Boaz v. Mutual Life Ins. Co. of New York

146 F.2d 321, 1944 U.S. App. LEXIS 2293
CourtCourt of Appeals for the Eighth Circuit
DecidedDecember 26, 1944
Docket12896
StatusPublished
Cited by48 cases

This text of 146 F.2d 321 (Boaz v. Mutual Life Ins. Co. of New York) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eighth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Boaz v. Mutual Life Ins. Co. of New York, 146 F.2d 321, 1944 U.S. App. LEXIS 2293 (8th Cir. 1944).

Opinions

WOODROUGH, Circuit Judge.

In this civil action to recover upon the accident provisions of a double indemnity life insurance policy the plaintiff claimed that although the death of the insured (her husband) was self-inflicted, he was insane at the time and that she was, therefore, entitled to recover on the policy under the applicable Missouri law. The trial court dismissed the case for insufficiency of the plaintiff’s evidence to show insanity of the insured, and the plaintiff appeals. She contends that there was substantial evidence that the insured was insane when he killed himself, and also that the court acted erroneously and without jurisdiction in setting aside a prior judgment of dismissal of the case without prejudice and in entering the judgment of dismissal with prejudice appealed from. She also complains of rulings on the trial.

It appears that at the close of the plaintiff’s evidence on the trial of the case, the court heard arguments on the question of the sufficiency of the showing of insanity and indicated its conclusion that there was no substantial evidence upon which the jury could base a verdict for plaintiff,' but at plaintiff’s instance and over defendant’s objection it permitted her to dismiss her suit without prejudice and excused the jury. Two days later, at the same term of court, the insurance company filed and served on plaintiff a motion to set aside the dismissal without prejudice and to enter an [322]*322order of dismissal with prejudice. This motion was heard and within the term the court set aside the dismissal without prejudice and entered the judgment of dismissal appealed from.

It is contended for appellant that it results from the new rules, Rules of Civil Procedure 50(a), 50(b), 41(a), 41(b), and 6(c), 28 U-S.C.A. following section 723c, that the court had no power to reconsider its decision and order entered on the trial of the case. The point is made that under Rule 50(b), when a motion for directed verdict is made at the close of all the evidence, the power is reserved to the court to reconsider and change its rulings after the jury has been discharged, but no such reservation is expressed in the rules where defendant moves to direct a verdict under Rule 50(a), or moves to dismiss under Rule 41(b), or where a plaintiff moves to dismiss under Rule 41(a). It is said to follow from the absence of express authority to correct its errors in proceedings under these rules the courts are without such power. This result is said to be emphasized by Rule 6(c).

The contentions are not sustained. Prior to Rule 50(b), in cases where the trial court was required to rule on a motion for directed verdict immediately before submission of the case to the jury, it had been held that the court could not enter a judgment on the motion after the verdict came in, although persuaded that its ruling on the motion was erroneous. Rule 50(b) was mainly to avoid the necessity of new trial under those circumstances. There was no such occasion to reserve the authority to correct errors in proceedings under Rules 50(a), 41(a) or 41(b). The power of the court to dismiss a jury case if it concludes that the plaintiff has no sufficient evidence is recognized in Rule 41(b), and if the court rules erroneously in refusing to dismiss where it ought to dismiss, it has inherent power to correct its error throughout the term. Rule 6(c) does not, either expressly or by implication, deprive the court of such inherent power- The court rightly entertained the insurance company’s motion, filed and served two days after the trial, to reconsider and correct the action taken at the close of plaintiff’s evidence.

In its opinion filed with the judgment appealed from, reported in 53 F.Supp. 97, the court set out its findings on the plaintiff’s evidence with meticulous care and stated that it had been of the opinion at the close of plaintiff’s case that there was no substantial evidence upon which the question of accidental death could be submitted to the jury. On the further study necessitated by consideration of defendant’s' motion and preparation of the opinion, the court again found that the plaintiff had failed to sustain the burden of proof upon her and that there was no substantial evidence of insanity. It also considered that there was no claim of additional testimony for plaintiff on another trial. It concluded that the dismissal without prejudice was erroneous, and that defendant had been and was entitled to have the case dismissed with prejudice.

The appellant has not pointed out any statement of evidentiary fact in the court’s opinion claimed to be erroneous, but she complains that “some favorable evidence, as well as reasonable inferences to be drawn therefrom,” are omitted, and that “portions of the evidence unfavorable to plaintiff” are emphasized. She has submitted her own “statement” at length, and so has the appellee. As required by the appeal, we have also made our own examination of the evidence and considered all the points argued in respect to it- We think that the statement of the “material facts bearing on the issue” as made by the trial court, who saw and heard the witnesses, fairly reflects the testimony, and there was no material omission or overemphasis. As it has been published we need not repeat it here.

In passing on the question whether the evidence was or was not sufficient to go to the jury, the trial court evidently relied greatly on the opinion of this court in New York Life Ins. Co. v. King, 8 Cir., 93 F.2d 347. There was a suit upon the double indemnity provisions of a Missouri life insurance policy in which the jury had found that the insured, who had killed himself, was insane at the time. The issue on the appeal before this court was whether there was substantial evidence to support the finding of insanity. This court recognized its duty to view the evidence in the light most favorable to the plaintiff and set out the facts in its opinion. When they are compared with the facts in this case the parallel is very striking. The two suicides were substantial, competent, attractive and estimable gentlemen, who under the impact of adverse circumstances became worried, irritable, nervous, depressed, preoccupied and discouraged, and in that state inflicted death upon themselves. No witness [323]*323who testified for the plaintiff in either case stated that the insured at any time appeared to be insane and no insane act or omission to act was brought home to the insured in either case. Neither suicide was shown to have had hallucinations or delusions. Experts appeared in both cases who gave opinions favorable to the plaintiffs, but this court refused to consider such an opinion substantial evidence in the King case, and the trial court has followed that precedent here.

We have considered all of the minutiae of circumstances claimed to justify a different result in this case from that reached by this court in the King case. It does appear in this case, as it did not in the King case, that the insured became afflicted with a disease. Mr. Boaz had cancer in the lung and suffered pain from it-But there was no evidence that it had affected his mind. Mr. King shot himself, whereas Mr. Boaz intentionally inhaled gas from a gas burner. Mr. King committed the act at his office; Mr. Boaz in the basement at his home. There was no suicide note in the King case, but Mr. Boaz left writings in anticipation of the suicidal act which were properly received by the trial court and considered with the other circumstances.

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Bluebook (online)
146 F.2d 321, 1944 U.S. App. LEXIS 2293, Counsel Stack Legal Research, https://law.counselstack.com/opinion/boaz-v-mutual-life-ins-co-of-new-york-ca8-1944.