(a)No individual or group life insurance policy or long-
term care insurance policy shall:
(i)Deny or cancel coverage to a covered person
solely on the basis of the person's status as a living organ
donor or as an organ transplant recipient without any unique and
material actuarial risks in accordance with sound actuarial
principles and without any actual and reasonably anticipated and
expected experience of a person on the basis of their status as
a living organ donor or as an organ transplant recipient;
(ii)Deny a covered person eligibility or continued
eligibility to enroll or to renew coverage under the terms of a
policy, contract or certificate, solely on the basis of the
person's status as a living organ donor or as an organ
transplant recipient without any unique and material act
Free access — add to your briefcase to read the full text and ask questions with AI
(a) No individual or group life insurance policy or long-
term care insurance policy shall:
(i) Deny or cancel coverage to a covered person
solely on the basis of the person's status as a living organ
donor or as an organ transplant recipient without any unique and
material actuarial risks in accordance with sound actuarial
principles and without any actual and reasonably anticipated and
expected experience of a person on the basis of their status as
a living organ donor or as an organ transplant recipient;
(ii) Deny a covered person eligibility or continued
eligibility to enroll or to renew coverage under the terms of a
policy, contract or certificate, solely on the basis of the
person's status as a living organ donor or as an organ
transplant recipient without any unique and material actuarial
risks in accordance with sound actuarial principles and without
any actual and reasonably anticipated and expected experience of
a person on the basis of their status as a living organ donor or
as an organ transplant recipient;
(iii) Reduce or limit coverage or benefits, increase
the premiums or otherwise adversely affect the coverage or cost
for a covered person's policy, contract or certificate solely on
the basis of the person's status as a living organ donor or as
an organ transplant recipient without any additional separate
actuarial risk involved;
(iv) Preclude a covered person from donating all or
part of an organ or tissues as a condition of receiving or
continuing to receive coverage under a policy, contract or
certificate;
(v) Preclude a covered person from receiving all or
part of an organ or tissue through transplantation or
transfusion as a condition of receiving or continuing to receive
coverage under a policy, contract or certificate;
(vi) Preclude a covered person from receiving medical
services or other services related to organ transplantation,
including diagnostic services, evaluation, surgery, counseling
or post-operative treatment or services.