Anderson Furniture Co. v. Roden

255 S.W.2d 345, 1952 Tex. App. LEXIS 2321
CourtCourt of Appeals of Texas
DecidedNovember 10, 1952
Docket6253
StatusPublished
Cited by16 cases

This text of 255 S.W.2d 345 (Anderson Furniture Co. v. Roden) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Anderson Furniture Co. v. Roden, 255 S.W.2d 345, 1952 Tex. App. LEXIS 2321 (Tex. Ct. App. 1952).

Opinions

PITTS, Chief Justice.

Appellees, Homer A. Roden and E. E. Manning, instituted this suit in July of 1950 against appellant, Anderson Furniture Company, for property damages caused about noon on .April 15, 1950, by reason of a fire which destroyed a duplex residence and the contents therein in Dallas County, and which resulted from the alleged negligence of appellant’s employees. In addition to the alleged actual damages by reason of the fire to the duplex owned by appellee Manning and the alleged loss of certain household goods and personal effects owned by appellee Roden, 'both appellees sought exemplary damages by reason of alleged gross negligence of appellant’s agents in their attempt to install a cooking range stove in the duplex without first cutting off the flow of natural gas.

Appellant answered by joining issues with appellees but thereafter ’ filed an amended answer claiming full settlement of the losses sustained by appellees with their respective insurance companies, Mercury Insurance Company and Fireman’s Fund Insurance Company, which companies, it alleged, had on June 15, 1950, executed releases relieving appellant of any further liability as a result of the fire in question. Appellees then im-pleaded the said insurance companies and their general agents and admitted the said companies had certain subrogation rights but charged that they had no authority to execute releases covering appellees’ uninsured losses. Appellees, respectively, sought recoveries against the said insurance companies respectively, if the said companies had exceeded their subrogation authority in executing releases to appellant covering uninsured losses. The insurance companies answered and admitted they had paid appellees, respectively, for the losses sustained only to the extent of the respective sums the respective policies indemnified appellees against losses and had settled with appellant for such limited subrogation sums only but had not settled with appellant for any uninsured losses claimed by appellees. They further pleaded, in effect, that appellant’s agents knew at the time of the settlements that such were made only for the subrogation claims and did not include additional claims being then made by appellees against appellant for uninsured losses ' sustained by appellees. This pleading put in issue the question of knowledge and intentions of the parties. Nowhere did appellant plead any grounds of recovery over and against the insurance companies.

The.’case was tried to a jury. At the close of the evidence the trial court instructed a verdict in favor of the insurance companies and their general agents, but submitted to a jury the issues raised by appellees against appellant. In connection with such instructed verdict the trial court found that appellant had not pleaded any grounds of recovery against the insurance companies. Based upon findings of the jury in answer to special issues, the trial court rendered judgment for both ordinary -damages and exemplary damages against appellant, Anderson Furniture Company, and for each appellee, from which judgment the said appellant has perfected its appeal. In order to equalize the dockets of the. Courts of Civil Appeals, the Supreme Court has transferred this case from the Dallas Court of Civil Appeals to this court;

Appellant has predicated its appeal upon 38 points of error but has grouped some of them for- presentation. All points are [348]*348being considered by us, but we do not deem it necessary to discuss them numerically and separately.

.The merits of the issues presented concerning liability of the insurance companies and appellant’s liability for uninsured losses, if any, sustained by appellees depend upon the terms of two settlement agreements made by a representative of the insurance companies and appellant’s agent as well as upon a proper construction of certain releases executed to appellant by the respective insurance companies, together with parol evidence showing circumstances out of which their execution grew and those surrounding their adoption as well as the relationship of the parties thereto as is authorized in such matters by the 'Commission of Appeals in the case of Ryan v. Kent, 36 S.W.2d 1007, and numerous other authorities. Before considering such releases may we observe that appellant seeks to have us consider the contents of certain loan receipts, introduced in evidence over objections, executed by appellees, respectively, acknowledging payments, , respectively, by the insurance companies of the indemnifying sums, respectively, set out in the policies and the subrogation rights given by appellees, respectively, to the insurance companies, respectively, against appellant for the said sums. The record and the releases themselves reveal that the insurance companies in making the settlements exercised the authority given them under the terms of the policies and not the loan receipts. However, appellant seeks to make these loan receipts a part of the basis for its settlements in full of the claims in ^question. The evidence reveals conclusively, however, that appellant was in no way a party to the said loan receipts; that its agents knew nothing about their execution or existence until some seven months after the insurance companies had settled their subrogation rights with appellant and issued the releases therefor; that neither the contents of such loan receipts or their existence was known to appellant’s agents who settled the subrogation claims with the insurance companies at the time such settlements were made and the loan receipts and their contents therefore had no influence or bearing upon appellant- or its agents in making the subrogation settlements. Neither did the contents of the loan receipts have ■ any influence or bearing upon the agent of the insurance companies who made the settlements for them. Such facts having been conclusively established, the contents of the loan receipts are therefore wholly immaterial as to the issues here presented. Such is particularly true in view of the testimony of the witnesses who made the settlements as hereinafter set out.

The record reveals that appellees had employed Honorable Guy Carter’s firm of attorneys' to represent them in connection with their claims for fire losses sustained; that the insurance companies had employed Honorable J. Alex Blakeley as their attorney and representative to present their subrogation claims against appellant and to represent them in the matter; and that appellant had employed Honorable W. F. Bane & Son, as attorneys to represent it concerning claims of liability made against it- for the fire losses in question. These facts were soon thereafter known among all of the said attorneys. The record further reveals that both Carter and Blakeley began negotiations immediately thereafter with Bane & Bane concerning settlements-of their respective, claims as a result of the fire. Such negotiations were being made both orally and by letters. Carter wrote appellant a. letter concerning appellees’' claims of date April 19, 1950, and the said letter was turned over to W. F. Bane by appellant. The record also , reveals that the Mercury Insurance -Company had, on April 19, 1950, paid to appellee Homer A. Rodeni, the sum of $2000, the amount of indemnity to protect household goods against fire specified in the policy previously issued by it to Roden, had accepted from Roden a subro-gation right for the said amount and had then assigned the' said subrogation right or claim for the said amount to Alex Blake-ley for collection from appellant. Fireman’s-Fund Insurance Company had on April 27; 1950, paid to appellee E. E.

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Anderson Furniture Co. v. Roden
255 S.W.2d 345 (Court of Appeals of Texas, 1952)

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Bluebook (online)
255 S.W.2d 345, 1952 Tex. App. LEXIS 2321, Counsel Stack Legal Research, https://law.counselstack.com/opinion/anderson-furniture-co-v-roden-texapp-1952.