§ 26-15-108 — Application as evidence

(a) No application for the issuance of any life or
disability insurance policy or annuity contract is admissible in
evidence in any action relative to the policy or contract,
unless a true copy of the application is attached to or
otherwise made a part of the policy or contract when issued.
This provision does not apply to industrial life insurance
policies.
(b) If any life or disability insurance policy delivered
in this state is reinstated or renewed, and the insured or the
policy beneficiary or assignee makes written request to the
insurer for a copy of the reinstatement or renewal application,
if any, the insurer, within thirty (30) days after receipt of
the request at its home office, shall deliver or mail to the
person making the request a copy of the application reproduced
by any legible means. If the copy is not delivered or mailed
after having been requested, the insurer is precluded from
introducing the application in evidence in any action or
proceeding based upon or involving the policy or its
reinstatement or renewal. In the case of a request from a
beneficiary, the time within which the insurer is required to
furnish a copy of the application does not begin to run until
after receipt of evidence satisfactory to the insurer of the
beneficiary's vested interest in the policy or contract.
(c) As to insurance other than life or disability
insurance, no application for insurance signed by or on behalf
of the insured is admissible in evidence in any action between
the insured and the insurer arising out of the policy so applied
for, if the insurer fails, at expiration of thirty (30) days
after receipt of written demand therefor by or on behalf of the
insured, to furnish to the insured a copy of the application
reproduced by any legible means.