Acuity, a Mutual Insurance Company v. JM Remodeling & Construction

CourtCourt of Appeals of Wisconsin
DecidedApril 2, 2026
Docket2024AP000822
StatusUnpublished

This text of Acuity, a Mutual Insurance Company v. JM Remodeling & Construction (Acuity, a Mutual Insurance Company v. JM Remodeling & Construction) is published on Counsel Stack Legal Research, covering Court of Appeals of Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Acuity, a Mutual Insurance Company v. JM Remodeling & Construction, (Wis. Ct. App. 2026).

Opinion

COURT OF APPEALS DECISION NOTICE DATED AND FILED This opinion is subject to further editing. If published, the official version will appear in the bound volume of the Official Reports. April 2, 2026 A party may file with the Supreme Court a Samuel A. Christensen petition to review an adverse decision by the Clerk of Court of Appeals Court of Appeals. See WIS. STAT. § 808.10 and RULE 809.62.

Appeal No. 2024AP822 Cir. Ct. No. 2022CV5309

STATE OF WISCONSIN IN COURT OF APPEALS DISTRICT I

ACUITY, A MUTUAL INSURANCE COMPANY,

PLAINTIFF-APPELLANT,

CRYSTAL TRUETTNER,

INTERVENOR-PLAINTIFF-APPELLANT,

V.

JM REMODELING & CONSTRUCTION AND FRANKENMUTH MUTUAL INSURANCE COMPANY,

DEFENDANTS-RESPONDENTS,

MIKE MOON AND ABC INSURANCE COMPANY,

DEFENDANTS. No. 2024AP822

APPEAL from an order of the circuit court for Milwaukee County: WILLIAM SOSNAY, Judge. Affirmed in part; reversed in part and cause remanded with directions.

Before White, C.J., Colón, P.J., and Donald, J.

Per curiam opinions may not be cited in any court of this state as precedent

or authority, except for the limited purposes specified in WIS. STAT. RULE 809.23(3).

¶1 PER CURIAM. Acuity, a Mutual Insurance Company, and Crystal Truettner appeal from the circuit court order dismissing their negligence and breach of contract claims arising from an apartment fire and granting summary judgment to JM Remodeling & Construction and Frankenmuth Mutual Insurance Company (collectively JM Remodeling).1 Acuity insured an apartment building on West Loomis Road (the “Apartment Building”), which was owned by 4340 W. Loomis Road, LLC (“4340 LLC”). Acuity alleged that 4340 LLC contracted with JM Remodeling to renovate the Apartment Building. Co-defendant Mike Moon, JM Remodeling’s employee or subcontractor, repaired a leaky pipe in the bathroom of Unit 15, after which a fire broke out, causing substantial damage. Acuity brings its claims under subrogation rights arising from payments it made to its insured, 4340 LLC. Truettner intervened in Acuity’s action as a residential tenant under lease in the Apartment Building at the time of the fire; however, she is not alleged to be a tenant in Unit 15.

1 Crystal Truettner’s intervenor complaint alleged the fire caused destruction of her personal property; she asserted damages of over $6,000. Throughout the litigation, Truettner stated her interests were completely aligned with Acuity. She did not file an independent response to JM Remodeling’s motion for summary judgment or an independent brief in this appeal. Nonetheless, she was included in the notice of appeal and is an appellant in this matter.

2 No. 2024AP822

¶2 For the reasons discussed below, we conclude that genuine issues of material fact preclude summary judgment on Acuity’s negligence and breach of contract claims. While the same issues preclude summary judgment on Truettner’s negligence claim, we conclude that she has forfeited the breach of contract claim by failing to argue the contract claim before the circuit court. Therefore, we affirm the part of the circuit court order dismissing Truettner’s contract claim. We reverse the remainder of the order, including both of Acuity’s claims and Truettner’s negligence claim, and remand for further proceedings consistent with this decision.

BACKGROUND

¶3 This case arises from a fire on April 20, 2020, at the Apartment Building. Acuity filed an action for (1) negligence and breach of contract against JM Remodeling and (2) negligence against Moon. Acuity named Michael Quick, a Fire Origin and Cause Investigator, from Kubitz & Associates, as an expert witness and proffered his report of his investigation and analysis. Quick visited the Apartment Building the day after the fire, interviewed Moon, and photographed the tools he used to repair the leaking copper pipe, which included a soldering kit with a gas torch. Quick reported that Moon wrapped the pipe with an Oatey Flame Protector 9” x 12” heat shield fire blanket, which was rated effective up to 2,500 degrees. However, that rating was lower than the maximum in-air flame temperature of the BernzOmatic MAP-Pro gas torch used by Moon to solder the pipes; the torch could reach temperatures up to 3,730 degrees Fahrenheit. In Quick’s expert opinion, the most probable cause of the fire was an ignition of nearby combustible materials when the torch was used to solder the pipe. Acuity stated that it paid more than $892,000 in claims to 4340 LLC as a result of this fire.

3 No. 2024AP822

¶4 JM Remodeling moved for summary judgment. While Acuity alleged that JM Remodeling was liable for Moon’s negligence under respondeat superior, JM Remodeling argued that Moon’s negligence was not proven, and asserted Moon was an independent contractor, which meant that JM Remodeling was not liable for his torts. Acuity alleged that if Moon were an independent contractor, JM Remodeling, as the general contractor of the renovations, was still liable under contract law. It argued that JM Remodeling performed work for 4340 LLC under an implied contract containing a common law duty to perform the repair work with skill and care, and JM Remodeling breached that contract and duty, causing the fire at the Apartment Building through its subcontractor, Moon. JM Remodeling denied there was an express or implied contract.

¶5 Accompanying the summary judgment briefing were depositions from Moon; Jim Meldman, the owner of JM Remodeling; Heather Henn, the manager of JM Remodeling; affidavits from Quick and JM Remodeling’s accountant; and copies of the Greenfield Police Department reports regarding the fire. We recite the facts presented.

¶6 Meldman was the owner of multiple residential and commercial properties, each legally owned by a separate LLC, including 4340 LLC; JM Remodeling, a design and build firm; and a holding company for projects in development. Henn stated that she managed day-to-day operations. Meldman stated that his companies used independent contractors, such as architects, designers, and engineers, who were paid with 1099 independent contractor tax forms. The independent contractors were paid directly by the LLCs, not through JM Remodeling.

4 No. 2024AP822

¶7 Henn testified that she developed the scope of repair, remodeling, or maintenance work to be done by JM Remodeling and assigned it. Meldman testified that only Henn knew how projects were assigned, whether as work directly by JM Remodeling or bid to third parties. Neither Henn nor Meldman could state what percentage of work JM Remodeling did for properties owned by Meldman versus third parties. When JM Remodeling worked on property owned by Meldman, the specific building LLC was billed for any work completed by JM Remodeling, but Henn testified that there were no contracts for work between any of the LLCs and JM Remodeling.

¶8 Both Meldman and Henn testified that Moon was an independent contractor who did some minor or light maintenance work. Moon testified that he thought he was an employee; he worked exclusively for JM Remodeling during this time, working every weekday for 6-10 hours a day. Moon stated that he did not have a company or other clients. He normally was given tasks and projects by text or phone call from Henn or a secretary. He tracked his hours by the building where the work was completed and Henn paid him in cash every other week, until the fire.

¶9 Meldman, Henn, and Moon, all reviewed and did not dispute the accuracy of a QuickBooks accounting report of payments to Moon from May 2020 to December 2021; the sum was $45,000. There were no entries for payments before the fire on April 20, 2020. Henn stated that JM Remodeling began using a new labor tracking and billing system after the fire, and she recalled not giving Moon work after the fire.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Greenberg v. Stewart Title Guaranty Co.
492 N.W.2d 147 (Wisconsin Supreme Court, 1992)
State v. Pettit
492 N.W.2d 633 (Court of Appeals of Wisconsin, 1992)
Pamperin v. Trinity Memorial Hospital
423 N.W.2d 848 (Wisconsin Supreme Court, 1988)
Landwehr v. Citizens Trust Co.
329 N.W.2d 411 (Wisconsin Supreme Court, 1983)
Novell v. Migliaccio
2010 WI App 67 (Court of Appeals of Wisconsin, 2010)
Brooks v. Hayes
395 N.W.2d 167 (Wisconsin Supreme Court, 1986)
Muller v. Society Insurance
2008 WI 50 (Wisconsin Supreme Court, 2008)
Thurn v. La Crosse Liquor Co.
46 N.W.2d 212 (Wisconsin Supreme Court, 1951)
Kerl v. Dennis Rasmussen, Inc.
2004 WI 86 (Wisconsin Supreme Court, 2004)
Arsand v. City of Franklin
264 N.W.2d 579 (Wisconsin Supreme Court, 1978)
Theuerkauf v. Sutton
306 N.W.2d 651 (Wisconsin Supreme Court, 1981)
Colton v. Foulkes
47 N.W.2d 901 (Wisconsin Supreme Court, 1951)
Lecus v. American Mutual Insurance Co. of Boston
260 N.W.2d 241 (Wisconsin Supreme Court, 1977)
United Cooperative v. Frontier FS Cooperative
2007 WI App 197 (Court of Appeals of Wisconsin, 2007)
Lewis v. Physicians Insurance Co. of Wisconsin
2001 WI 60 (Wisconsin Supreme Court, 2001)
Steele v. Pacesetter Motor Cars, Inc.
2003 WI App 242 (Court of Appeals of Wisconsin, 2003)
Petzel v. Valley Orthopedics Ltd.
2009 WI App 106 (Court of Appeals of Wisconsin, 2009)
Maynard v. Port Publications, Inc.
297 N.W.2d 500 (Wisconsin Supreme Court, 1980)
Management Computer Services, Inc. v. Hawkins, Ash, Baptie & Co.
557 N.W.2d 67 (Wisconsin Supreme Court, 1996)
Walt v. City of Brookfield
2015 WI App 3 (Court of Appeals of Wisconsin, 2014)

Cite This Page — Counsel Stack

Bluebook (online)
Acuity, a Mutual Insurance Company v. JM Remodeling & Construction, Counsel Stack Legal Research, https://law.counselstack.com/opinion/acuity-a-mutual-insurance-company-v-jm-remodeling-construction-wisctapp-2026.