Anders v. CrossFirst Bank

CourtDistrict Court, E.D. Texas
DecidedMay 21, 2025
Docket4:23-cv-00889
StatusUnknown

This text of Anders v. CrossFirst Bank (Anders v. CrossFirst Bank) is published on Counsel Stack Legal Research, covering District Court, E.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Anders v. CrossFirst Bank, (E.D. Tex. 2025).

Opinion

United States District Court EASTERN DISTRICT OF TEXAS SHERMAN DIVISION

LARRY K. ANDERS and NESA § ANDERS, § § Plaintiffs, § Civil Action No. 4:23-cv-889 v. § § Judge Mazzant MIKE RUMFIELD and DAN § BARRINGER, § § Defendants. § MEMORANDUM OPINION AND ORDER Pending before the Court is Collin County Constables Rumfield and Barringer’s Motion to Dismiss Pursuant to FED. R. CIV. P. 12(b)(1) and 12(b)(6) (Dkt. #10). Having considered the Motion and the relevant pleadings, the Court finds that the Motion should be GRANTED in part and DENIED in part. BACKGROUND I. State Court Origins On October 5, 2023, Plaintiffs Larry K. Anders (“Larry”) and Nesa Anders (“Nesa”) (collectively, the “Plaintiffs”) filed suit against Defendants CrossFirst Bank (“CrossFirst”), Mike Rumfield (“Rumfield”), and Dan Barringer (“Barringer”) (collectively, the “Deputy Constables”) in this Court. This federal suit stems from a lawsuit in state court (“State Court Litigation”) (Dkt. #1 at p. 1; Dkt. #1 at ¶¶ 4–5). In the State Court Litigation, CrossFirst sued Larry and other individuals in the 429th Judicial District Court of Collin County, Texas (“State Court”) on October 22, 2018 (Dkt. #1 at ¶ 11). On June 7, 2021, the State Court entered a final judgment exceeding $4.5 million in favor of CrossFit and against Larry (Dkt. #1 at ¶ 12). CrossFirst did not receive a judgment against Nesa and she was not a judgment debtor in the judgment (Dkt. #1 at ¶‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍ 12). Dissatisfied with the outcome, Larry appealed the judgment to the Fifth District Court of Appeals at Dallas (“Appeals Court”) (Dkt. #1 at ¶ 13). While the case was pending before the

Appeals Court, “CrossFit caused a writ of execution to be issued on or [a]bout August 3, 2021, on account of the [j]udgment against Anders that was the subject of the appeal” (Dkt. #1 at ¶ 15). On August 2, 2021, the District Clerk of Collin County, Texas—through her deputy—issued a writ of execution (Dkt. #10-4 at p. 2). II. The Discussion at Rumfield’s Office On August 30, 2021, Larry went to Rumfield’s office to be served with the writ of execution after Rumfield contacted him and the two arranged for service at Rumfield’s office (Dkt. #1 at ¶ 16).

At this meeting, Larry told Rumfield that Larry did not possess any nonexempt property against which the judgment could be levied and attached (See Dkt. #1 at ¶¶ 17–18). According to Larry, Rumfield responded that Rumfield was just an officer of the State Court, and that the State Court would determine whether Larry possessed any nonexempt property (Dkt. #1 at ¶ 18). Larry alleges that he believed Rumfield would not take any further action on account of the writ of execution absent a court order “respecting [Plaintiffs’] property and determining that Larry possessed nonexempt property subject to levy and attachment” (Dkt. #1 at ¶ 18). Larry insinuates that

Defendants should have, but did not, seek a judicial determination of Larry’s valuation or whether Larry possessed any nonexempt property before effectuating the writ of execution (Dkt. #1 at ¶ 19). Larry alleges that Rumfield and CrossFirst should have been aware that the Internal Revenue Service (“IRS”) had assessed “more than $7 [m]illion in federal taxes against Plaintiffs” which created “a lien on all of Plaintiffs’ property that was senior and superior to [CrossFirst’s claims] regardless of whether the [IRS] had filed such lien in the Collin County, Texas, public records” (Dkt. #1 at ¶ 21). III. The Effectuation of the Writ of Execution On October 7, 2021, Rumfield, dressed as a law enforcement officer, visited Plaintiffs’ home

with the writ of execution (Dkt. #1 at ¶ 28).1 Larry was not at home at the time, but Nesa was, and she spoke with Rumfield when he arrived (Dkt. #1 at ¶ 29). Plaintiffs allege that Rumfield made false statements to Nesa so that Rumfield could gain entrance to Plaintiffs’ home to “seize and remove Plaintiffs’ property” (Dkt. #1 at ¶ 29). Nesa told Rumfield that Larry was not home and told Rumfield that she would prefer that Rumfield return when Larry was present (Dkt. #1 at ¶ 30). Rumfield responded that the State Court ordered him to inventory the property, which was why he

was there (Dkt. #1 at ¶ 30). Once Nesa allowed Rumfield to enter the home, however, he explained the execution process and exempt property laws to Nesa (Dkt. # 1 at ¶ 35). When Rumfield began looking around, he called CrossFit’s counsel and confirmed that CrossFirst had hired moving vans, movers, and storage spaces for Plaintiffs’ property (Dkt. # 1 at ¶ 38). Rumfield also told CrossFirst’s counsel that he believed the value of Plaintiffs’ property exceeded $100,000 (Dkt. #1 at ¶ 39). After this call, movers arrived to remove property from Plaintiffs’ home. Rumfield spent more than four hours at Plaintiffs’ home seizing and removing property

(Dkt. #1 at ¶ 42). Eventually, Nesa informed Larry about the removal of their property causing him to contact his attorneys (Dkt. #1 at ¶ 43). Larry’s attorneys spoke with Rumfield by telephone and informed Rumfield that all the property at the home was exempt under Texas exemption laws and

1 Plaintiffs allege that Rumfield and Barringer did not obtain a warrant to enter or search Plaintiffs’ home (Dkt. #1 at ¶¶ 23–24). Plaintiffs also allege that Rumfield and Barringer did not have a warrant or other judicial process to seize Plaintiffs’ exempt property (Dkt. #1 at ¶ 26). that Rumfield should cease his efforts in seizing the property (Dkt. #1 at ¶¶ 43–44). Rumfield responded that he would continue to seize the property unless Larry could obtain a court order directing Rumfield to cease execution of the writ (Dkt. #1 at ¶ 47). Later, Barringer joined Rumfield

at the home to assist in the seizure and removal process (Dkt. #1 at ¶ 48). Sometime after Barringer arrived, one of Larry’s attorneys arrived on the scene (Dkt. #1 at ¶ 49). Larry’s counsel introduced himself to Rumfield and Barringer and stated, among other things, that the removal of the property was improper because the property was exempt under Texas laws and the property was subject to a tax lien by the IRS (Dkt. #1 at ¶¶ 51, 54). Rumfield responded that Larry mentioned a tax lien to him when Larry had gone to the Constable’s office, however, CrossFirst’s counsel had not found

any tax liens so Rumfield believed he could proceed with seizing Plaintiffs’ property (Dkt. #1 at ¶ 55). Despite counsel’s efforts to stop the seizure, Rumfield, Barringer, and several moving company employees took property from inside the house and loaded it onto moving trucks (Dkt. #1 at ¶ 53). On October 28, 2021, Rumfield sold the seized property at auction for less than $10,000 (Dkt. #1 at ¶¶ 65–66). In a turn of events, on December 19, 2022, the Appeals Court reversed and vacated the judgment against Larry and remanded the case to the Texas trial court (Dkt. #1 at ¶

14). IV. The Motion Before the Court On October 5, 2023, Plaintiffs filed this suit (Dkt. #1). Plaintiffs alleged the following claims: (1) wrongful levy against CrossFirst (Dkt. #1 at ¶¶ 78–81); (2) conversion against each Defendant (Dkt. #1 at ¶¶ 82–88); (3) conspiracy to commit conversion against each Defendant (Dkt. #1 at ¶¶ 82–88); (4) abuse of process against each Defendant (Dkt. #1 at ¶¶ 89–95); (5) violation of civil rights under 42 U.S.C. § 1983 (Dkt.

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Bluebook (online)
Anders v. CrossFirst Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/anders-v-crossfirst-bank-txed-2025.