§ 26-49-109 — Obligations of reimbursement insurance policy insurers

(a) Providers are considered to be the agent of the
insurer which issued the reimbursement insurance policy for
purposes of obligating the insurer to service contract holders
in accordance with the service contract and this article. In
cases where a provider is acting as an administrator and enlists
other providers, the provider acting as the administrator shall
notify the insurer of the existence and identities of the other
providers.
(b) This article shall not prevent or limit the right of
an insurer which issued a reimbursement insurance policy to seek
indemnification or subrogation against a provider if the issuer
pays or is obligated to pay the service contract holder sums
that the provider was obligated to pay pursuant to the
provisions of the service contract.