Wyoming § 40-14-204 Definition of "consumer credit sale."
(a) Except as provided in subsection (b) of this section,
"consumer credit sale" is a sale of goods, services or an
interest in land in which:
(i) Credit is granted by a person who regularly
engages as a seller in credit transactions of the same kind;
(ii) The buyer is a person other than an
organization;
(iii) The goods, services or interest in land are
purchased primarily for a personal, family or household purpose;
(iv) Either the debt is payable in installments or a
credit service charge is made; and
(v) With respect to a sale of goods or services, the
amount financed does not exceed seventy-five thousand dollars
($75,000.00)

Wyoming Statutes

§ 40-14-204 — Definition of "consumer credit sale." (a) Except as provided in subsection (b) of this section, "consumer credit sale" is a sale of goods, services or an interest in land in which: (i) Credit is granted by a person who regularly engages as a seller in credit transactions of the same kind; (ii) The buyer is a person other than an organization; (iii) The goods, services or interest in land are purchased primarily for a personal, family or household purpose; (iv) Either the debt is payable in installments or a credit service charge is made; and (v) With respect to a sale of goods or services, the amount financed does not exceed seventy-five thousand dollars ($75,000.00)

Wyoming § 40-14-204

Title 40Trade and Commerce

Ch. 14WYOMING UNIFORM CONSUMER CREDIT CODE

Art. 2CREDIT SALES

This text of Wyoming § 40-14-204 (Definition of "consumer credit sale." (a) Except as provided in subsection (b) of this section, "consumer credit sale" is a sale of goods, services or an interest in land in which: (i) Credit is granted by a person who regularly engages as a seller in credit transactions of the same kind; (ii) The buyer is a person other than an organization; (iii) The goods, services or interest in land are purchased primarily for a personal, family or household purpose; (iv) Either the debt is payable in installments or a credit service charge is made; and (v) With respect to a sale of goods or services, the amount financed does not exceed seventy-five thousand dollars ($75,000.00)) is published on Counsel Stack Legal Research, covering Wyoming primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wyo. Stat. Ann. § 40-14-204 (2026).

Text

(b)Unless the sale is made subject to this act by agreement pursuant to W.S. 40-14-256, "consumer credit sale" does not include:

(i)A sale in which the seller allows the buyer to purchase goods or services pursuant to a lender credit card or similar arrangement; or

(ii)A sale of an interest in land if the credit service charge does not exceed eighteen percent (18%) per year calculated according to the actuarial method on the unpaid balances of the amount financed on the assumption that the debt will be paid according to the agreed terms and will not be paid before the end of the agreed term, except as provided for disclosure and debtors' remedies in W.S. 40-14-520.

(c)Repealed by Laws 1981, ch. 147, § 2.

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(b) Unless the sale is made subject to this act by
agreement pursuant to W.S. 40-14-256, "consumer credit sale"
does not include:
(i) A sale in which the seller allows the buyer to
purchase goods or services pursuant to a lender credit card or
similar arrangement; or
(ii) A sale of an interest in land if the credit
service charge does not exceed eighteen percent (18%) per year
calculated according to the actuarial method on the unpaid
balances of the amount financed on the assumption that the debt
will be paid according to the agreed terms and will not be paid
before the end of the agreed term, except as provided for
disclosure and debtors' remedies in W.S. 40-14-520.
(c) Repealed by Laws 1981, ch. 147, § 2.