Adams v. Continental Life Insurance

101 S.W.2d 75, 340 Mo. 417, 1937 Mo. LEXIS 483
CourtSupreme Court of Missouri
DecidedJanuary 5, 1937
StatusPublished
Cited by16 cases

This text of 101 S.W.2d 75 (Adams v. Continental Life Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Adams v. Continental Life Insurance, 101 S.W.2d 75, 340 Mo. 417, 1937 Mo. LEXIS 483 (Mo. 1937).

Opinions

This is a compensation case in which claimant sought an award of $11,250. A referee found for claimant as to the employer, but found that the liability policy in the insurer company did not cover the accident. Both claimant and the employer filed their separate applications for review by the full commission. On review before the full commission, compensation was denied, the commission finding that it was without jurisdiction. From the finding of the commission denying compensation claimant took the necessary steps for appeal to the circuit court. On hearing in the Circuit Court of St. Louis, the order of the commission denying compensation was disapproved and the cause remanded to the commission with direction to find that claimant was "entitled to compensation . . . from employer and insurer." From the finding and judgment of the circuit court both employer and insurer appealed to this court. Separate appeals were taken, but joint abstract filed and the two appeals considered together.

Claimant's husband, Morton A. Adams, while in the employ of the Continental Life Insurance Company of St. Louis, was killed in an automobile accident in South Dakota, on November 12, 1932. At that time, the employer carried with the General Accident Fire Life Assurance Corporation, a liability policy covering its employees *Page 423 for accidents occurring in Missouri or elsewhere, if the employee was at the time in the course of his employment under a contract made in Missouri, where the contract of employment did not otherwise provide. Hereinafter, we refer to the Continental Life Insurance Company as the employer, or the Continental, and to the General Accident Fire Life Assurance Corporation as the insurer.

Deceased, from February 1, 1924, to October, 1931, was in the employ of the Continental at Pierre, South Dakota. In October, 1931, he was called to the home office in St. Louis, and remained there until August, 1932, when he was sent back to Pierre to perform certain services for the employer. He was instructed to return to St. Louis when these services were finished, which would be about December, 1932, according to estimate. Prior to the employment of deceased with the Continental, he was in the employ of the First National Life Insurance Company of Pierre, South Dakota. In February, 1924, the Continental took over the business and properties of the First National, and Adams, the deceased, continued with the Continental in South Dakota, doing the same character of work that he had theretofore been doing for the First National, and for the same pay, $225 per month. His services while at Pierre, concerned leases, rents, taxes and "everything in a general way connected with real estate." On review before the full commission it was found that "the contract of employment under which employee was working at the time of the accident was made in 1924, and that there was not a new contract made when employee was transferred to St. Louis in 1931. We further find that there is not sufficient competent evidence in the record to show where the contract of 1924 was made, and, since the accident occurred in the State of South Dakota, it must be shown that the contract of employee was a Missouri contract or else we have no jurisdiction. As stated heretofore, the evidence does not show the situs of the contract, so we are therefore without jurisdiction."

As appears from the finding of the commission there was no finding as to dependency of claimant and no finding as to whether the accident arose out of and in the course of employment of deceased, but the view we take on the question of the new contract, it will not be necessary to deal with other questions. Both the employer and the insurer contend that there was sufficient competent evidence to support the finding of the commission that there was not a new contract entered into in Missouri, when deceased was transferred to St. Louis in 1931. The insurer, however, contends that if there was such new contract, the policy does not, in any event, cover the accident to deceased. The employer, while joining the insurer on the question of a new contract, contends that if there was such contract, the accident to deceased was covered by the policy. *Page 424

[1] Was there any sufficient competent evidence to support the finding of the commission that there was not a new contract entered into in Missouri, when deceased was transferred to St. Louis in 1931? Findings of fact made by the commission, if sustained by sufficient competent evidence, are, absent fraud, conclusive on appeal, and in determining the sufficiency of the evidence upon which the commission based its finding, we consider the evidence in the light most favorable to the finding and disregard evidence which might support a different finding than made. [Sec. 3342, R.S. 1929, Mo. Stat. Ann., p. 8275; Wadley v. Employers' Liability Assurance Corp., 225 Mo. App. 631,37 S.W.2d 665; Leilich v. Chevrolet Motor Co., 328 Mo. 112,40 S.W.2d 601; Doughton v. Marland Refining Co., 331 Mo. 280,53 S.W.2d 236; Hoffman v. Missouri Pacific Railroad Co. (Mo. App.), 63 S.W.2d 427; DeMoss v. Evens Howard Fire Brick Co. (Mo. App.), 57 S.W.2d 720; Gillick v. Fruin-Colnon Construction Co., 334 Mo. 135, 65 S.W.2d 927; Hinkle v. Miller (Mo. App.), 56 S.W.2d 825; King v. Mark Twain Hotel Co. (Mo. App.), 60 S.W.2d 675; and Kiser v. O'Connell Painting Co. (Mo. App.), 60 S.W.2d 636.]

On the other hand, the findings of fact by the commission are not conclusive on appeal if not supported by sufficient competent evidence. [Sec. 3342, supra; Doughton v. Marland Refining Co., supra; Sawtell v. Stern Bros. Co., 226 Mo. App. 485,44 S.W.2d 264; Hassell v. Reineke Lumber Co. (Mo. App.), 54 S.W.2d 758; Johnson v. Reed, 224 Mo. App. 1120, 32 S.W.2d 107.]

[2] If the deceased, at the time of the accident, was working under a contract made in Missouri, and which did not otherwise provide, then the commission had jurisdiction, even though the accident resulting in his death occurred in South Dakota or elsewhere. [Sec. 3310, R.S. 1929, Mo. Stat. Ann., sec. 3310, p. 8245; Shout v. Gunite Concrete Construction Co.,226 Mo. App. 388, 41 S.W.2d 629; State ex rel. Brewen-Clark Syrup Co. v. Missouri Workmen's Compensation Commission, 320 Mo. 893,8 S.W.2d 897.]

In view of the respective contentions on the alleged new contract, a somewhat extensive statement of the facts is required. On the question of the alleged new contract, we might state here that it is conceded that prior to going to St.

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Bluebook (online)
101 S.W.2d 75, 340 Mo. 417, 1937 Mo. LEXIS 483, Counsel Stack Legal Research, https://law.counselstack.com/opinion/adams-v-continental-life-insurance-mo-1937.