Texas § 346.004 APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS.

Texas Statutes

§ 346.004 — APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS.

Texas § 346.004

Code FIFinance Code

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Bluebook

Tex. Finance Code Code Ann. § 346.004 (2026).

Text

Sec. 346.004. APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS.

(a)Unless the contract for the account provides otherwise, this chapter applies to a revolving credit account described by Section 346.003 if the loan or extension of credit is extended primarily for personal, family, or household use to a person who is located in this state at the time the loan is made or the extension of credit is entered into.

(b)Unless the contract for the account provides that this chapter applies, this chapter does not apply to a revolving credit account described by Section 346.003 if the loan or extension of credit is for business, commercial, investment, or similar purposes.

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Sec. 346.004. APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS. (a) Unless the contract for the account provides otherwise, this chapter applies to a revolving credit account described by Section 346.003 if the loan or extension of credit is extended primarily for personal, family, or household use to a person who is located in this state at the time the loan is made or the extension of credit is entered into.
(b) Unless the contract for the account provides that this chapter applies, this chapter does not apply to a revolving credit account described by Section 346.003 if the loan or extension of credit is for business, commercial, investment, or similar purposes.

Legislative History

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by: Acts 2005, 79th Leg., Ch. 1018 (H.B. 955 ), Sec. 2.17, eff. September 1, 2005. Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442 ), Sec. 29, eff. September 1, 2019.