Bank of America, N.A. v. Mega World Builder Corp.

CourtDistrict Court, S.D. Texas
DecidedNovember 8, 2024
Docket4:24-cv-03021
StatusUnknown

This text of Bank of America, N.A. v. Mega World Builder Corp. (Bank of America, N.A. v. Mega World Builder Corp.) is published on Counsel Stack Legal Research, covering District Court, S.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bank of America, N.A. v. Mega World Builder Corp., (S.D. Tex. 2024).

Opinion

UNITED STATES DISTRICT COURT November 08, 2024 SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION

BANK OF AMERICA, N.A., § § Plaintiff, § VS. § CIVIL ACTION NO. 4:24-CV-3021 § MEGA WORLD BUILDER CORP., et al., § § Defendants. § §

MEMORANDUM OPINION AND ORDER

Pending before the Court is a motion for a preliminary injunction filed by Plaintiff Bank of America, N.A. (“Bank of America”). The Court held an evidentiary hearing on the motion on September 3, 2024; September 9, 2024; and September 12, 2024. (Dkt. 18; Dkt. 26; Dkt. 37). After careful consideration of the parties’ written submissions, the evidentiary record developed at the hearing, and the other filings in the case, Bank of America’s motion (Dkt. 1 at pp. 15–17; Dkt. 44 at p. 2) is GRANTED. I. FACTUAL AND PROCEDURAL BACKGROUND Bank of America has sued Defendants Mega World Builder Corp. (“Mega World”) and Mahir Nasif (“Nasif”), who is Mega World’s Chief Executive Officer, for breach of several loan agreements (Counts I–III and VII of Bank of America’s complaint), foreclosure of a security interest under Article 9 of the Uniform Commercial Code (Count IV), conversion (Count V), and unjust enrichment (Count VI). (Dkt. 1 at pp. 10–15). In its verified complaint, Bank of America alleges that, “[o]n or about May 9, 2024, [Mega World] provided to [Bank of America] a purported lien release letter purported to be from Regions Bank and allegedly signed by Regions Bank Vice President Thomas J. Bacarella . . . in an attempt to convince [Bank of America] that, among other things, Regions Bank

does not hold a lien upon the same collateral pledged by [Mega World] to [Bank of America].” (Dkt. 1 at pp. 6–7). Bank of America further alleges that the May 9, 2024 letter “is not true, correct or legitimate, and Mr. Bacarella’s signature was forged, constituting a default” under the loan agreements between Bank of America and Mega World. (Dkt. 1 at p. 7). In subsequent briefing, Bank of America alleges that it “has discovered an additional

fraudulent letter purportedly issued by Regions Bank,” this one dated May 2, 2024, “which was also submitted to [Bank of America] by Defendants” and was also allegedly signed by Bacarella. (Dkt. 22 at p. 4). Moreover, Bank of America also alleges that, “[d]espite repeated requests, [Mega World] has failed and refused to allow [Bank of America] to inspect certain collateral,”

specifically “a 2020 Trencor Trencher T16-60, Serial Number T16-187” and “a 2022 Vermeer Drill D330X500, Serial Number 1VR450075E1099684” (“the trencher and the drill”). (Dkt. 1 at pp. 5, 8). Bank of America contends that Mega World’s refusal to allow inspection of the trencher and the drill constitutes an additional default under the relevant loan agreements. (Dkt. 1 at p. 8).

Based on these and other alleged defaults, Bank of America has sent Mega World and Nasif a notice of acceleration. (Dkt. 1-13). In its request for a preliminary injunction, Bank of America seeks an order: a. Enjoining and restraining Defendants, and each of their officers, directors, shareholders, employees and representatives from: i. Hiding, secreting, moving, transferring or removing from the jurisdictional limits of this Court and/or from Harris County, Texas, or any other County where such items are located, any of the Collateral; u. Removing, damaging, destroying, hiding, or secreting any of the Collateral.

b. Immediately identifying to counsel for the Bank the specific location of all Collateral. c. Mandatorily enjoining and directing Defendants, and each of their officers, directors, shareholders, employees and representatives, to immediately deliver to the Bank possession of the Collateral.

Dkt. 1 at pp. 16-17. In its subsequent briefing, Bank of America requests “an Order compelling Defendants, or any third-parties affiliated with or working in concert with the Defendants, to provide Bank of America immediate access to the [trencher and the drill] for inspection, and to authorize the U.S. Marshal to take all necessary measures to enforce the Order (and turnover of the [trencher and the drill], if so ordered by the Court) using such force as may be necessary.” (Dkt. 44 at p. 2). The Court has granted Bank of America’s application for a writ of sequestration regarding the trencher and the drill and has further indicated that it will compel Mega World to allow Bank of America to inspect its collateral if Mega World will not allow such

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an inspection on its own. (Dkt. 9; Dkt. 37). However, according to Bank of America, Mega World insists on attaching numerous “inappropriate” conditions to the inspections and refuses “to provide even a single photo of the [trencher and the drill] and serial numbers,”

which, Bank of America contends, “raises the distinct possibility that the fraud in this matter is even worse than [Bank of America] is currently aware of—including that the [trencher and the drill] may not even exist.” (Dkt. 44 at p. 1). Mega World does not deny that it is refusing to comply with Bank of America’s requests for an inspection or photographs and instead insists that venue is not proper in this Court and that the Court

lacks subject matter jurisdiction. (Dkt. 45). II. THE LEGAL STANDARD

The purpose of a preliminary injunction is to preserve the status quo and prevent irreparable harm until the respective rights of the parties can be ascertained during a trial on the merits. City of Dallas v. Delta Air Lines, Inc., 847 F.3d 279, 285 (5th Cir. 2017). In the Fifth Circuit, the following well-established framework generally governs the determination of whether to grant a preliminary injunction: To be entitled to a preliminary injunction, the movant must satisfy each of the following equitable factors: (1) a substantial likelihood of success on the merits; (2) a substantial threat of irreparable injury; (3) the threatened injury to the movant outweighs the threatened harm to the party sought to be enjoined; and (4) granting the injunctive relief will not disserve the public interest. Because a preliminary injunction is an extraordinary remedy, it should not be granted unless the movant has clearly carried the burden of persuasion on all four requirements. Failure to sufficiently establish any one of the four factors requires this Court to deny the movant’s request for a preliminary injunction. Id. The requirements for obtaining a preliminary injunction are stringent in all cases, but “[m]andatory preliminary relief, which goes well beyond simply maintaining the status quo pendente lite, is particularly disfavored, and should not be issued unless the facts and

law clearly favor the moving party.” Martinez v. Mathews, 544 F.2d 1233, 1243 (5th Cir. 1976). In presiding over a preliminary injunction hearing, a district court may “give even inadmissible evidence some weight when it is thought advisable to do so in order to serve the primary purpose of preventing irreparable harm before a trial can be held[.]” Federal

Savings & Loan Insurance Corp. v. Dixon, 835 F.2d 554, 558 (5th Cir. 1987) (quoting 11 C. Wright & A. Miller, Federal Practice & Procedure § 2949 at 471). In particular, “[a]ffidavits and other hearsay materials are often received in preliminary injunction proceedings. The dispositive question is not their classification as hearsay but whether, weighing all the attendant factors, including the need for expedition, this type of evidence

was appropriate given the character and objectives of the injunctive proceeding.” Dixon, 835 F.2d at 558 (quoting Asseo v.

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