§ 26-19-106 — Blanket disability insurance; defined

Wyoming § 26-19-106

• Jurisdiction: Wyoming
• Title 26: Insurance Code
• Ch. 19: GROUP AND BLANKET DISABILITY INSURANCE

Text

(a) Blanket disability insurance is that form of
disability insurance covering groups of persons under a policy
or contract issued to:
(i) Any common carrier or to any operator, owner or
lessee of a means of transportation, who is deemed the
policyholder, covering a group of persons who may become
passengers as defined by reference to their travel status on the
common carrier or the means of transportation;
(ii) An employer, who is deemed the policyholder,
covering any group of employees, dependents or guests, defined
by reference to specified hazards incident to an activity or
activities or operations of the policyholder;
(iii) A college, school or other institution of
learning, a school district or school jurisdictional unit, or to
the head, principal or governing board of any educational unit,
who is deemed the policyholder, covering students, teachers or
employees;
(iv) Any religious, charitable, recreational,
educational or civic organization, or branch thereof, which is
deemed the policyholder, covering any group of members or
participants defined by reference to specified hazards incident
to an activity or operations sponsored or supervised by the
policyholder;
(v) A sports team, camp or sponsor thereof, which is
deemed the policyholder, covering members, campers, employees,
officials or supervisors;
(vi) Any volunteer fire department, first aid, civil
defense or other similar volunteer organization, which is deemed
the policyholder, covering any group of members or participants
defined by reference to specified hazards incident to an
activity or operations sponsored or supervised by the
policyholder;
(vii) A newspaper or other publisher, which is deemed
the policyholder, covering its carriers;
(viii) An association, including a labor union, which
has a constitution and bylaws and which is deemed the
policyholder, covering any group of members or participants
defined by reference to specified hazards incident to an
activity or operations sponsored or supervised by the
policyholder. Prior to marketing or offering any blanket
disability insurance to an association, including a labor union,
formed for the sole purpose of obtaining insurance, the producer
shall file a written report with the department setting forth
the name of the association, the insurer and its address and the
offering producer and his address. The department shall keep the
name of the association confidential. The provisions of the
Small Employer Health Insurance Availability Act, W.S. 26-19-301
et seq., shall apply to all insurance issued to an association
under this section. As used in this paragraph, "association"
shall not include a multiple employer welfare arrangement;
(ix) Cover any other risk or class of risks which, in
the commissioner's discretion, may be properly eligible for
blanket disability insurance. The commissioner's discretion may
be exercised on an individual risk basis or class of risks, or
both.