§ 26-15-118 — Validity and construction of noncomplying policies

(a) Any policy delivered or issued for delivery to any
person in this state in violation of this code, but otherwise
binding on the insurer, is valid, but shall be construed as
provided in this code.
(b) Any condition, omission or provision not in compliance
with this code and contained in any policy, rider or
endorsement, otherwise valid, is not thereby invalid but shall
be construed and applied in accordance with the condition,
omission or provision as would have applied if it had been in
full compliance with this code.