Wyoming § 26-23-108 Restrictions on underwriting for homeowner
policies

Wyoming Statutes

§ 26-23-108 — Restrictions on underwriting for homeowner policies

Wyoming § 26-23-108

Title 26Insurance Code

Ch. 23CASUALTY INSURANCE, SURETY INSURANCE AND TITLE

This text of Wyoming § 26-23-108 (Restrictions on underwriting for homeowner policies) is published on Counsel Stack Legal Research, covering Wyoming primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wyo. Stat. Ann. § 26-23-108 (2026).

Text

(a)No insurer shall cancel, refuse to renew or offer to renew at a higher premium a homeowner's insurance policy based in any manner upon the claims history of a named insured unless the claims history excludes customer inquiries. Customer inquiries are defined as telephone calls or other requests for information made by the named insured or a person who would be a named insured under the policy, that reference the terms, conditions or coverage afforded under an insurance contract and do not result in claims being filed or paid.

(b)Any insurer which violates the provisions of this section shall be subject to the procedures and penalties provided under this code. Following the procedures in this code, the commissioner may order the reinstatement, with no lapse in coverage, of any policy c

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(a) No insurer shall cancel, refuse to renew or offer to
renew at a higher premium a homeowner's insurance policy based
in any manner upon the claims history of a named insured unless
the claims history excludes customer inquiries. Customer
inquiries are defined as telephone calls or other requests for
information made by the named insured or a person who would be a
named insured under the policy, that reference the terms,
conditions or coverage afforded under an insurance contract and
do not result in claims being filed or paid.
(b) Any insurer which violates the provisions of this
section shall be subject to the procedures and penalties
provided under this code. Following the procedures in this
code, the commissioner may order the reinstatement, with no
lapse in coverage, of any policy cancelled or nonrenewed in
violation of this section. If the commissioner finds a policy
was renewed at a higher premium in violation of this section he
may order the return of any unauthorized increase in premium
together with interest at a rate of ten percent (10%) per year.