Wyoming § 40-14-410 Charge for insurance in connection with a
deferral, refinancing, or consolidation; duplicate charges

Wyoming Statutes

§ 40-14-410 — Charge for insurance in connection with a deferral, refinancing, or consolidation; duplicate charges

Wyoming § 40-14-410

Title 40Trade and Commerce

Ch. 14WYOMING UNIFORM CONSUMER CREDIT CODE

Art. 4INSURANCE

This text of Wyoming § 40-14-410 (Charge for insurance in connection with a deferral, refinancing, or consolidation; duplicate charges) is published on Counsel Stack Legal Research, covering Wyoming primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wyo. Stat. Ann. § 40-14-410 (2026).

Text

(a)A creditor may not contract for or receive a separate charge for insurance in connection with a deferral (W.S. 40-14-215 or 40-14-313), a refinancing (W.S. 40-14-216 or 40-14-314), or a consolidation (W.S. 40-14-217 or 40-14-315), unless:

(i)The debtor agrees at or before the time of the deferral, refinancing, or consolidation that the charge may be made;

(ii)The debtor is or is to be provided with insurance for an amount or a term, or insurance of a kind, in addition to that to which he would have been entitled had there been no deferral, refinancing, or consolidation;

(iii)The debtor receives a refund or credit on account of any unexpired term of existing insurance in the amount that would be required if the insurance were terminated (W.S. 40-14-408); and

(iv)The charge does not

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(a) A creditor may not contract for or receive a separate
charge for insurance in connection with a deferral (W.S.
40-14-215 or 40-14-313), a refinancing (W.S. 40-14-216 or
40-14-314), or a consolidation (W.S. 40-14-217 or 40-14-315),
unless:
(i) The debtor agrees at or before the time of the
deferral, refinancing, or consolidation that the charge may be
made;
(ii) The debtor is or is to be provided with
insurance for an amount or a term, or insurance of a kind, in
addition to that to which he would have been entitled had there
been no deferral, refinancing, or consolidation;
(iii) The debtor receives a refund or credit on
account of any unexpired term of existing insurance in the
amount that would be required if the insurance were terminated
(W.S. 40-14-408); and
(iv) The charge does not exceed the amount permitted
by this article (W.S. 40-14-407).
(b) A creditor may not contract for or receive a separate
charge for insurance which duplicates insurance with respect to
which the creditor has previously contracted for or received a
separate charge.