Texas § 1953.051 CERTAIN RATING PLANS PROHIBITED.

Texas Statutes

§ 1953.051 — CERTAIN RATING PLANS PROHIBITED.

Texas § 1953.051

Code INInsurance Code

This text of Texas § 1953.051 (CERTAIN RATING PLANS PROHIBITED.) is published on Counsel Stack Legal Research, covering Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Tex. Insurance Code Code Ann. § 1953.051 (2026).

Text

Sec. 1953.051. CERTAIN RATING PLANS PROHIBITED.

(a)A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151 , may not:

(1)assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code; or

(2)otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).

(b)A rating plan regarding the writing of personal automobile insurance may not:

(1)assign a rate consequence solely to:

(A)a consumer inquiry, as defined by Section 544.551 , made by an applicant or insured; or

(B)a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy; or

(2)otherwise cause premiums for

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Sec. 1953.051. CERTAIN RATING PLANS PROHIBITED. (a) A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151 , may not:
(1) assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code; or
(2) otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).
(b) A rating plan regarding the writing of personal automobile insurance may not:
(1) assign a rate consequence solely to:
(A) a consumer inquiry, as defined by Section 544.551 , made by an applicant or insured; or
(B) a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy; or
(2) otherwise cause premiums for personal automobile insurance to be increased solely because of an inquiry or claim described by Subdivision (1).

Legislative History

Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636 ), Sec. 1H.001, eff. April 1, 2009. Amended by: Acts 2015, 84th Leg., R.S., Ch. 1137 (S.B. 189 ), Sec. 4, eff. September 1, 2015.