Butler v. Specialized Loan Servicing LLC

District Court, D. Colorado·Decided September 10, 2025·No. 1:24-cv-01087·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO Chief Judge Philip A. Brimmer

Civil Action No. 24-cv-01087-PAB-SBP

TYZHIMA BUTLER, individually and on behalf of all others similarly situated,

Plaintiff,

v.

SPECIALIZED LOAN SERVICING LLC,

Defendant.

ORDER

This matter comes before the Court on Plaintiff’s Pre-Discovery Motion and Memorandum of Law for Conditional Collective Certification and Court-Authorized Notice to Potential Opt-In Plaintiffs [Docket No. 33]. Defendant Specialized Loan Servicing LLC (“SLS”) filed a response. Docket No. 43. Plaintiff Tyzhima Butler1 filed a reply. Docket No. 53. The Court has jurisdiction pursuant to 28 U.S.C. § 1331. I. BACKGROUND Plaintiff brings this action on behalf of herself and on behalf of the “FLSA Collective Class,” comprised of “[a]ll current and former hourly call center agents who worked for Defendant at any time during the past three years” (collectively, “Agents”). Docket No. 1 at 17, ¶ 99. On October 18, 2024, Alyssa E. Tweed opted-in to the collective. Docket No. 30-1 at 2. On April 7, 2025, Christine Lok opted-in to the

1 Although plaintiff’s gender is not entirely clear because plaintiff is referred to as both male and female, the Court will refer to plaintiff as female for reasons discussed previously. See Docket No. 57 at 1, n.1. complaint, and Robert Nigo Jr. opted-in to the collective on April 10, 2025. Docket No. 54-1 at 2; Docket No. 55-1 at 2. Plaintiff also purports to represent “[a]ll current and former hourly call center agents who worked for Defendant at any time in the State of Arizona during the applicable statutory period,” pursuant to Fed. R. Civ. P. 23(b)(2) and (b)(3) (the “Rule 23

Arizona Class”). Docket No. 1 at 20, ¶ 115. In addition, she purports to represent a “Rule 23 Nationwide Class” comprised of “[a]ll current and former hourly call center agents who worked for Defendant at any time during the applicable statutory period.” Id. at 22, ¶ 124. SLS is a “leading international third-party mortgage service provider.” Id. at 5, ¶ 25. SLS is organized under Delaware law, has its principal place of business in Colorado, and has a registered agent in Massachusetts. Id. at 5-6, ¶¶ 26-27. SLS employs hundreds of Agents who work remotely in their homes to “field[] inbound calls and perform[] a wide range of support services to those callers” and to “provid[e]

customer, sales, and mortgage information.” Id. at 6–7, ¶¶ 30, 35. SLS compensates Agents on an hourly basis and classifies them as “non-exempt” employees under the Fair Labor Standards Act (the “FLSA”). Id. at 6, ¶ 32. SLS requires Agents to work a minimum of eight hours per day, with an unpaid thirty-minute meal period, five days per week, for a minimum of forty hours per week. Id. at 6–7, ¶ 34. However, during some weeks, Agents work less than forty hours per week. Id. SLS requires that Agents be “phone-ready” the moment their scheduled shift begins. Id. at 7, ¶ 37. This means that, before Agents’ scheduled shift begins, Agents must “load[] all of their essential work-related computer programs and applications . . . so they can be prepared to take calls the moment their shift begins.” Id. This process can take fifteen to twenty minutes. Id. at 10, ¶ 53. If Agents fail to be “phone-ready,” SLS can subject them to “poor performance evaluations, warnings, discipline, and possibly termination.” Id. at 2, ¶ 5. SLS instructs Agents to not “clock in” for their shifts until they are “phone-ready” or until they are nearly “phone-ready.” Id. at 8, ¶ 39. SLS

requires that Agents follow the same procedure when they are clocking in and out of their lunch breaks. Id., ¶ 40. As a result, Agents return from their thirty-minute meal period approximately three to five minutes early to “log back in to Defendant’s programs and software prior to resuming their shifts.” Id. at 11, ¶ 64. Due to Agents performing “pre- and mid-shift work off-the-clock,” SLS’s timekeeping systems do not accurately represent the time that Agents worked. Id. at 8, ¶ 44. SLS fails to pay Agents for their “off-the-clock” work due to Agents being unpaid for the time that they spend “in connection with the pre- and mid-shift boot-up, login, and log-out processes.” Id. at 8–9, ¶ 45. Therefore, “[p]laintiff and similarly situated Agents

regularly worked overtime and non-overtime hours for which they were not paid.” Id. at 9, ¶ 46. When Agents do not work over forty hours in a week, Agents are deprived of “straight-time wages.” Id., ¶ 47. SLS’s payment structure includes a “base rate of pay” as well as “various routine and non-discretionary bonuses.” Id. at 14, ¶ 83. Non-discretionary bonuses include “attendance bonuses, quality assurance bonuses, and other incentive-based bonus payments.” Id. SLS does not include the non-discretionary bonuses in Agents’ “regular rate of pay and resulting overtime rate premium.” Id. at 15, ¶ 85. As a result, SLS “did not pay the proper overtime rate under the FLSA.” Id. Plaintiff brings claims under (1) the FLSA, 29 U.S.C. § 201, et seq., (2) the Arizona Wage Act (the “AWA”), Ariz. Rev. Stat. §§ 23-350, et seq., on behalf of the Arizona Class 2; (3) state common law breach of contract regarding the Nationwide Class; and (4) common law unjust enrichment, pled in the alternative as to claim three, on behalf of the Nationwide Class. Id. at 24–30, ¶¶ 133–179.

II. LEGAL STANDARD A. Conditional Certification Title 29 U.S.C. § 216(b) of the FLSA, which provides in pertinent part: Any employer who violates the provisions of . . . section 207 of this title shall be liable to the employee or employees affected in the amount of . . . their unpaid overtime compensation, . . . and in an additional equal amount as liquidated damages . . . An action to recover the liability prescribed in [section 207] may be maintained against any employer . . . in any Federal . . . court of competent jurisdiction by any one or more employees for and in behalf of herself or themselves and other employees similarly situated.

29 U.S.C. § 216(b) (emphasis added). There is a two-step approach for determining whether plaintiffs are “similarly situated” for purposes of FLSA collective action certification. Thiessen v. GE Capital Corp., 267 F.3d 1095, 1105 (10th Cir. 2001).1 A court’s initial certification comes at the notice stage, where courts determine whether

2 The complaint states that claim two is brought on behalf of the “Rule 23 Colorado Class;” however, the allegations of claim two only reference the “Arizona Class.” Docket No. 1 at 27, ¶¶ 151–161. Moreover, the remainder of the complaint does not reference the “Rule 23 Colorado Class.” See generally Docket No. 1. Therefore, the Court assumes that claim two is being brought on behalf of the Arizona Class. 1Thiessen involved a collective action under the Age Discrimination in Employment Act (“ADEA”), 29 U.S.C. § 621 et seq. Because the ADEA adopts the collective action mechanism set forth in FLSA § 216(b), courts in the Tenth Circuit apply Thiessen to FLSA collective actions. See Kaiser v. At The Beach, Inc., 2010 WL 5114729, at *4 n.9 (N.D. Okla. Dec. 9, 2010); see also Brown v. Money Tree Mortg., Inc., 222 F.R.D.

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