§ 56-7-2702 — Limitations on insurance cancellation - Genetic testing prohibited - Individual consent required - Exceptions

Tennessee § 56-7-2702

• Jurisdiction: Tennessee
• Title: 56

Text

(a) A life insurance provider shall not cancel insurance coverage for an individual or a family member of an individual based solely on the individual's or family member's genetic information. (b) A life insurance provider shall not request or require an individual to whom the insurer provides life insurance coverage, or an individual who applies for life insurance coverage, to take a genetic test as a precondition of insurability, and shall not require the complete genome sequencing of an individual's DNA. (c) A life insurance provider shall not access sensitive medical information, including the genetic data of an individual, without first obtaining the individual's signed, written consent. (d) This section does not prevent a life insurance provider from requesting or obtaining existing health information for underwriting, including genetic information contained within an individual's medical record.

Legislative History

Amended by 2023 Tenn. Acts, ch. 246, s 3, eff. 7/1/2023. Amended by 2023 Tenn. Acts, ch. 246, s 2, eff. 7/1/2023. Acts 1997 , ch. 121, § 2.