Brookfield Funding, LLC, and Vista Pointe Funding, LLC v. Ramey & King Insurance Associates, Inc.

CourtCourt of Appeals of Texas
DecidedDecember 11, 2025
Docket02-25-00201-CV
StatusPublished

This text of Brookfield Funding, LLC, and Vista Pointe Funding, LLC v. Ramey & King Insurance Associates, Inc. (Brookfield Funding, LLC, and Vista Pointe Funding, LLC v. Ramey & King Insurance Associates, Inc.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Brookfield Funding, LLC, and Vista Pointe Funding, LLC v. Ramey & King Insurance Associates, Inc., (Tex. Ct. App. 2025).

Opinion

In the Court of Appeals Second Appellate District of Texas at Fort Worth ___________________________ No. 02-25-00201-CV ___________________________

BROOKFIELD FUNDING, LLC AND VISTA POINTE FUNDING, LLC, Appellants

V.

RAMEY & KING INSURANCE ASSOCIATES, INC., Appellee

On Appeal from County Court at Law No. 2 Denton County, Texas Trial Court No. CV-2024-03979

Before Womack, Wallach, and Walker, JJ. Memorandum Opinion by Justice Walker MEMORANDUM OPINION

Appellants Brookfield Funding, LLC and Vista Pointe Funding, LLC bring this

restricted appeal from a no-answer default judgment entered in favor of Appellee

Ramey & King Insurance Associates, Inc. Appellants assert that the trial court erred

by granting Ramey King’s motion for default judgment because they were not

properly served with process. Because we agree that service was defective, we reverse

the trial court’s default judgment.

I. BACKGROUND

On November 15, 2024, Ramey King filed suit against Appellants, alleging

claims for breach of contract and suit on sworn account. Specifically, the petition

alleged that Ramey King had provided insurance-related services to Appellants and

had invoiced them for these services but that Appellants had failed to pay the

amounts due.

On November 15, 2024, citations were issued for both Appellants. The returns

of service were filed on November 25, 2024. The service returns’ descriptions of

what was served are limited to a single section labeled “Documents,” and both returns

list only the “[c]itation” in this section. Neither return references the petition, much

less states that it was served with the citation.

Appellants did not answer or otherwise appear. On December 10, 2024, the

trial court signed a default judgment awarding Ramey King $47,062 in damages plus

attorney’s fees and court costs. This restricted appeal followed.

2 II. SCOPE AND STANDARD OF REVIEW

To prevail in a restricted appeal, an appellant must establish that (1) it filed

notice of the restricted appeal within six months after the judgment was signed, (2) it

was a party to the underlying lawsuit, (3) it did not participate in the hearing that

resulted in the judgment complained of and did not timely file any postjudgment

motions or requests for findings of fact and conclusions of law, and (4) error is

apparent on the face of the record. See Tex. R. App. P. 26.1(c), 30; Alexander v.

Lynda’s Boutique, 134 S.W.3d 845, 848 (Tex. 2004); see also Ex parte E.H., 602 S.W.3d

486, 497 (Tex. 2020) (confirming that, unlike the first three restricted-appeal

requirements, the error-on-the-face-of-the-record requirement is not jurisdictional).

For purposes of a restricted appeal, the face of the record consists of all the papers on

file in the appeal, including the clerk’s record and the reporter’s record. Norman

Commc’ns v. Tex. Eastman Co., 955 S.W.2d 269, 270 (Tex. 1997).

III. DISCUSSION

Here, it is undisputed that the first three restricted-appeal elements are satisfied;

the only question is whether there is error on the face of the record.1 See Alexander,

1 Although Ramey King concedes that Appellants have satisfied the first three restricted-appeal elements, it argues that we should nevertheless refuse to consider the merits of their restricted appeal because they failed to “address the[] default judgment at the trial[-]court level” even though they “were aware of the judgment against them well within the timeline” that would have allowed them to do so by, for example, filing a motion for new trial. Ramey King attached to its brief an email from Appellants’ former counsel purportedly showing that Appellants were aware of the default judgment as early as December 31, 2024—just three weeks after it was signed.

3 134 S.W.3d at 848. In their sole issue, Appellants contend that the record contains

facial error because the returns of service are defective. We agree.

“For well over a century the rule has been firmly established in this state that a

default judgment cannot withstand direct attack by a defendant who complains that

he was not served in strict compliance with applicable requirements.” Wilson v. Dunn,

800 S.W.2d 833, 836 (Tex. 1990). The strict-compliance doctrine considers whether

the record shows that the exact procedural requirements are met, not whether the

intended party received notice of the lawsuit. Union Pac. Corp. v. Legg, 49 S.W.3d 72,

78 (Tex. App.—Austin 2001, no pet.). The return of service is not a trivial, formulaic

document; rather, it is prima facie evidence of proper service. See Primate Constr. Inc. v.

Silver, 884 S.W.2d 151, 152–53 (Tex. 1994). The party seeking service is responsible

for ensuring that proof of proper service is completed and reflected in the record. See

id. at 153. In a restricted appeal, “[t]here are no presumptions in favor of [the] valid

issuance, service, and return of citation.” Id. at 152.

But because this email is not part of the record and was not before the trial court when it rendered the default judgment, we cannot consider it. See In re D.D.J., 136 S.W.3d 305, 309 n.3 (Tex. App.—Fort Worth 2004, no pet.); see also Greystar, LLC v. Adams, 426 S.W.3d 861, 865 (Tex. App.—Dallas 2014, no pet.) (“It is well- established an appellate court may not consider matters outside the record, which includes documents attached to a brief as an exhibit or an appendix that were not before the trial court.”). In any event, a restricted appeal is not an equitable proceeding. Tex. Dep’t of Pub. Safety v. J.W.M., No. 03-17-00792-CV, 2018 WL 6519696, at *2 (Tex. App.—Austin Dec. 12, 2018, no pet.) (mem. op.) (citing Texaco, Inc. v. Cent. Power & Light Co., 925 S.W.2d 586, 590 (Tex. 1996)). Thus, Appellants are not required to show diligence in order to have their complaints heard by this court. See id.

4 Texas Rule of Civil Procedure 106(a)(1) requires that a defendant be served

with a copy of both the citation and the petition. Tex. R. Civ. P. 106(a)(1). Rule 107

reinforces this requirement by dictating that the return of service must include “a

description of what was served.” Tex. R. Civ. P. 107(b)(3).

Appellants complain that the returns of service filed in the trial court reflect

that the “[c]itation” was the only “[d]ocument” that was served; the returns do not

state that the petition was served with the citation. This is a valid complaint. Because

the returns of service do not state that the petition was served with the citation, they

are defective.2 See Avew Holding, Inc. v. Cnty. of Williamson, No. 01-18-00069-CV,

2019 WL 1119395, at *2 (Tex. App.—Houston [1st Dist.] Mar. 12, 2019, no pet.)

(mem. op.); Furst v. Smith, 176 S.W.3d 864, 871–72 (Tex. App.—Houston [1st Dist.]

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Related

Union Pacific Corp. v. Legg
49 S.W.3d 72 (Court of Appeals of Texas, 2001)
Furst v. Smith
176 S.W.3d 864 (Court of Appeals of Texas, 2005)
Texaco, Inc. v. Central Power & Light Co.
925 S.W.2d 586 (Texas Supreme Court, 1996)
Primate Construction, Inc. v. Silver
884 S.W.2d 151 (Texas Supreme Court, 1994)
Wilson v. Dunn
800 S.W.2d 833 (Texas Supreme Court, 1991)
Norman Communications v. Texas Eastman Co.
955 S.W.2d 269 (Texas Supreme Court, 1997)
in the Interest of D.D.J.
136 S.W.3d 305 (Court of Appeals of Texas, 2004)
Greystar, LLC v. Melissa Adams
426 S.W.3d 861 (Court of Appeals of Texas, 2014)

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Brookfield Funding, LLC, and Vista Pointe Funding, LLC v. Ramey & King Insurance Associates, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/brookfield-funding-llc-and-vista-pointe-funding-llc-v-ramey-king-texapp-2025.