Texas § 1153.053 DISAPPROVAL OF FORM.

Texas Statutes

§ 1153.053 — DISAPPROVAL OF FORM.

Texas § 1153.053

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 1153.053 (2026).

Text

Sec. 1153.053. DISAPPROVAL OF FORM.

(a)Not later than the 60th day after the date an insurer files a form under Section 1153.051 , the commissioner shall disapprove the form if:

(1)the benefits provided are not reasonable in relation to the premium charge; or

(2)the form contains a provision that:

(A)is unjust, unfair, inequitable, misleading, or deceptive;

(B)encourages misrepresentation of the coverage; or

(C)is contrary to this code or a rule adopted under this code.

(b)The commissioner shall specify in the notice of disapproval of a form the reason for the disapproval and state that, if the insurer delivers to the commissioner a written request for a hearing on the disapproval of the form, the hearing will be granted not later than the 20th day after the date of the request.

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Sec. 1153.053. DISAPPROVAL OF FORM. (a) Not later than the 60th day after the date an insurer files a form under Section 1153.051 , the commissioner shall disapprove the form if:
(1) the benefits provided are not reasonable in relation to the premium charge; or
(2) the form contains a provision that:
(A) is unjust, unfair, inequitable, misleading, or deceptive;
(B) encourages misrepresentation of the coverage; or
(C) is contrary to this code or a rule adopted under this code.
(b) The commissioner shall specify in the notice of disapproval of a form the reason for the disapproval and state that, if the insurer delivers to the commissioner a written request for a hearing on the disapproval of the form, the hearing will be granted not later than the 20th day after the date of the request.