Texas § 861.201 KINDS OF INSURANCE AUTHORIZED.

Texas Statutes

§ 861.201 — KINDS OF INSURANCE AUTHORIZED.

Texas § 861.201

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 861.201 (2026).

Text

Sec. 861.201. KINDS OF INSURANCE AUTHORIZED.

(a)A general casualty company may:

(1)insure a person against:

(A)bodily injury, disability, or death that results from an accident; or

(B)disability that results from disease;

(2)insure against loss or damage that results from an accident or injury sustained by an employee or other person, for which accident or injury the insured is liable;

(3)insure against loss or damage that results from an accident to or injury sustained by a person, for which loss the insured is liable, other than employers liability insurance under Subdivision (2);

(4)insure against loss or damage by burglary, theft, or housebreaking;

(5)insure glass against breakage;

(6)insure a steam boiler, elevator, electrical device, or engine and any machinery or appliance

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Sec. 861.201. KINDS OF INSURANCE AUTHORIZED. (a) A general casualty company may:
(1) insure a person against:
(A) bodily injury, disability, or death that results from an accident; or
(B) disability that results from disease;
(2) insure against loss or damage that results from an accident or injury sustained by an employee or other person, for which accident or injury the insured is liable;
(3) insure against loss or damage that results from an accident to or injury sustained by a person, for which loss the insured is liable, other than employers liability insurance under Subdivision (2);
(4) insure against loss or damage by burglary, theft, or housebreaking;
(5) insure glass against breakage;
(6) insure a steam boiler, elevator, electrical device, or engine and any machinery or appliance used or operated in connection with a steam boiler, elevator, electrical device, or engine;
(7) insure against loss or damage from injury to a person or property that results accidentally from an item described by Subdivision (6);
(8) insure against loss or damage by water to goods or premises that arises from the breakage or leakage of a sprinkler or water pipe;
(9) insure against loss that:
(A) results from accidental damage to an automobile; or
(B) is caused accidentally by an automobile;
(10) insure a person, association, or corporation against loss or damage that results from giving or extending credit;
(11) insure against loss that results from the nonpayment of the principal of or interest on a bond, mortgage, or other evidence of indebtedness;
(12) write marine insurance, which may include insurance against the hazards and perils incident to war; or
(13) insure against any other casualty or insurance risk, other than fire or life insurance, specified in the company's articles of incorporation that:
(A) may be lawfully made the subject of insurance; and
(B) is not otherwise provided for by this chapter.
(b) A general casualty company may engage in one or more of the activities specified by Subsection (a).
SUBCHAPTER F. REGULATION OF GENERAL CASUALTY COMPANY