Texas § 347.053 PROVISIONS PROHIBITED IN CREDIT DOCUMENT.

Texas Statutes

§ 347.053 — PROVISIONS PROHIBITED IN CREDIT DOCUMENT.

Texas § 347.053

Code FIFinance Code

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Tex. Finance Code Code Ann. § 347.053 (2026).

Text

Sec. 347.053. PROVISIONS PROHIBITED IN CREDIT DOCUMENT. A credit document may not:

(1)contain a power of attorney to confess judgment in this state;

(2)contain an assignment of wages;

(3)provide that the consumer agrees not to assert against a creditor or an assignee of the credit transaction a claim or defense arising out of the sale; or

(4)authorize the creditor or a person acting on the creditor's behalf to:

(A)enter the consumer's premises unlawfully; or

(B)commit a breach of the peace in the repossession of a manufactured home.

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Sec. 347.053. PROVISIONS PROHIBITED IN CREDIT DOCUMENT. A credit document may not:
(1) contain a power of attorney to confess judgment in this state;
(2) contain an assignment of wages;
(3) provide that the consumer agrees not to assert against a creditor or an assignee of the credit transaction a claim or defense arising out of the sale; or
(4) authorize the creditor or a person acting on the creditor's behalf to:
(A) enter the consumer's premises unlawfully; or
(B) commit a breach of the peace in the repossession of a manufactured home.