plaintiffs allege Defendants’ conduct constitutes negligence and conversion under Illinois law. A. The Real Estate Transaction On or about January 3, 2021, Plaintiffs executed a contract with Stone Martin Builders LLC (“Stone Martin”), a construction LLC, to purchase a home located in Athens, Alabama. To initiate the closing, Plaintiffs used Stone Martin’s tablet to input all relevant information related to the

purchase and sale, including the names and contact information for the purchaser(s), real estate agents, lenders, closing attorneys, among other private and confidential information. The following entities were legitimate parties involved in the Alabama real estate transaction. Although their data breach(es) possibly gave rise to the email spoofing scheme, they are not defendants in this action or participants in the alleged wrongdoing: (1)Stone Martin Builders LLC (“Stone Martin”), the home builder and seller; (2) CB&S Bank, Inc. (“CB&S”), the lender providing financing for the purchase; and (3)Legend Realty Madison, LLC (“Legend Realty”), the real estate broker for Martha Collins, Plaintiff’s real estate agent. B. The Email Spoofing Scheme Sometime between January 3, 2021, and February 3, 2021, a data and information breach occurred, from either Stone Martin, CB&S, and/or Legend Realty Madison, LLC, compromising Plaintiffs’ sale and purchase information. Unbeknownst to Plaintiffs, their information was disclosed

to third-party scammers who created fake email accounts, or “spoofed” email accounts, resembling those of the legitimate real estate parties, CB&S and Legend Realty. The scammers then intercepted communications related to Plaintiffs’ closing. Using the spoofed emails, the scammers transmitted wiring instructions which falsely appeared to originate from the legitimate participants in the transaction. On or about February 3, 2021, the scammers sent fraudulent wiring instructions to Plaintiffs, falsely purporting to be the legitimate participants in the transaction. Relying on the instructions in the spoofed emails, Plaintiffs wired $72,246 for their down payment of the house on February 4, 2021, to Defendants in this action. C. Defendants and the “Dog Bite Scam” Defendants, an Illinois-licensed attorney and his law firm, had no involvement in Plaintiffs’ original real estate transaction. Their involvement arises from their alleged failure to conduct any diligence before receiving a large, unexpected sum from Plaintiffs and disbursing those funds to an

illegitimate, unknown source. Shortly before receiving Plaintiffs down payment funds, Defendants agreed to act as an intermediary to collect and forward funds on behalf of an unsolicited, unknown, prospective “dog bite client.”1 (Dkt. 1 at *6.) Defendants then received $72,246 wired to their account by an unknown third party. Without conducting any diligence into the source or legitimacy of those funds and based on instructions by the prospective “dog bit client,” Defendants disbursed approximately $54,184.50 of Plaintiffs’ funds to the unknown “dog bite client” and retained the remaining $18,061.50, as an attorney’s fee. (Dkt. 1 at *8.) D. Discovery of the Scam and Alleged Resulting Harm After the scheme was discovered, Plaintiffs demanded return of the remaining funds held by Defendants. Defendants did not return those funds until approximately ten months later, after they were named as defendants in related litigation.2 As a result of the misdirected wire transfer of their

down payment, Plaintiffs were required to secure replacement funds to complete the purchase of the

1 Plaintiffs assert the “dog bite” scam is a widely documented scheme targeting attorneys. A prospective “client” typically purporting to be located overseas, contacts an attorney claiming to have obtained a personal injury settlement they are facing issues collecting the proceeds from. The attorney is then asked to act as a pass-through intermediary to receive and forward the funds in exchange for a contingency fee disproportionate to the minimal effort required. Plaintiffs allege that Defendants were on notice of this type of scheme. (Dkt. 1 at *6.) 2 See Harrison v. Stone Martin Builders LLC, CV-2022-900123-CEH; (Dkt. 21-1 at *1.) Alabama home. Plaintiffs borrowed from their retirement accounts and were unable to replenish those funds within the required timeframe, resulting in financial penalties and additional losses. Id. Plaintiffs filed the present suit, alleging Defendants’ participation in the dog bite scam and their refusal to return the remaining funds to Plaintiffs constituted negligence and conversion under Illinois law.3 Although the underlying real estate transaction occurred in Alabama, Plaintiffs bring their claims in this district because Defendants are both citizens of Illinois, with their principal office

in Chicago, where the relevant conduct occurred. See 28 U.S.C. § 1391(a)(2) (venue is proper where a substantial part of the events giving rise to the claims occurred). LEGAL STANDARD A. Rule 12(b)(1) A motion to dismiss pursuant to Rule 12(b)(1) challenges the Court’s subject matter jurisdiction. Choice v. Kohn Law Firms, S.C., 77 F.4th 636, 638–39 (7th Cir. 2023). The party asserting jurisdiction has the burden of establishing it under Rule 12(b)(1). United Phosphorus, Ltd. v. Angus Chem. Co., 322 F.3d 942, 946 (7th Cir. 2003). Where a defendant challenges the amount-in-controversy necessary to assert federal jurisdiction, the plaintiff must support their assertions with “competent proof” of damages and do more than “point to the theoretical availability of certain categories of damages.” McMillian v. Sheraton Chicago Hotel & Towers, 567 F.3d 839, 844 (7th Cir. 2009); American Bankers Life Assurance of Fla v. Evans, 319 F.3d 907, 909 (7th Cir. 2003). The court will find subject

matter jurisdiction on the basis of the plaintiff’s complaint unless it appears “to a legal certainty that the claim is really for less than the jurisdictional amount.” Smith v. American General Life & Accident Ins.

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Daniel M. Harrison and Melinda Harrison v. Ravi Anand; and Ravi Anand P.C., Counsel Stack Legal Research, https://law.counselstack.com/opinion/daniel-m-harrison-and-melinda-harrison-v-ravi-anand-and-ravi-anand-pc-ilnd-2026.