Christie v. Capital One Auto Finance

District Court, S.D. Texas·Decided January 29, 2024·No. 4:22-cv-01517·Unknown

Opinion

UNITED STATES DISTRICT COURT January 29, 2024 SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION CHRISTOPHER CHRISTIE, et al., § § Plaintiffs. § § V. § CIVIL ACTION NO. 4:22-cv-01517 § CAPITAL ONE AUTO FINANCE, § § Defendant. §

MEMORANDUM AND RECOMMENDATION Defendant Capital One Auto Finance, A Division of Capital One, N.A. (“Capital One”) has filed a Motion to Dismiss Plaintiffs’ Amended Complaint (“Motion to Dismiss”). Dkt. 14. After reviewing the briefing, the record, and the applicable law, I recommend the Motion to Dismiss be GRANTED. BACKGROUND Plaintiffs Christopher Christie (“Christie”) and Lee Taylor, representing themselves, filed this lawsuit in federal court. The live pleading is the Amended Complaint. See Dkt. 13. In that document, Plaintiffs allege that on June 18, 2019, Christie purchased a Nissan Frontier financed by Capital One “with the clear understanding that [Christie] was to be able to accumulate tools [and] equipment[] for the non-profit” organization that Christie founded. Id. at 5. According to the Amended Complaint, Christie’s Nissan Frontier was repossessed on February 29, 2020. At that time, all of Christie’s tools and equipment were allegedly in the vehicle. Plaintiffs insist that Capital One violated some unspecified Texas “state law[] by not notifying [Christie] in writing, as to when, where and how to retrieve [his] personal property”; and an unspecified “Executive Order by the POTUS [(“President of the United States”)] to not evict or repoe [sic] for (90) day[s].” Id. Plaintiffs claim the value of the personal property left in the vehicle at the time it was repossessed amounts to approximately $4,200.1 Capital One has moved to dismiss the Amended Complaint for three independent reasons. First, Capital One contends that Plaintiffs have failed to establish that this Court has subject matter jurisdiction over the claims alleged in the Amended Complaint. Second, Capital One maintains that Christie lacks standing under Article III of the United States Constitution to bring the claims raised in the Amended Complaint. Third, Capital One argues that the Amended Complaint should be dismissed under Federal Rule of Civil Procedure 12(b)(6) for failure to state a claim. I only need to address Capital One’s first argument regarding subject matter jurisdiction. LEGAL STANDARD Subject matter jurisdiction refers to the court’s power to hear a case. See Union Pac. R. Co. v. Bhd. of Locomotive Eng’rs & Trainmen Gen. Comm. of Adjustment, Cent. Region, 558 U.S. 67, 81 (2009). It is well-established law that federal district courts are courts of limited jurisdiction and “possess only that power authorized by Constitution and statute, . . . which is not to be expanded by judicial decree.” Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 (1994). Because Plaintiffs chose to file this lawsuit in federal court, it is their burden to establish that this Court has subject matter jurisdiction to hear this case. See id. Because Plaintiffs are representing themselves in this matter, I will hold their pleadings and filings to a less stringent standard than those drafted by a lawyer. See Haines v. Kerner, 404 U.S. 519, 520 (1972). Even so, if Plaintiffs are unable to demonstrate that federal subject matter jurisdiction exists, this lawsuit

1 The Amended Complaint contains conflicting estimates on the value of the personal property left in the vehicle, referring to the value as $3,200 in one place and over $3,800 in another. See Dkt. 12 at 5–6. Plaintiffs provided an itemized list of the items left in the vehicle at the time of repossession, with estimated values identified. Using the values placed on the items by Plaintiffs, those items add up to $4,225. See id. at 6. Plaintiffs also allege they lost $5,800 of trade-in value. must be dismissed. See FED. R. CIV. P. 12(h)(3) (“If the court determines at any time that it lacks subject-matter jurisdiction, the court must dismiss the action.”); see also FED. R. CIV. P. 12(b)(1) (allowing a party to seek dismissal of a complaint for lack of subject-matter jurisdiction). There are two main types of federal subject matter jurisdiction: federal question jurisdiction and diversity jurisdiction. Under federal question jurisdiction, federal district courts can hear and decide “all civil actions arising under the Constitution, laws, or treaties of the United States.” 28 U.S.C. § 1331. Diversity jurisdiction allows federal district courts to entertain cases between citizens of different states where the matter in controversy exceeds $75,000. See 28 U.S.C. § 1332(a)(1). The diversity statute requires “complete diversity” of citizenship, meaning “a district court cannot exercise diversity jurisdiction if one of the plaintiffs shares the same state citizenship as one of the defendants.” Whalen v. Carter, 954 F.2d 1087, 1094 (5th Cir. 1992). I will now consider whether federal question jurisdiction or diversity jurisdiction exists for this Court to hear this case. ANALYSIS A. FEDERAL QUESTION JURISDICTION Federal question jurisdiction exists when “a well-pleaded complaint establishes either that federal law creates the cause of action or that the plaintiff’s right to relief necessarily depends on resolution of a substantial question of federal law.” Empire Healthchoice Assur., Inc. v. McVeigh, 547 U.S. 677, 689–90 (2006); see also Elam v. Kan. City S. Ry. Co., 635 F.3d 796, 803 (5th Cir. 2011) (“Under the well-pleaded complaint rule, a federal court does not have federal question jurisdiction unless a federal question appears on the face of the plaintiff’s well- pleaded complaint.”). In plain English: this Court has federal question jurisdiction only if at least one of Plaintiffs’ claims arises under a federal law. Plaintiffs expressly acknowledge that they are seeking relief based, at least in part, on an unspecified Texas “state law.” Dkt. 13 at 5. State law claims generally do not implicate a federal statute, treaty, or provision of the United States Constitution. See Franchise Tax Bd. of Cal. v. Constr. Laborers Vacation Tr. for S. Cal., 463 U.S. 1, 10 (1983). Plaintiffs do allege that Capital One violated an unspecified “Executive Order by the POTUS to not evict or repoe [sic] for (90) day[s].” Dkt. 13 at 5. I have searched high and low and cannot find any executive order providing that no evictions or repossessions happen for a 90-day period. Even if there was such an order, “[t]here is no private right of action to enforce obligations imposed on executive branch officials by executive orders.” Facchiano Constr. Co. v. U.S. Dep’t of Lab., 987 F.2d 206, 210 (3d Cir. 1993). “An executive order is privately enforceable only if it is issued pursuant to a statutory mandate or delegation of congressional authority.” Chen Zhou Chai v. Carroll, 48 F.3d 1331, 1338 (4th Cir.

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Christie v. Capital One Auto Finance, (S.D. Tex. 2024).

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