Wyoming § 26-15-109 Statements in applications as representations
and not as warranties; misrepresentations

Wyoming Statutes

§ 26-15-109 — Statements in applications as representations and not as warranties; misrepresentations

Wyoming § 26-15-109

Title 26Insurance Code

Ch. 15THE INSURANCE CONTRACT

This text of Wyoming § 26-15-109 (Statements in applications as representations and not as warranties; misrepresentations) is published on Counsel Stack Legal Research, covering Wyoming primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wyo. Stat. Ann. § 26-15-109 (2026).

Text

(a)Any statements and descriptions in any application for an insurance policy or annuity contract, by or in behalf of the insured or annuitant, are representations and not warranties. Misrepresentations, omissions, concealment of facts and incorrect statements do not prevent a recovery under the policy or contract unless either:

(i)Fraudulent; or

(ii)Material either to the acceptance of the risk, or to the hazard the insurer assumes; or

(iii)The insurer in good faith, if it knew the true facts as required by the application for the policy or contract or otherwise, would not have:

(A)Issued the policy or contract;

(B)Issued it at the same premium rate;

(C)Issued a policy or contract in as large an amount; or

(D)Provided coverage with respect to the hazard resulting in the loss.

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(a) Any statements and descriptions in any application for
an insurance policy or annuity contract, by or in behalf of the
insured or annuitant, are representations and not warranties.
Misrepresentations, omissions, concealment of facts and
incorrect statements do not prevent a recovery under the policy
or contract unless either:
(i) Fraudulent; or
(ii) Material either to the acceptance of the risk,
or to the hazard the insurer assumes; or
(iii) The insurer in good faith, if it knew the true
facts as required by the application for the policy or contract
or otherwise, would not have:
(A) Issued the policy or contract;
(B) Issued it at the same premium rate;
(C) Issued a policy or contract in as large an
amount; or
(D) Provided coverage with respect to the hazard
resulting in the loss.