American Mortgage Co. v. Boyd

92 Ala. 139
CourtSupreme Court of Alabama
DecidedNovember 15, 1890
StatusPublished
Cited by1 cases

This text of 92 Ala. 139 (American Mortgage Co. v. Boyd) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
American Mortgage Co. v. Boyd, 92 Ala. 139 (Ala. 1890).

Opinion

WALKER, J.

-Benjamin J. Smith died in Lowndes County in this State in 1867. By his will he devised to J. B. and B. W. Mason a large tract of land and appointed them his executors. As such executors they filed their bill in the Chancery Court of Lowndes County to obtain a judicial construction of said will and codicil thereto, especially as to the effect of the codicil on the legacy to Sallie A. Boyd. The chancellor held that that legacy was a charge on the property bequeathed to J. B. and B. W. Mason, for which they became personally liable on accepting the bequest in their favor. The decree was affirmed by this court, after a full consideration of the question presented, as shown by the report of the case of Mason v. Smith, 49 Ala. 71. The ruling of the court was accepted by all-parties concerned as binding and conclusive. Mrs. Boyd would be presumed to have acquiesced in the result, [141]*141thougli not a party to the suit, for the construction adopted by the court was of unequivocal advantage to her. The Masons, having proceeded with the administration of their trust and made a settlement thereof in the Probate Court, all along recognizing Mrs. Boyd’s personal claim on. them and the lien in her favor on their land as decreed by this court, finally made division of the land bequeathed to them; and thereafter in 1882, J. B. Mason executed a mortgage of the part of the land which fell to him in the allotment to the American Mortgage Company of Scotland, Limited. Mrs. Boyd having died, her surviving husband and children filed their bill in this case to enforce the lien on the land of J. B. Mason for a balance of said legacy alleged to be due from him. The Mortgage Company, as mortgagee, was made a party defendant, and now contends that said will should be so construed as to relieve said lands from the charge of said legacy. • In other words, we are asked to over-rule said decision reported in 49 Alabama-. That decision was rendered eighteen years ago. The rules of interpretation relied upon by the court in that case are unquestioned.— Grimball v. Patton, 70 Ala. 632. The particular application of those rules in that case was such that it is highly probable that, during the many years that have since elapsed, obligations have been recognized and enforced and titles to other property, in business dealings in reference thereto, have been regarded as controlled and their value materially affected by reason of a reliance upon the decision in that case; so that that decision should now be treated as having established one of those rules of property which the law, in its wisdom, has said had better be certain and'stable than theoretically correct. When said company accepted its mortgage the record of the decree rendered in the Chancery Court was notice of the existence of the lien, and the absence of any record satisfaction thereof was sufficient to put an intending-purchaser upon inquiry to ascertain whether or not the legacy had been paid. It is not to be presumed that the mortgage company supposed it was getting a better title than was in the mortgagor, or that it could have relied on the possibility of defeating a lien which had been decreed in a case in which the mortgagor himself invoked the jurisdiction of the court. The mortgagee must have failed to acquaint itself with what the public records disclosed as to the title, or have accepted the title in subordination to the lien, taking the chances of the legacy having been paid. If there is any hardship now in enforcing the lien as a prior encumbrance on the lands, the mortgagee has only itself to blame. Furthermore, it may very well be that Mrs. Boyd and the complainants, as her successors,. [142]*142relying upon the security of the lien which this court had declared, to exist, have let slip other remedies they may have had for the collection of the legacy. These considerations convince us that it would be unjust and unwise for us, at this time and in the circumstances of this case, to disturb the decision made in Mason v. Smith, supra. Ins. Co. v. Boykin, 38 Ala. 510; Goodwin v. Sims, 86 Ala. 102; Hibler v. McCartney, 31 Ala. 501; Kolb v. Swann, 58 Md. 516; Hihn v. Cowetis, 31 Cal. 398; O'Brien v. Heeney, 2 Edwards Ch. 242. This conclusion renders it unnecessary for us to say anything in support of the ruling in Mason v. Smith, supra.

Before said will had been judicially construed, the executors, or rather J. B. Mason, for himself and his co-executor, acting on the construction of the will for which they contended, paid out. of the funds of the estate in their hands, twelve hundred dollars on the legacy to Mrs. Boyd. When the court finally •construed the will so as to make that legacy payable by the Masons individually and chargeable upon the lands devised to them, they recognized their liability as determined by the decision, and in the settlement of the estate afterwards made, they refunded the amount, twelve hundred dollars, to the estate, as having been paid without authority. B. W. Mason furnished ten hundred and seventy-five dollars of this amount so re-paid, and J. B. Mason paid the balance thereof, one hundred and twenty-five dollars. On the ground that said payment on the legacy out of the funds of the estate was made by J. B. Mason, it is now contended that one-half of the' amount of that payment should have been allowed as a credit to him in this case. The result of such allowance would be, as to four hundred and seventy-five of the six hundred dollars, to give him, or his mortgagee, the benefit of a payment which has cost him nothing. Both of the executors recognized their liability to make good to the estate what the judicial construction of the will determined to have been a misappropriation of funds. The result of the payments made by the two executors and the subsequent division of the land between them was to leave J. B. Mason with his lull share of land and out only one hundred and twenty-five dollars on account of the legacy, while ten hundred and seventy-five dollars of B. W. Mason’s money had actually gone towards the payment of the legacy. The amount, only two hundred and sixty dollars and ten cents paid by B. W. Mason in 1883 to secure the release and discharge of himself and his lands from further liability on account of said legacy, strongly indicates that the parties to that transaction settled 'on the basis of treating the amount of the legacy to Mrs. Bovd as determined by the shares ascertained on the settle[143]*143ment in the Probate Court to be due to the other nieces of the testator, and allowing the sum of ten hundred and seventy-live dollars as a credit to B. W. Mason on his liability for one-half of the legacy; for, on making the calculation on that basis, it will be ascertained that’ what was then paid by him was about the amount of the balance due on his share of the liability. Whether B. W. Mason settled on that basis or not, still the fact remains, that he was actually put of pocket thirteen hundred and thirty-five dollars and ten cents on account of said legacy, and that the receipts procured by him on his last payments do not purport to discharge J. B. Mason or his lands. And the payments on the legacy having thus far cost J. B. Mason only, the one hundred and twenty-five dollars repaid by him to the estate we can see no justice or reason in allowing him a credit of six hundred dollars, and our conclusion is that the ruling of the Chancery Court was, in this regard, correct.

There was no error in refusing to charge complainants with interest on the twelve hundred dollars from the time of the payment thereof in 1868.

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Bluebook (online)
92 Ala. 139, Counsel Stack Legal Research, https://law.counselstack.com/opinion/american-mortgage-co-v-boyd-ala-1890.