Tennessee § 47-22-103 Unauthorized use of credit card - Liability

Tennessee Statutes

§ 47-22-103 — Unauthorized use of credit card - Liability

Tennessee § 47-22-103

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This text of Tennessee § 47-22-103 (Unauthorized use of credit card - Liability) is published on Counsel Stack Legal Research, covering Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Tenn. Code Ann. § 47-22-103 (2026).

Text

(a)Any person who has assumed liability for a credit card, either by authorizing its issuance, or as provided in § 47-22-102 , and who exercises reasonable care in its use and safekeeping, shall not be liable for the unauthorized use of such card.

(b)(1) "Reasonable care" within the meaning of this section requires the person to whom a credit card has been issued to notify promptly the issuer in case of a card which has been lost or stolen.

(2)However, failure to notify the issuer shall not result in the liability of more than one hundred dollars ($100) in the unauthorized use of the credit card.

(c)Nothing in this chapter will relieve the card holder of liability if guilty of fraud, misrepresentation, gross negligence, or collusion.

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(a) Any person who has assumed liability for a credit card, either by authorizing its issuance, or as provided in § 47-22-102 , and who exercises reasonable care in its use and safekeeping, shall not be liable for the unauthorized use of such card. (b) (1) "Reasonable care" within the meaning of this section requires the person to whom a credit card has been issued to notify promptly the issuer in case of a card which has been lost or stolen. (2) However, failure to notify the issuer shall not result in the liability of more than one hundred dollars ($100) in the unauthorized use of the credit card. (c) Nothing in this chapter will relieve the card holder of liability if guilty of fraud, misrepresentation, gross negligence, or collusion.