South Dakota Statutes

§ 54-3-1 — Interest defined.

South Dakota § 54-3-1
JurisdictionSouth Dakota
Title 54DEBTOR AND CREDITOR
Ch. 54-2INTEREST AND USURY

This text of South Dakota § 54-3-1 (Interest defined.) is published on Counsel Stack Legal Research, covering South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
S.D. Codified Laws § 54-3-1 (2026).

Text

Interest is the compensation allowed by law for the use, or forbearance, or detention of money or its equivalent, including without limitation, points, loan origination fees, credit service or carrying charges, charges for unanticipated late payments, and any other charges, direct or indirect, as an incident to or as a condition of the extension of credit. These charges do not include charges made by a third party.

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Related

Sander v. Geib, Elston, Frost Professional Ass'n
506 N.W.2d 107 (South Dakota Supreme Court, 1993)
86 case citations
State Ex Rel. Meierhenry v. Spiegel, Inc.
277 N.W.2d 298 (South Dakota Supreme Court, 1979)
33 case citations
Rollinger v. JC Penney Company
192 N.W.2d 699 (South Dakota Supreme Court, 1971)
30 case citations

Legislative History

CivC 1877, § 1095; CL 1887, § 3718; RCivC 1903, § 1414; RC 1919, § 1037; SDC 1939, § 38.0103; SL 1987, ch 360, § 3.

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Bluebook (online)
South Dakota § 54-3-1, Counsel Stack Legal Research, https://law.counselstack.com/statute/sd/54-3-1.