Vermont § 3879 Cancellation of fire and casualty insurance

Vermont Statutes

§ 3879 — Cancellation of fire and casualty insurance

Vermont § 3879

Title 8Title 8: Banking and Insurance

Ch. 105Chapter 105: Fire and Casualty Insurance

This text of Vermont § 3879 (Cancellation of fire and casualty insurance) is published on Counsel Stack Legal Research, covering Vermont primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Vt. Stat. Ann. tit. 8, § 3879 (2026).

Text

(a)A notice of cancellation of a policy, to which section 3880 of this title applies, unless that policy is otherwise controlled by chapter 113, subchapter 2 of this title, shall be effective only if it is based on one or more of the following reasons:

(1)nonpayment of premium;

(2)fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or

(3)substantial increase in hazard provided that cancellation for this reason shall be effective only after prior approval of the Commissioner.

(b)This section shall not apply to any policy or coverage that has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy

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(a) A notice of cancellation of a policy, to which section 3880 of this title applies, unless that policy is otherwise controlled by chapter 113, subchapter 2 of this title, shall be effective only if it is based on one or more of the following reasons:
(1) nonpayment of premium;
(2) fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or
(3) substantial increase in hazard provided that cancellation for this reason shall be effective only after prior approval of the Commissioner.
(b) This section shall not apply to any policy or coverage that has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.
(c) This section shall not apply to nonrenewal. (Added 1977, No. 223 (Adj. Sess.), § 4.)