§ 26-12-206 — Attorney fees in actions against unauthorized insurer

In any action against an unauthorized insurer, if the insurer
fails for thirty (30) days after demand prior to the
commencement of the action to make payment in accordance with
the terms of the contract, and it appears to the court that the
refusal is without reasonable cause, the court shall allow to
the plaintiff a reasonable attorney fee and include that fee in
any judgment that may be rendered in the action. The fee shall
not be less than one hundred dollars ($100.00). Failure of an
insurer to defend any such action is prima facie evidence that
its failure to make payment was without reasonable cause.
ARTICLE 3
UNAUTHORIZED INSURERS FALSE ADVERTISING PROCESS ACT