Texas § 1425.001 EXEMPTION FROM APPLICATION OF SUBTITLE.

Texas Statutes

§ 1425.001 — EXEMPTION FROM APPLICATION OF SUBTITLE.

Texas § 1425.001

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Tex. Insurance Code Code Ann. § 1425.001 (2026).

Text

Sec. 1425.001. EXEMPTION FROM APPLICATION OF SUBTITLE.

(a)Except as provided by Section 1425.002 , a provision of this subtitle that becomes effective on or after January 2, 2010, does not apply to:

(1)a plan that provides coverage only:

(A)for a specified disease or diseases or under an individual limited benefit policy;

(B)for accidental death or dismemberment;

(C)as a supplement to a liability insurance policy; or

(D)for dental or vision care;

(2)disability income insurance coverage or a combination of accident-only and disability income insurance coverage;

(3)credit insurance coverage;

(4)a hospital confinement indemnity policy;

(5)a Medicare supplemental policy as defined by Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss);

(6)a workers' compensation insur

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Sec. 1425.001. EXEMPTION FROM APPLICATION OF SUBTITLE. (a) Except as provided by Section 1425.002 , a provision of this subtitle that becomes effective on or after January 2, 2010, does not apply to:
(1) a plan that provides coverage only:
(A) for a specified disease or diseases or under an individual limited benefit policy;
(B) for accidental death or dismemberment;
(C) as a supplement to a liability insurance policy; or
(D) for dental or vision care;
(2) disability income insurance coverage or a combination of accident-only and disability income insurance coverage;
(3) credit insurance coverage;
(4) a hospital confinement indemnity policy;
(5) a Medicare supplemental policy as defined by Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss);
(6) a workers' compensation insurance policy;
(7) medical payment insurance coverage provided under a motor vehicle insurance policy;
(8) a long-term care insurance policy, including a nursing home fixed indemnity policy, except as provided by Subsection (b); or
(9) an occupational accident policy.
(b) A long-term care insurance policy, including a nursing home fixed indemnity policy, is subject to this subtitle if the commissioner determines that the policy provides benefits so comprehensive that it is a health benefit plan and should not be subject to the exemption provided under this section.