Bellemare v. Wachovia Mortgage Corp.

894 A.2d 335, 94 Conn. App. 593, 2006 Conn. App. LEXIS 140
CourtConnecticut Appellate Court
DecidedApril 4, 2006
DocketAC 26067
StatusPublished
Cited by36 cases

This text of 894 A.2d 335 (Bellemare v. Wachovia Mortgage Corp.) is published on Counsel Stack Legal Research, covering Connecticut Appellate Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bellemare v. Wachovia Mortgage Corp., 894 A.2d 335, 94 Conn. App. 593, 2006 Conn. App. LEXIS 140 (Colo. Ct. App. 2006).

Opinions

[595]*595 Opinion

BISHOP, J.

The plaintiff, Irene D. Bellemare, appeals from the summary judgment rendered by the trial court on all counts of her complaint in favor of the defendant, Wachovia Mortgage Corporation. In response to competing motions for summary judgment filed by the parties, the court concluded that General Statutes § 52-577 barred both a claim under General Statutes § 49-8 and a common-law claim for breach of the implied covenant of good faith and fair dealing, and that a claim of a violation of the Connecticut Unfair Trade Practices Act (CUTPA), pursuant to General Statutes § 42-110a et seq., was barred by the statute of limitations contained in that act. We affirm the judgment with respect to the plaintiffs claims under § 49-8 and CUTPA, and reverse the judgment with respect to her common-law claim alleging a breach of the implied covenant of good faith and fair dealing.

The following undisputed facts and procedural history are germane to our discussion of the issues at hand. On or about May 31, 1998, William A. Bellemare and the plaintiff sold their home at 225 Citizens Avenue, Waterbury.1 The premises were subject to a mortgage held by the defendant. On June 18, 1998, the plaintiffs counsel sent the defendant a check in the amount of $31,729.34 as payment in full of the mortgage loan balance due to the defendant. The defendant received the sum in satisfaction of the loan, but failed to execute and deliver a release of the mortgage to the plaintiff.

In April, 2003, the plaintiff, upon discovering that the release had not been recorded in the land records, demanded a release of the mortgage and damages in the amount of $5000 pursuant to § 49-8. The defendant [596]*596provided the requested release, dated May 13, 2003,2 but declined to pay the sum of $5000. On December 22, 2003, the plaintiff filed a three count complaint against the defendant. The complaint, which was subsequently amended, sought damages (1) pursuant to § 49-8, (2) under CUTPA and (3) for breach of an implied covenant of good faith and fair dealing.

In its answer, the defendant acknowledged that the loan had been paid in full, but maintained that a timely release of mortgage and a duplicate release had been sent to the plaintiffs counsel. The defendant also raised as special defenses to all counts that the claims were barred by applicable statutes of limitation and filed a motion for summary judgment on all counts on the basis of these special defenses.

The court granted the defendant’s motion for summary judgment on the grounds asserted. For the CUTPA count, the court relied on CUTPA’s three year statute of limitations. See General Statutes § 42-110g (f). As to the remaining counts, the court concluded that the plaintiffs claims sounded in tort and, therefore, were barred by § 52-577, the statute of limitations applicable generally to tort actions.3

On appeal, the plaintiff raises two broad issues, one regarding the applicable statutes of limitation and the other claiming that the statutes of limitation were tolled by the continuing course of conduct doctrine. As to the first, she asserts that the court improperly determined that her claims.were time barred. Specifically, she argues that the court incorrectly determined that (1) the three year statute of limitations set forth in § 42-llOg (f) bars her CUTPA claim, (2) the three year statute [597]*597of limitations set forth in § 52-577 bars her claim under § 49-8 and (3) § 52-577 also bars her claim of breach of the implied covenant of good faith and fair dealing. Second, she asserts that even if her claims fall within the statutes of limitation relied on by the court, the limitation period set forth in each statute was tolled under the continuing course of conduct doctrine until the release of the mortgage was provided on May 13, 2003.

As a preliminary matter, we set forth the standard of review of a trial court’s ruling on a motion for summary judgment. “Practice Book § 17-49 provides that summary judgment shall be rendered forthwith if the pleadings, affidavits and any other proof submitted show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law. In deciding a motion for summary judgment, the trial court must view the evidence in the light most favorable to the nonmoving party. . . . The party moving for summary judgment has the burden of showing the absence of any genuine issue of material fact and that the party is, therefore, entitled to judgment as a matter of law. ... On appeal, we must determine whether the legal conclusions reached by the trial court are legally and logically correct and whether they find support in the facts set out in the memorandum of decision of the trial court. . . . Our review of the trial court’s decision to grant the defendant’s motion for summary judgment is plenary.” (Citations omitted; internal quotation marks omitted.) Cogan v. Chase Manhattan Auto Financial Corp., 276 Conn. 1, 6-7, 882 A.2d 597 (2005). We discuss each count separately.

I

First, we consider the plaintiffs claim that the court improperly applied the three year statute of limitations set forth in § 52-577 to the first count of her complaint. [598]*598In the first count of the plaintiffs complaint, she alleged that the defendant violated § 49-8 by failing to provide a release of mortgage subsequent to its receipt of the June, 1998 payoff of the plaintiffs mortgage debt. She claims damages in the statutory amount of $5000. In response to the complaint, the defendant argued that the claim was barred by the three year statute of limitations pursuant to § 52-577, the tort statute of limitations, and subsequently filed a motion for summary judgment on that ground. The court agreed and rendered summary judgment in favor of the defendant on this count of the plaintiffs complaint.

On appeal, the plaintiff challenges the court’s determination that the tort statute of limitations applies to a claim seeking relief pursuant to § 49-8. The plaintiff asserts that a cause of action brought pursuant to § 49-8 does not sound in tort, but rather in contract, and that since the statute of limitations applicable to contract actions, General Statutes § 52-576, permits suit within six years of the alleged breach, her claim is not time barred.4 We disagree.

The issue of whether an action brought pursuant to § 49-8 sounds in tort or contract presents a legal question of first impression for this court. Therefore, our review is plenary. Starks v. University of Connecticut, 270 Conn. 1, 8, 850 A.2d 1013 (2004). As the plaintiffs claim requires us to address the question of whether a claim brought pursuant to § 49-8 sounds in tort or contract, we note at the outset the doctrinal distinction between these two causes of action. “The fundamental difference between tort and contract lies in the nature of the interests protected. . . . The duties of conduct which give rise to [tort causes of action] are imposed [599]*599by the law, and are based primarily upon social policy, and not necessarily upon the will or intention of the parties. . . .

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Bluebook (online)
894 A.2d 335, 94 Conn. App. 593, 2006 Conn. App. LEXIS 140, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bellemare-v-wachovia-mortgage-corp-connappct-2006.