Texas § 549.053 USE OF POLICY INFORMATION.

Texas Statutes

§ 549.053 — USE OF POLICY INFORMATION.

Texas § 549.053

Code INInsurance Code

This text of Texas § 549.053 (USE OF POLICY INFORMATION.) is published on Counsel Stack Legal Research, covering Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Tex. Insurance Code Code Ann. § 549.053 (2026).

Text

Sec. 549.053. USE OF POLICY INFORMATION.

(a)Except as otherwise provided by this section, a lender may not:

(1)use or permit the use of any information taken from an insurance policy insuring the borrower's property for the purpose of soliciting insurance business from the borrower; or

(2)make information taken from an insurance policy insuring the borrower's property available to any other person for any purpose.

(b)Subsection (a) does not:

(1)apply if the borrower provides the lender with specific written authority permitting or directing the particular use or disclosure of information before the use or disclosure occurs; or

(2)prevent a lender who is a licensed general property and casualty agent or a personal lines property and casualty agent from selling insurance to a borrower.

Free access — add to your briefcase to read the full text and ask questions with AI

Sec. 549.053. USE OF POLICY INFORMATION. (a) Except as otherwise provided by this section, a lender may not:
(1) use or permit the use of any information taken from an insurance policy insuring the borrower's property for the purpose of soliciting insurance business from the borrower; or
(2) make information taken from an insurance policy insuring the borrower's property available to any other person for any purpose.
(b) Subsection (a) does not:
(1) apply if the borrower provides the lender with specific written authority permitting or directing the particular use or disclosure of information before the use or disclosure occurs; or
(2) prevent a lender who is a licensed general property and casualty agent or a personal lines property and casualty agent from selling insurance to a borrower.

Legislative History

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005. Amended by: Acts 2007, 80th Leg., R.S., Ch. 548 (S.B. 1263 ), Sec. 2.02, eff. September 1, 2007.