§ 40-14-217 — Credit service charge on consolidation

(a) If a buyer owes an unpaid balance to a seller with
respect to a consumer credit sale, refinancing, or
consolidation, and becomes obligated on another consumer credit
sale, refinancing, or consolidation with the same seller, the
parties may agree to a consolidation resulting in a single
schedule of payments pursuant to either of the following
subsections:
(i) The parties may agree to refinance the unpaid
balance with respect to the previous sale pursuant to the
provisions on refinancing (W.S. 40-14-216) and to consolidate
the amount financed resulting from the refinancing by adding it
to the amount financed with respect to the subsequent sale. The
seller may contract for and receive a credit service charge
based on the aggregate amount financed resulting from the
consolidation at a rate not exceeding that permitted by the
provisions on credit service charge for consumer credit sales
(W.S. 40-14-212);
(ii) The parties may agree to consolidate by adding
together the unpaid balances with respect to the two (2) sales.