Alfred Polanco v. Himalayan Real Estate LLC; Wells Fargo Bank, N.A.; William Driscoll; and Kenneth B. Mock

CourtDistrict Court, E.D. New York
DecidedMay 27, 2026
Docket1:25-cv-06939
StatusUnknown

This text of Alfred Polanco v. Himalayan Real Estate LLC; Wells Fargo Bank, N.A.; William Driscoll; and Kenneth B. Mock (Alfred Polanco v. Himalayan Real Estate LLC; Wells Fargo Bank, N.A.; William Driscoll; and Kenneth B. Mock) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Alfred Polanco v. Himalayan Real Estate LLC; Wells Fargo Bank, N.A.; William Driscoll; and Kenneth B. Mock, (E.D.N.Y. 2026).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK

ALFRED POLANCO,

Plaintiff, v. MEMORANDUM & ORDER 25-CV-6939 (HG) HIMALAYAN REAL ESTATE LLC; WELLS FARGO BANK, N.A.; WILLIAM DRISCOLL; and KENNETH B. MOCK,

Defendants.

HECTOR GONZALEZ, United States District Judge:

Plaintiff Alfred Polanco, proceeding pro se, brings this action against Defendants Himalayan Real Estate LLC (“Himalayan”), Wells Fargo Bank, N.A. (“Wells Fargo”), William Driscoll (“Driscoll”), and Kenneth B. Mock (“Mock”) alleging constitutional and property- related violations arising out of a prior foreclosure proceeding. See ECF No. 1 (the “Complaint”).1 His application to proceed in forma pauperis (“IFP”), ECF No. 2, is granted pursuant to 28 U.S.C. § 1915 for the limited purpose of this Order.2 For the reasons that follow, Plaintiff’s complaint is DISMISSED.

1 Unless otherwise indicated, when quoting cases and Plaintiff’s papers, the Court omits all internal quotation marks, alteration marks, emphases, footnotes, and citations. The Court refers to the pages assigned by the Electronic Case Files system (“ECF”).

2 Plaintiff’s IFP application is implausible, as it claims no income and just $100 in assets, yet asserts monthly expenses totaling more than $5,000. See ECF No. 2. BACKGROUND3 Plaintiff alleges that he was injured at 10:35 a.m. on November 26, 2013, at 88-11 Sutphin Boulevard in Jamaica, New York. See ECF No. 1 at 4. However, the nature of the injury is not clear. Plaintiff first asserts that “[o]n November 26, 2013, by Alfred Polanco in

favor of WELLS FARGO BANK, N.A., as nominee for Secured Party Eliud Polanco, to secure payment of the principal sum of $900,090.00 on the property herein a judgment of foreclosure and sale was entered on [December 28, 2017] which was discharged by the IRS.” Id. at 5. Plaintiff further states: “[o]n September 23, 2021, William Driscoll Esq., Referee, transferred the property via (‘a mortgage called a Referee’s Deed’) to purchaser HIMALAYAN REAL ESTATE LLC & MINAMAR TSERING.” Id. Plaintiff goes on to allege that an unidentified “Petitioner” “commenced a jurisdictionally barred holdover action,” which “Respondent now moves to dismiss.” Id. He also claims that “Defendants acted out of racial animus in denying Plaintiff his federal protected rights and intentionally subjected him to repeated conspiratorial pretexts for arrests for the exercise of his rights.” Id. He does not specify the “Defendants” or

provide the dates or any other information about the alleged arrests. Plaintiff also incorporates an Exhibit A, which consists of a series of pronouncements related to public officials, the Fair Debt Collection Practices Act, the International Monetary Fund, sovereign immunity, the Administrative Procedure Act, foreign service of process, and other concepts, without explaining what relevance they have to this action. Id. at 6-15.

3 The Court “recite[s] the substance of the allegations as if they represented true facts, with the understanding that these are not findings of the [C]ourt, as [I] have no way of knowing at this stage what are the true facts.” In re Hain Celestial Grp., Inc. Sec. Litig., 20 F.4th 131, 133 (2d Cir. 2021). Plaintiff filed the Complaint on December 30, 2025. See ECF No. 1. The Complaint names Driscoll, Mock, Himalayan, and Wells Fargo as Defendants. Id. at 1–3.4 In a document attached to the Complaint, titled “Complaint and Request for Injunction,” Plaintiff names Minimar Tsering (“Minamar”) as an additional Defendant. See id. at 17–22. Plaintiff indicates

that all Defendants hold the title of “Trustee/Debtor.” Id. at 1–2, 18. Plaintiff asserts federal question jurisdiction for his claims of civil rights violations under 42 U.S.C. §§ 1981, 1983, 1985, and 1986. ECF No. 1 at 3, 5. He also asserts diversity jurisdiction for the property-related claims. Id. at 19. Plaintiff’s claim for relief seeks “Full and Clear title of Deed” and “fines” of $100,000,000 from each corporate Defendant and $1,000,000 “per agent.” Id. at 5. The Court has consulted the New York State Court Electronic Filing System and understands a foreclosure action was brought against Eliud Polanco in Queens County (the “Foreclosure Action”). See Wells Fargo Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., Greenpoint MTA Trust 2005-AR2, Mortgage Pass-Through

Certificates, Series 2005-AR2 v. Eliud Polanco et al., Index No. 705513/2023 (Sup. Ct. Queens Cnty. 2013).5 The Foreclosure Action commenced on November 26, 2013, and Judgment of Foreclosure and Sale of the property located at 60-22 80th Avenue, Glendale,6 NY 11385 (the

4 Although the Complaint names Kenneth B. Mock as a Defendant, Plaintiff does not assert any claims against him. See ECF No. 1.

5 The Court may take judicial notice of a state court docket because it is a public record. See Tannerite Sports LLC v. NBC Universal News Grp., 864 F.3d 236, 247 (2d Cir. 2017) (citing Chambers v. Time Warner, Inc., 282 F.3d 147, 152 (2d. Cir. 2002)); Mangiafico v. Blumenthal, 471 F.3d 391, 398 (2d Cir. 2006).

6 The Judgment of Foreclosure and Sale listed the full address as “60-22 80th Avenue[,] Ridgewood, NY 11385 A/K/A 60-22 80th Avenue[,] Glendale, NY 11385[.]” “Property”) was entered on December 28, 2017. Id. The filing does not name Plaintiff as a defendant in the Foreclosure Action. LEGAL STANDARD A complaint must plead “enough facts to state a claim to relief that is plausible on its

face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). A claim is plausible “when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Matson v. Bd. of Educ., 631 F.3d 57, 63 (2d Cir. 2011) (quoting Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009)). Although all allegations contained in the complaint are assumed to be true, this tenet is “inapplicable to legal conclusions.” Iqbal, 556 U.S. at 678. And while “detailed factual allegations are not required,” Twombly, 550 U.S. at 678, “[i]t is not enough to say that the defendant harmed me; the claim must include factual details that, if true, would show that the defendant broke the law” and is responsible for the harm to the plaintiff, Ramjas v. Wilknowski, No. 25-cv-3289, 2025 WL 1787168, at *1 (E.D.N.Y. June 27, 2025) (quoting Iqbal, 556 U.S. at 678).

In reviewing a pro se complaint, courts must apply “less stringent standards” than they apply to “formal pleadings drafted by lawyers.” Erickson v. Pardus, 551 U.S. 89, 94 (2007) (per curiam) (quoting Estelle v. Gamble, 429 U.S. 97, 106 (1976)); see also Harris v. Mills, 572 F.3d 66, 72 (2d Cir. 2009) (noting that even after Twombly, courts “remain obligated to construe a pro se complaint liberally”).

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Saint Paul Mercury Indemnity Co. v. Red Cab Co.
303 U.S. 283 (Supreme Court, 1938)
Coppedge v. United States
369 U.S. 438 (Supreme Court, 1962)
Estelle v. Gamble
429 U.S. 97 (Supreme Court, 1976)
Erickson v. Pardus
551 U.S. 89 (Supreme Court, 2007)
Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Yong Qin Luo v. Mikel
625 F.3d 772 (Second Circuit, 2010)
Matson v. BD. OF EDUC., CITY SCHOOL DIST. OF NY
631 F.3d 57 (Second Circuit, 2011)
Hill v. Curcione
657 F.3d 116 (Second Circuit, 2011)
Graham v. Henderson
89 F.3d 75 (Second Circuit, 1996)
Thomas v. Roach
165 F.3d 137 (Second Circuit, 1999)
Brown v. City Of Oneonta
221 F.3d 329 (Second Circuit, 2000)
Harris v. Mills
572 F.3d 66 (Second Circuit, 2009)
Escalera v. New York Housing Authority
924 F. Supp. 1323 (S.D. New York, 1996)
White v. Frank
680 F. Supp. 629 (S.D. New York, 1988)

Cite This Page — Counsel Stack

Bluebook (online)
Alfred Polanco v. Himalayan Real Estate LLC; Wells Fargo Bank, N.A.; William Driscoll; and Kenneth B. Mock, Counsel Stack Legal Research, https://law.counselstack.com/opinion/alfred-polanco-v-himalayan-real-estate-llc-wells-fargo-bank-na-nyed-2026.