OPINION AND ORDER
SILVIA CARREÑO-COLL, United States Magistrate Judge.
Orlando Alejandro-Ortiz, along with his wife and their minor children, sued Defendant Puerto Rico Electric Power Authority (“PREPA”) for its alleged negligence in causing the injuries he suffered when he came into contact with a low-hanging power line. At trial, PREPA’s defense was that it had not acted negligently and, even if it had, its own liability was precluded by Alejandro’s superseding negligence,1 which it said it could not have foreseen. After a jury trial, a verdict was rendered in favor of Plaintiffs. We now take up PREPA’s post-judgment motions, which include a consolidated Rule 50 motion for judgment as a matter of law and Rule 59 motion for a new trial, Docket No. 341, and a Rule 60(b) motion for relief from judgment. Docket No. 347.
I. PREPA’s motion for judgment as a matter of law or for a new trial.
A motion for judgment as a matter of law may be granted if the trial court finds that “a reasonable jury would not have a legally sufficient evidentiary basis” for its verdict. Fed.R.Civ.P. 50(a)(1). In reviewing the motion, we interpret the evidence in the light most favorable to the nonmoving party, and we will grant the motion only if “ ‘the evidence points so strongly and overwhelmingly in favor of the moving party that no reasonable jury could have returned a verdict adverse to that party.’ ” Marcano Rivera v. Turabo Med. Ctr. P’ship, 415 F.3d 162, 167 (1st Cir.2005) (quoting Rivera Castillo v. Autokirey, Inc., 379 F.3d 4, 9 (1st Cir.2004)); see also id. (“A party seeking to overturn a jury verdict faces an uphill battle.”); Crowe v. Bolduc, 334 F.3d 124, 134 (1st Cir.2003) (noting that review of motions [293] under Rule 50 is “weighted toward preservation of the jury verdict”). If we deny the motion under Rule 50, we may still grant a motion for a new trial under Rule 59. In reviewing the motion for a new trial, we are free to independently weigh the trial evidence, and we will grant the motion if we feel that the jury’s “verdict is against the weight of the evidence.” Jennings v. Jones, 587 F.3d 430, 436 (1st Cir.2009). Our decision on this question is a matter of substantial discretion. See Cham v. Station Operators, Inc., 685 F.3d 87, 97 (1st Cir.2012).
Plaintiff Alejandro suffered an accident and sued PREPA for its alleged negligence in causing the incident. His wife and minor children sued for their own injuries related to Alejandro’s accident. PREPA’s motion under Rules 50(b) and 59 focus on two separate points, which we address separately: first, PREPA argues that there was legally insufficient evidence to support a verdict in favor of Alejandro;2 second, PREPA argues that the claims of Alejandro’s wife, Co-Plaintiff Sonia Rodriguez-Jiménez are time barred.
A. Is the jury’s verdict in favor of Plaintiff Orlando Alejandro-Ortiz supported by legally sufficient evidence?
What is undisputed in this case is the following: Alejandro, at the time of his accident, was employed by the company that was responsible for garbage collection for the area around Cidra, Puerto Rico. Alejandro worked as a “helper,” which meant it was his job to ride on the back of the garbage truck as it did its rounds, moving the trash from the street to the truck. One day, his truck encountered a low-hanging cable blocking its path. Employing a method that he had used in the past under similar circumstances, Alejandro climbed on top of the truck, tied a rope to the low-hanging cable, threw the rope’s other end over a higher cable, and attempted to hoist the low cable to a height that would make passage possible. Something went wrong, and Alejandro received a very severe shock that caused permanent damage to his hands and arms.
PREPA’s legal sufficiency argument casts the trial evidence as supporting — or, rather, requiring — a finding that Alejandro is solely responsible for his accident and injuries. To this end, PREPA points to evidence showing that Alejandro, by dealing with the low-hanging cable himself, was not following his employer’s procedures, as relayed to him through a safety manual and training sessions.3 In particular, PREPA points to the testimony of Miguel Rodríguez, a former colleague of Alejandro, and Annabelle Hernandez, Alejandro’s supervisor, both of whom testified that the proper procedure was to allow a smaller pickup truck to collect the trash on parts of the route that the larger garbage truck could not reach.
PREPA’s theory, then, is that Alejandro’s own negligence caused his accident. The problem with this theory — and in our opinion it’s an insurmountable one — is that the jury did find that Alejandro had been negligent, but it found that PREPA had been significantly more so. Indeed, the [294] jury found that PREPA had proved that Alejandro had acted negligently, but in balancing the parties’ negligence it assigned 90% responsibility to PREPA and only 10% to Alejandro. See Jury Verdict Form, Docket No. 818, at 2. Thus, for PREPA to prevail on its motion, we must find that Alejandro’s actions were so abnormal or unforeseeable that PREPA, by exercising the proper degree of care, could not have acted to avoid them. See WoodsLeber v. Hyatt Hotels of P.R., Inc., 124 F.3d 47, 50-51 (1st Cir.1997) (holding that a plaintiff must prove that his injury “was reasonably foreseeable (and, thus, could have been prevented had the defendant acted with due care)” (citing Coyne v. Taber Partners I, 53 F.3d 454, 459 (1st Cir. 1995))).
In addressing the foreseeability of Alejandro’s injuries, we keep in mind the Supreme Court of Puerto Rico’s repeated holding that PREPA is required to “exercise the highest degree of care considering the inherently dangerous character” of its business. Mendez Purcell v. Water Res. Auth. of P.R., 10 P.R. Offic. Trans. 161, 167, 110 D.P.R. 130 (1980); see also Martinez De Jesus v. P.R. Elec. Power Auth., 256 F.Supp.2d 122, 125 (D.P.R. 2003) (“[T]he Supreme Court of Puerto Rico has repeatedly recognized that PREPA, as an entity that produces and distributes electricity, has the duty to exercise the highest degree of care, due to the inherently dangerous nature of the product that it markets.”). This duty extends to the installation, maintenance, and operation of its equipment, and PREPA is “obliged to carry out adequate inspections of its electrical units in order to discover defects and dangerous conditions that could place the public’s safety in jeopardy.” Martinez, 256 F.Supp.2d at 125 (citing Ramos v. Autoridad De Fuentes Fluviales De P.R., 86 D.P.R. 603, 609 (1962)). What this means is that PREPA, as a electrical utility, must foresee more than a typical actor. Moreover, when we speak of foreseeability, it is not required that the defendant have been able to “anticipate the very injury complained of or anticipated that it would have happened in the exact manner in which it did.” In re NS00L Cases, 517 F.Supp. 825, 833 (D.P.R. 1981) (citing Gines v. P.R. Aqueduct & Sewer Auth., 86 P.R.R. 490, 496-97 (1962)) (emphasis added). Instead, the defendant may be liable for “anything which, after the injury is complete, appears to have been a natural and probable consequence of the [defendant’s] act or omission.” Id. As the Supreme Court of Puerto Rico has held, the “essential factor is to be under a duty to foresee, in a general way, consequences of a particular type. It is no defense to allege that the precise course or the full extent of the consequences could not be foreseen, the consequences being of such kind, which in fact happened.” Gines, 86 P.R.R. at 496 (citing 2 F. Harper & F. James, The Law of Torts 1147 (1956)).4 And “[a]mong the ‘consequences of a particular type’ for which a negligent actor is legally responsible are those consequences attributed to reasonably foreseeable intervening forces, including the acts of third parties.” Marshall v. Perez Arzuaga, 828 F.2d 845, 848 (1st Cir.1987) (citing Widow of Andino v. Autoridad de Fuentes Fluviales de P.R., 93 P.R.R. 168, 178 (1966)). But see id. (“An ‘unforeseen or abnormal’ intervention ... ‘breaks the chain of causality,’ thus shielding the defendant from liability.” (quoting Widow of Andino, 93 P.R.R. at 178)).
Here, there was evidence to support a Ending that PREPA’s electrical cables [295] were low-hanging and poorly maintained.5 An entity with a duty of care as high as PREPA’s must, in cases where it allows its lines to languish in such a fashion, be charged with foreseeing that those lines may come into contact with persons or vehicles. Here, the line was apparently low enough that the truck could not clear it, and Alejandro testified that he felt, despite the fact of the smaller pickup truck, obligated to continue on his route and that it was a common practice to move the lines when they hung low (and he testified, moreover, that he had previously had to move this particular line). We find, therefore, that it is easily foreseeable that PREPA’s allowing a cable to hang low enough to block vehicles’ passage — even if only large vehicles — could result in individuals attempting to move the cables themselves, and thus continue on their way, even if such conduct was itself negligent.
In this conclusion, we are guided by the Puerto Rico Supreme Court’s opinion in Mendez PurcelV In that case, the plaintiff, with a friend, was attempting to put a 16-foot aluminum mast on his sailboat, which was on a trailer and parked on a public road. See Mendez Purcell, 10 P.R. Offic. Trans, at 163. Together, the boat and mast were some twenty feet tall. See id at 163-64. The plaintiff was performing this operation near the water authority’s high voltage lines, which, at eighteen feet tall, were at least four feet lower than they should have been. See id. at 163,166. The finder of fact found that the plaintiff “had noticed the nearness of the wires and [was] aware of the danger involved but ... went on and raised the mast.” Id. at 164. The trial court determined that the case was one of concurrent negligence and awarded damages against the water authority in favor of the plaintiff. See id. at 165. The water authority appealed, arguing essentially that the plaintiff’s actions were a superseding cause and that it should not have been responsible for any damages. See id,. The Supreme Court held otherwise, concluding that, in light of the fact that the water authority had not maintained its lines at the proper height, “[t]here is no doubt ... that the [water authority] should be held liable for the incident.” Id. at 166-67 (emphasis added). It reached this conclusion in spite of the fact that the plaintiff had appreciated the risk of his own actions6
7 and in spite of the fact that it could not conclude “categorically ... that the accident ... would not have happened had the electric lines been at the [296] required altitude.” Id. at 166; see also id. (“Nonetheless, it can be held that the probability of the accident occurring would have been less.”). It is highly unlikely that the water authority in Mendez Purcell anticipated that a teenager would touch its low-hanging lines with his boat’s aluminum mast, and the Court did not hold that it could or should have. Instead, it implicitly held that the risks of individuals or vehicles coming into contact with low-hanging lines “in areas of automobile traffic” was foreseeable. Id. at 166. In such a situation, even the “extreme[ ] negligence,” id. at 168, of another person would not be considered superseding, thus breaking the chain of causation; the party responsible for the negligent maintenance of its power lines would be responsible for its contributory negligence. Id. at 171 (holding that the water authority should be responsible for its contributory negligence, despite the plaintiffs negligence).8
We conclude that Alejandro’s actions were reasonably foreseeable for an entity with PREPA’s duty of care, that his actions therefore did not break the chain of causation, and that the jury was entitled to apportion negligence to PREPA.9 For the same reasons, we deny the Rule 59 motion with regard to Alejandro, as we think the jury’s verdict was supported by substantial evidence.
B. Are the claims of Co-Plaintiff Sonia Rodríguez-Jiménez time barred?
The second prong of PREPA’s motion argues that the claims of Alejandro’s wife, Co-Plaintiff Sonia Rodríguez-Jiménez, are time-barred.10 As a general [297] matter, a plaintiff in Puerto Rico may not bring suit more than a year after she acquires knowledge of her injury and its author. See Torres v. E.I. Dupont de Nemours & Co., 219 F.3d 13, 18 (1st Cir. 2000). Here, because Rodriguez’s injury occurred more than a year before she filed suit, see supra note 10, she “bears the burden of proving that she lacked the requisite knowledge at the requisite times.” Torres, 219 F.3d at 19. Rodriguez argues that she was diligent in prosecuting her claim and that this should excuse her late filing.
In its seminal statute of limitations opinion, Colon Prieto v. Geigel, the Puerto Rico Supreme Court grounded the limitations rule in principles of justice: on the one hand, it “safeguard[s] a right,” and on the other it “give[s] a definite character to the uncertainty of a possible claim.” Colon Prieto, 15 P.R. Offic. Trans. 313, 326, 115 D.P.R. 232 (1984). At its core, the .limitations rule is based on a concern about abandonment of claims, and it creates a “legal presumption of abandonment” when a plaintiff lets a year pass without filing suit. Id. Recognizing the rule as a balancing of competing interests, the Court rejected “a literal and narrow reading” of the' knowledge requirement. Id. at 327. It recognized that “the right-holder’s ignorance of whether or not a cause of action, derived from an unlawful act, has accrued, is a pertinent and determining factor.” Id. at 328. At issue in Colon Prieto was a plaintiff whose injury, was allegedly caused by his physician’s botched surgery. See id. at 329. But that same doctor had reassured the plaintiff that his pain was caused by something else, and in doing so the doctor hid his own negligence. See id. It was not until the plaintiff visited another doctor that he learned the real reason for his pain, and it was not until this date, the Court held, that his cause of action accrued. Id. To explain this holding, the Court, quoting a treatise, said that “the action does not accrue when the injury to the right takes place in circumstances that allows the inference that there was a clandestine or hidden fact of which the holder of the right, acting with the degree of diligence required by law, has no knowledge.” Id. at 330 (quoting J. Puig Brutau, Fundamentos De derecho Civil 876-77 (1979)).
In Villarini-Garcia, the First Circuit faced a set of facts similar to those in Colon Prieto. There, the defendant operated on the plaintiff and, during the operation, removed a piece of muscle from the plaintiffs back. See Villarini-Garcia v. Hosp. Del Maestro, Inc., 8 F.3d 81, 83 (1st Cir.1993). After the surgery, the plaintiff experienced severe back pain, but the defendant doctor assured her that the procedure had gone normally and that the pain would subside eventually without further treatment. See id. But the plaintiffs pain continued and, indeed, worsened and expanded, and she visited another doctor. See id. Mentioning the previous surgery, the new doctor speculated that it might be the cause of her pain, but the new doctor, when asked whether he thought plaintiff should sue the defendant doctor, discouraged that course and ultimately concluded that there was no relationship between the pain and the surgery. See id. She saw [298] more doctors and received more diagnoses before one doctor finally told her, almost three years after her surgery,, that the pain resulted from the back surgery. See id. at 84. The plaintiff brought suit just under a year after that last doctor’s visit. See id. The First Circuit, noting that the “one-year period does not begin to run until the plaintiff possesses, or with due diligence would possess, information sufficient to permit suit,” id. at 84 (emphasis added), held that summary judgment on plaintiffs negligence claim was improper because “a reasonable factfinder, while not necessarily compelled to do so, could find that [the plaintiff] did exercise due diligence ... but did not obtain the necessary knowledge until” the date of the final doctor’s visit. Id. at 86. In part, this holding was based on the defendant doctor’s assurances. See id. at 85-86 (“[The plaintiff] was promptly assured by ... the very doctor who had performed the operation that ... the pain was normal and would eventually end.... [S]he was entitled initially to rely on this prognosis from her doctor.” (emphasis added)). But the Circuit also acknowledged her reliance on the assurances of other, non-party physicians who, though they knew of the surgery, did not link it to her injury. See id. at 86 & n. 2 (noting that the relevance of the other doctors’ diagnoses to a finding of diligence was a jury question).
The First Circuit examined Colon Prieto in even greater depth in Rodriguez-Suris v. Montesinos, 123 F.3d 10 (1st Cir.1997). Surveying the caselaw, the Circuit interpreted Colon Prieto’s requirement that a plaintiff have “knowledge of the author of the injury” to mean that if “a plaintiff is not aware of some level of reasonable likelihood .of legal liability on the part of the person or entity that caused the injury, the statute of limitation will be tolled.” Id. at 13-14. And with regard to Colon Prieto’s discussion of abandonment, the Circuit noted that “in order for this legal reasoning to apply ... such abandonment on the part of the plaintiff should really exist.” Id. at 14 (internal quotations and brackets omitted).
The Rodriguez-Suris court determined that there were two logically distinct components to determining whether “a plaintiff can be said to have, or to lack, the requisite level of awareness for statute of limitations purposes.”11 Id. at 14. The first component is subjective: did. the plaintiff actually have sufficient knowledge to bring suit. See id. at 15 (“[A] plaintiff who is not aware of the existence of a cause of action is essentially incapable of bringing suit within the limitation period.”). The second component is objective, and it asks whether the plaintiff, “aware of facts sufficient to put her on notice that she has a potential tort claim,” in fact “pursue[d] the claim with reasonable diligence.” Id. at 15-16. This component recognizes that where a plaintiffs lack of knowledge is a result of her own “negligence or lack of care, then the statute of limitations would not be tolled.” Id. at 15. As an example, the Rodriguez-Suris court discussed a portion of the Villarini-Garcia case that we did not address above. Specifically, the Villarini-Garcia plaintiff sued the doctor for removing muscle tissue without her consent. See Villarini-Garcia, 8 F.3d at 85. The Circuit noted that she knew of this removal within weeks of the surgery, and this fact was sufficient to [299] put her on notice that she should “resort to a lawyer on the lack of consent elaim[; if] the lawyer judged that the consent was deficient, she had to bring suit within one year.” Id. The Rodriguez-Suris court interpreted this in light of its objective requirement, noting that while “the plaintiff may not have understood fully the legal significance of the facts known to her after her operation, ... there is nothing unfair in a policy that insists that the plaintiff promptly assert her rights.” RodriguezSuris, 123 F.3d at 16 (internal quotations omitted). The Villarini-Garcia plaintiff, then, was barred from filing her suit more than a year after she received notice of her injury because of her “failure to consult with a lawyer or otherwise investigate the claim” after she learned that the muscle tissue had been removed. Id. Finally, the Rodriguez-Suris court held that where “a plaintiffs suspicions that she may have been the victim of a tort are assuaged by assurances made by the person who caused the injury, a plaintiff will not be held responsible for failing to pursue her claim more aggressively.” Id.
Here, Rodriguez’s contention is that after she learned of her husband’s accident she promptly went, on her pastor’s advice, to see an attorney — who told her that she had no case. She then let the matter drop until she was contacted by the attorneys who now represent her. We believe that if Rodriguez put forth sufficient evidence of these facts,12 a jury could permissibly decide that she had acted with reasonable diligence in pursuing her claims; therefore, they would not be time barred. The Colon Prieto Court made clear that the limitations rule is grounded in fairness. Most basically, it is a rule meant to punish abandonment of claims. See Colon Prieto, 15 P.R. Offic. Trans, at 326 (noting that the rule creates a “legal presumption of abandonment”). But the courts have also noted that this abandonment should in fact exist. Rodriguez-Suris, 123 F.3d at 14 (“[Abandonment on the part of the plaintiff should really exist.”). To this end, Colon Prieto’s requirement that the plaintiff know the “author” of her injury has been interpreted, since that initial decision, to mean that a plaintiff needs to know more than the simple fact of probable causation — she should also have some knowledge of the potential for the author’s legal liability. See id. at 13-14 (“If a plaintiff is not aware of some level of reasonable likelihood of legal liability on the part of the person or entity that caused the injury, the statute of limitation will be tolled.” (emphasis added)); Villarini-Garcia, 8 F.3d at 84 (The limitations period “does not begin to run until the plaintiff possesses, or with due diligence would possess, information sufficient to permit suit.” (emphasis added)); Colon Prieto, 15 P.R. Offic. Trans, at 328 (The plaintiffs “ignorance of whether or not a cause of action ... has accrued ... is a pertinent and determining factor.” (emphasis added)). The Rodriguez-Suris court divided this knowledge inquiry into two parts. First, we ask whether Rodriguez had actual knowledge of “the likelihood of legal liability,” Rodriguez-Suris, 123 F.3d at 13-14, on the part of PREPA. Rodriguez’s position is that she did not know of PREPA’s liability — to the contrary, she believed it not to be liable — and thus her claim survives the test’s subjective component. Second, we ask whether Rodríguez “pursue[d her] claim with reasonable diligence.” Id. at 15-16. With regard to this element, Rodriguez says that after finding out about her husband’s injury, she visited a lawyer, but left believing she had no recourse. By going to a lawyer, she did precisely what the Villarini-Garcia plaintiff was faulted [300] for having not done. There, the court held that because the plaintiff knew about the facts that gave rise to her claims, she was sufficiently on notice of her duty to investigate. See Villarini-Garcia, 8 F.3d at 85. The court held that her decision not to go to a lawyer or otherwise investigate was unreasonable; the limitations period was not tolled because she had not been sufficiently diligent. Id. Rodriguez, by contrast, went promptly to a lawyer, as Villarini-Garcia suggests that she should have. At that point, however, she was given apparently-mistaken advice, and she put her claim aside. We conclude that a jury could have found her decision to rely on this third-party attorney to be the actions of a reasonably diligent plaintiff. Cf. id. at 86 & n. 2 (acknowledging a plaintiffs reliance on the mistaken opinion of a third-party physician and suggesting that the relevance of that diagnosis to a finding of diligence was a jury question); see also Villarini-Garcia v. Hosp. Del Maestro, Inc., 8 F.3d 81, 85 (1st Cir.1993) (holding that plaintiff should have consulted an attorney, but predicating her subsequent duty to file suit on the attorney’s “judg[ment]” that she had a case). Asked whether Rodriguez “exercised reasonable diligence in prosecuting her claims against” PREPA, the jury in this case answered that she did. See Docket No. 318, at 3. Nothing about Rodriguez’s theory leads us to conclude that the question ought not to have been given to the jury.
The question remains, however, whether the evidence presented at trial in fact supported the jury’s verdict. PREPA contends that the jury’s verdict was based on impermissible hearsay, not admissible evidence. Rodriguez’s testimony on this point was brief. First, she testified, without objection from PREPA, that after the accident she, on the advice of her pastor, went to see a lawyer named Pedro Cruz in Cayey, Puerto Rico. Plaintiffs’ counsel then asked what Atty. Cruz told Rodriguez, and the following exchange took place:
Q. What did Attorney Cruz tell you?
[D.’s Counsel]: Objection, Your Honor. Hearsay.
[P.’s Counsel]: What did — I’ll rephrase it.
Q. After your conference with Mr. Cruz, what information did you give him?
A. That—
Q. What did — let me rephrase it. Go ahead.
[D.’s Counsel]: Your Honor, we renew our objection. [....]
[D.’s Counsel]: She just stated as to what somebody else who’s not in Court right now, who’s never been supplied—
The Court: Mmhmm. I noticed that.
[P.’s Counsel]: I’m going to rephrase it.
The Court: Ms. Rodriguez, tell us what you did as a result of what the attorney told you.
The Witness: I did not understand that part.
The Court: Okay. After that visit, did you do anything else?
The Witness: No.
Q. Now, what did you understand that lawyer to say regarding your cause of action?
A. Like what?
Q. What did you hear him tell you?
[D.’s Counsel]: Objection. Hearsay.
Q. What was your — what was your impression, your understanding of what transpired with that meeting with the lawyer?
A. Well, that I did not have a case.
Q. Okay. So, what happened after that?
[301] A. Well, I left it at that with time.
PREPA’s primary complaint about this exchange concerns testimony given by Rodriguez in the Spanish language in response to the question: “After your conference with Mr. Cruz, what information did you give him?” PREPA immediately objected to that question, and the interpreter never translated Rodriguez’s response, but she did partially answer in Spanish. PREPA says that because the jury spoke Spanish, they all would have heard and been influenced by this testimony. We think not. Juries are regularly instructed to disregard certain bits of inadmissible evidence, and we take for granted their ability to do so. In this case, the jurors were told that only the official translations of Spanish-language testimony constituted valid evidence, and we have no reason to believe that they acted contrary to that instruction. Moreover, the hearsay would not have prejudiced PREPA because the information it sought to convey — that Rodriguez met with an attorney and was convinced she had no case — was subsequently elicited through a proper question (to which PREPA did not object) and non-hearsay testimony.
We conclude that sufficient evidence was in fact adduced to support the jury’s conclusion that Rodriguez acted diligently. Her unobjected-to testimony showed the following: that she went to see a lawyer soon after her husband’s injury, on the advice of her pastor; that after she saw this lawyer, she understood that she had no case; and that she took no further action after that point until she was contacted by the attorneys who came to represent her. As we explain above, we think that this is sufficient to support a finding of reasonable diligence, though such a result is certainly not compelled. We therefore deny PREPA’s Rule 50(b) motion as to Co-Plaintiff Sonia Rodriguez.13
II. PREPA’s Motion for Relief from Judgment
PREPA also has filed a Rule 60(b) motion seeking relief from the judgment entered against it. See Docket No. 347. The motion raises two questions,14 one simple and one difficult. Below, we take up those questions in turn, partially grant PREPA’s motion, and enter an order amending judgment in this case.
A. The insurance settlement caps PREPA’s damages.
Judgment was entered against PREPA in the total amount of $3,465,000.00. Docket No. 323. PREPA, however, argues that its liability is capped at $1,000,000 based on a settlement agreement signed by Plaintiffs and PREPA’s insurer. The facts, as laid out in that agreement, see Docket No. 348-1, are that PREPA has a $1,000,000 self-insurance fund as well as a $10,000,000 liability insurance policy issued by Chartis Insurance [302] Co. According to the agreement, in exchange for a payment from Chartis, the settling plaintiffs agreed to hold PREPA harmless for any jury damages in excess $1,000,000. See id. at 3 (“Plaintiffs are well aware and the Parties agree and stipulate, that should Plaintiffs prevail in the pending federal court case against PREPA, they shall and will not collect any amount payable as damages in excess of PREPA’s self-insured retention in the amount of ONE MILLION DOLLARS.”).
We agree with PREPA that the settlement agreement bars the plaintiffs covered by the agreement from collecting any money in excess of $1,000,000 in this case. The more difficult question, however, concerns precisely which of the plaintiffs are covered by the agreement. We consider that question below.
B. Who is covered by the settlement agreement?
PREPA’s position is that the settlement agreement limits the recovery of all of this case’s plaintiffs. Plaintiffs argue, however, that Rodriguez’s claims are not covered by the settlement agreement. In support of their position, Plaintiffs point put that the agreement’s first paragraph reads as follows:
This Confidential Settlement Agreement and Partial Release of All Claims (the “Settlement Agreement”) is made and entered into ... by and between Orlando Alejandro Ortiz ..., on his own behalf, and his wife, Sonia Rodriguez Jimenez, ... in representation of their minor children ... hereinafter referred to as [Settling] Plaintiffs, and [Chartis] in its capacity as the insurer of codefendant [PREPA],
Docket No. 348-1, at 1-2. This definition of Settling Plaintiffs15 covers the claims of Alejandro and his children, but it pointedly does not include the claims of Sonia Rodriguez on her own behalf. Later, the agreement purports “to settle [Settling] Plaintiffs [sic] claims and any and all liability of [Chartis] and its Insured ... in excess of PREPA’s self-insured retention in the amount of’ $1,000,000. Id. at 2-3. And it is the Settling Plaintiffs who “agree and stipulate that should [they] prevail in [this case], they shall and will not collect any amount payable as damages in excess of’ $1,000,000. Id. at 3. We agree with Plaintiffs that this language explicitly excludes Rodriguez from the settlement agreement.16
PREPA says that even if Rodriguez is not part of the class of Settling Plaintiffs, PREPA’s liability is nonetheless limited by other language in the agreement, specifically the following:
[T]he [Settling] Plaintiffs shall indemnify and hold harmless [Chartis] and its Insured ... from any and all claims, damages, losses and expenses, including but not limited to attorney [sic] fees, arising out of any claims filed by [Settling] Plaintiffs (be it a blood family relation or an affinity relation), or on their behalf, related to the incident which is the subject of [this case].
Id. at 5-6. According to PREPA, something in this paragraph “explicitly releases PREPA from any liability in excess of $1,000,000 arising out of any claim by Mrs. Rodriguez for the facts that gave rise to [303] this lawsuit.”17 Docket No. 347-1, at 8. Put simply, we don’t see what PREPA sees. Ignoring for a moment the paragraph’s parenthetical, the language merely states that the Settling Plaintiffs “shall indemnify” Chartis and PREPA for “any claims filed by [Settling] Plaintiffs ..., or on their behalf.” Docket No. 348-1, at 5-6. The relevant claims of Rodríguez are not those of the Settling Plaintiffs, nor are they on the Settling Plaintiffs’ behalf, because Rodriguez is not a Settling Plaintiff. We assume, then, that the language that “explicitly releases” PREPA from liability for Rodriguez’s claims is the parenthetical. But this argument fails because the parenthetical phrase is nonsensical. It refers to
claims filed by [Settling] Plaintiffs (be it a blood family relation or any affinity relation), or on their behalf....
Docket No. 348-1, at 5 (emphasis added). The apparent referent for the word “it” in the parenthetical is “Settling Plaintiffs,” but this makes little sense: first because “it” is singular and “Settling Plaintiffs” is plural; and second, and more importantly, because “Settling Plaintiffs” is an internally-defined term that does not refer to— and neither can it be coherently limited by reference to — relatives.18 Being unable to understand the phrase — and being offered no reasonable interpretation of it by PREPA or Chartis19 — we have no choice but to treat it as a nullity. We hold, therefore, that Settling Plaintiffs’ indemnification of PREPA and Chartis under the settlement agreement is only for claims filed by the Settling Plaintiffs or on their behalf.
Finally, Chartis and PREPA seek to get out from under the agreement’s plain language by offering as an explanation for Rodriguez’s absence their belief that her claims were time barred. Chartis writes that “the undisputable fact is that there is no settlement payment assigned to Sonia Rodriguez as part of the settlement ... because it was [Chartis’s] position that her claims were time-barred, a position that was accepted by [Rodriguez’s counsel] for purposes of the settlement.” Docket No. 352, at 3. PREPA goes even further, suggesting that Rodriguez’s absence from the agreement supports its arguments that Rodriguez’s claims were in fact time barred: “The fact that Mrs. Rodriguez was not part of the Settlement Agreement only supports PREPA’s argument that her lawyers knew her claims were time-barred.” Docket No. 347-1, at 8 n. 1. We are not inclined to delve into this debate, however, because we find that no permissible reading of the agreement’s language would cover Rodriguez’s claims.20 See [304] Exec. Leasing Corp. v. Banco Popular de P.R., 48 F.3d 66, 69 (1st Cir.1995) (holding that under Puerto Rico law, extrinsic evidence of intent may be resorted to only after a finding of ambiguity).
We are likewise unconvinced by Chartis’s argument that because Plaintiffs’ motion to voluntarily dismiss Chartis applied to all Plaintiffs, rather than just the Settling Plaintiffs, that the agreement must also have applied to all Plaintiffs or that PREPA’s liability is somehow limited by the dismissal. See Docket No. 352, at 5-6. It is true that the voluntary dismissal with regard to Chartis applied to all Plaintiffs, not just the Settling ones, but it is unclear to us why this should alter our reading of the settlement agreement’s plain language, which, again, never mentions Rodriguez’s personal claims. Moreover, Rodriguez dismissing her claims against Chartis means only that she is precluded from enforcing her judgment directly against PREPA’s insurer: it does not mean she cannot enforce the judgment’s entirety against PREPA itself, and it certainly says nothing about the judgment’s amount.21
For all of these reasons, we deny PREPA’s Rule 60(b) motion as to the claims of Rodriguez, which we find to be separate and apart, from the claims of the Settling Defendants and, therefore, not limited to being recoverable from PREPA’s $1,000,000 self-insurance fund.
C. Correcting the judgment.
As we explain above, we grant the Rule 60(b) motion with regard to the claims of Alejandro and his children, but we deny it with regard to the claims of Rodriguez. It become necessary, then, to amend the judgment originally entered in this case.
After trial, judgment was entered against PREPA as follows:
1. Orlando Alejandro-Ortiz: $2,025,000.
2. Sonia Rodríguez-Jinaénez: $ 855,000.
3. Minor Jan Anthony: $ 292,500.
4. Minor Bryan: $ 292,500.
Based on analysis above, the judgment in favor of Alejandro and his minor sons cannot exceed $1,000,000. Together, the final judgment in the favor of Orlando and his sons equalled $2,610,000. Alejandróte personal award constituted 77.6% of the collective total; the sons’ awards each constituted 11.2%. Awarding them the same percentages of $1,000,000, they are due:
1. Orlando Alejandro-Ortiz: $776,000.
2. Minor Jan Anthony: $112,000.
3. Minor Bryan: $112,000.
Rodriguez’s award will not be reduced.22 Judgment will be entered accordingly.
IT IS SO ORDERED.